Robinhood Credit Card Reviews

Absolutely horrible credit card. They pull you in with a promise of 3% back. And 5% back when you book flights through RobinhoodCreditCard . I booked a flight and then there was a family emergency so I needed to modify the flight and get different flights. I called and tried to change the flight with the support number. They told me they changed the flight and everything was good. But I checked the email the next day and they said that you are not allowed to modify your flights at all. I think I am going to cancel my credit card because this lack of customer service is unacceptable.

I've been a loyal Robinhood member since 2017 and have been paying for Robinhood Gold since it launched. My account has consistently held six figures, and I have an excellent credit score. Today, I found out that a friend who joined the waitlist for credit two months ago and has had his account for less time was granted credit. I don't see how it's fair that he received credit before me, especially when I applied for the waitlist as soon as it was announced in March. This experience has left me feeling undervalued as a long-term customer. I hope Robinhood can address this issue and show more consideration for their loyal, long-term users.

When will I be able to get this card? 2024? 2025? Never? I pay each month for Robinhood gold, there’s fees to nickel and dime me at every turn, yet still no magical credit card ETA?

And if any of you think these 5-star reviews are legit, you need someone to hold your hand…

The 3% cash back on everything is probably the best around. I got the card for everyday purchases and I pay off the balance before the statement closes. Yesterday, the card started rejecting all charges. The only way to reach out to customer service is by text or email, so I did. Apparently there is a transaction limit, before the card gets blocked “for your protection”. There is no way for them to unblock it until it resets itself and they don’t know when that is, so just try it again in a few days. They also can’t tell you what the transaction limit is, so just use it and hope for the best. This is the only card where I had this issue. The lesson is, make sure you have other cards with you so you don’t get stranded in the name of “your protection”.

Absolutely the worst one I used. Can’t use for my daily big purchases like luxury brand. Will take your money and not give you 3% cash back. Redflag your transaction for no reason. Actual customer service and manager cannot even give an answer. Basically on their regulation they have right to change EVERYTHING. Your cash back and everything can be changed at any time. Better not use for big purchases because they will get benefits from using their card but not giving you your cash back. They ate more than $400 worth cash back from me. I spend $63k in less then 3 month and paid off all. I won’t never use this card also withdrawed all my money from Robinhood. They are using small local bank for their credit card so better trust big company like chase, Amex Etc before you get a hard lesson.

The Robinhood credit card should give the option to reinvest the cash back into a stock or round up to the nearest dollar into a stock. By doing this it encourages the investment ecosystem and inherently saves for retirement. Utilizing the cards investment potential and giving it a HUGE edge over other credit cards having the added benefit integrated in.

UPDATE AND WARNING:

Sneaky tactics used with this card. If you pay off the card with the “points” the 3% turns into 2.1%. They do this to assume many unsuspecting people, like myself, will just click pay with points and not think about it. The only way you can redeem it and get 3% is if you deposit it to the brokerage account. This goes from one of my top cards to one of my bottom for these scrupulous practices.

I redeemed for cash back thinking it would be a statement credit but filled out the form quickly without reading the details saying it would be deposited in my brokerage account. I then had to withdraw the credit from my brokerage account but this caused the amount to be deducted from my 1% deposit boost.

Please rename “cash back” to “brokerage deposit” or something. The option for statement credit is all the way at the bottom and not visible unless you scroll down. Also the cash back reward should really count towards your deposit bonus. It’s kind of ridiculous it doesn't count going in, so there’s no way to take it out without essentially being charged a fee.

I’ve been using the Robinhood Credit Card app and it has completely transformed how I manage my finances. RobinhoodCreditCard ’s interface is incredibly user-friendly, making it easy to track my spending, manage payments, and keep an eye on rewards. The real-time updates and notifications help me stay on top of my budget, and I love the flexibility of being able to invest my cash back rewards directly into stocks or crypto. The integration with the Robinhood platform is seamless, providing a one-stop shop for all my financial needs. Highly recommend RobinhoodCreditCard to anyone looking for a smart, efficient way to manage their money!

I love this card. It’s great to use. It’s so quick and easy to transfer for cash back into your brokerage.

I think RH is leading the next generation of credit cards.

However you don’t get points for P2P apps like PayPal and I couldn’t pay my car insurance with it. So this can’t be your only credit card.

Thank you so much for making this Card available. I enjoy the freedom of using Robinhood and making my own financial future. I appreciate your willingness to help me have the oppourunty to grow my savings even though they aren’t huge! I enjoy everything you guys have been worki bc towards. Keep the crypto growth coming!

Everyone knows the Gold Card boasts an industry leading 3% cash back on all purchases, but part of what makes this card so amazing is RobinhoodCreditCard . Being able to exchange points at any time, create unlimited virtual cards, and add multiple cardholders are huge in my book. Very well done, Robinhood.

Finally got my Robinhood gold card after a few months on the waiting list so far it has been so convenient to use! I love the way the card looks and feels in. RobinhoodCreditCard is very easy to navigate through and link up payment methods.

I’ve not actually used my card yet, however I have been reviewing all of the cash back and virtual card options and I can’t wait to dive deeper and use all the unique card features.

I’d say this might be the best designed rewards system and features package of any card I’ve owned. RobinhoodCreditCard is super user friendly and offers one time use and time limited virtual cards. In a world where we are always signing up for free trials, this was a great idea. But… the real reason to get this card is 3% back on Everything. No catches that I have seen yet, just an annual $50 fee. I’m not sure if this is sustainable but I’d say it’s a no brainer while it lasts. Highly recommend and have told many friends and family already.

I have been using Robinhood for a while. Ow and when the credit card released I got RobinhoodCreditCard as well. They have a easy to understand interface and many virtual cards for various uses that is very convenient.

I haven’t had a customer support issue yet with the credit card app, but as far as features and optics go it’s great.

Love that Robinhood has the guts to bring new features to market first. The 3% cash back is nice and better than the 2% I was mindlessly getting with my Apple Card. My favorite feature is the ability to create virtual cards. I have one just for subscriptions and it makes it so easy to track those. The free trial cancellation one is awesome too. There’s no reason not to get this card! Especially if you are using Robinhood as your primary brokerage and the gold features make sense.

Robinhood rocks my socks, tittles my tuna steaks, and makes my psycollcial counselor proud of such an addict of green. What tawdry fool would partake in a brokerage other than this? Only a rich fool that I, your Robinhood dearest, takes money from. Greenbacker I am and Robinhood is my trusty companion. To victory, fellows of the hood, may strategy and skill be the friend of the retail. This broker cannot fail!

First off, the rewards paying 3% cash back on everything and 5% on travel is amazing. Second RobinhoodCreditCard and the rewards redemption linked to my cash account is a beautiful thing. Finally the card itself can easily be used as a box cutter, the only downside is that I can’t use it to jimmy a door open

The title says it all. It’s very user friendly. The “single use” card feature I is something I didn’t even know I needed. Also, the running balance, the ease in which you can get cash out your rewards, and the how easy they make it to pay off the balance in full is also really user friendly.

I love how much information and easy to read everything is. My last credit card app was very vague and this is very detailed. It even shows the location on maps where the purchase was at. Overall I’ve loved it so far.

Truly the best card, app and overall experience with any card. I also have the chase sapphire preferred but this card is honestly better plus no annual fee. I had to wait a while to get it but overall amazing card

10/10, must have credit card. Rewards are off the chain. You won’t regret

Robinhood credit card is so good. It's easy to set up, and the reward is better than the most credit card. RobinhoodCreditCard is neat , simple, easy to read the information and getting help. I've added it to my phone pay feature, I now use almost every time I pay. Love it!

This is the best credit card on the market. 3% back on everything is absolutely insane with 5% on traveling. Plus the card is miles better than anything else I’ve ever had, it just came in the mail and is engraved and metal. I was incredibly surprised with this.

I love the Robin Hood Gold card because of the multiple cards it offers including a constant card with high credit limit, a one time use card, a subscription card, and a 24 hrs auto cancellation card for free trials.
In today’s age, almost every service has become a subscription model of some sort, this need is well captured and resolved by the Robinhood Gold Card.

The credit card seems to have a high-end security focus with no credit card number on the physical card. It is highly integrated with the iPhone app which has number of more advanced options such as virtual cards. The 3% return on all categories is unparalleled. It’s my primary card currently unless they change the 3% cash back option later.

The only issue with this card is the lowest interest being 20% whereas some cards offer lower than 17%. To be fair, the card never charges annual fees and has a plethora of options when it comes to redeeming your cash back. I have never owned a card so versatile in terms of function and features. RobinhoodCreditCard is very well integrated with robinhood and can seamlessly transfer points to your individual account. No complaints so far other than the interest but the benefits outweigh the disadvantages. Keep up the good work RH!

I got this card for the 3% cashback but since getting RobinhoodCreditCard I’ve realized that the real benefit is in how fantastic RobinhoodCreditCard experience is.

This card offers
- 3% cashback ACROSS ALL CATEGORIES. I’ve never seen another card that offers anything close to this.
- No foreign transaction fees
- 5% back on travel booked through their travel portal.
- Virtual cards: with these, I never have to worry about getting charged for a free trial subscription or missed restaurant reservation again!
- Family: I can give access to RobinhoodCreditCard for any family members and then they can not only access the full app experience but I also can easily see how we’re all spending or set clear limits.

Just overall, this is one of the most beautiful and easy to use apps I’ve experienced. I also appreciate the tie ins to the broader Robinhood ecosystem so I can use my cashback to invest or earn more if I so choose.

With 3% cash back on purchases and a plethora of high-tech features like virtual cards and family spend management, this card has made it incredibly convenient to track and control my spending. The seamless integration with Robinhood Gold's premium perks, including 5% APY on points transferred to my brokerage account, which I can also invest instantly or transfer to my IRA (which earns an extra 3% match), adds even more value. It's been a welcome addition to my financial toolkit!

I love how smooth & easy to use RobinhoodCreditCard is to keep on top of my spending. The virtual cards for free trails & etc are something I can’t live without now!

RobinhoodCreditCard puts all other credit card apps to shame. It’s beautiful, functional, sleek, and there’s a ton of useful info at my fingertips. I love making virtual cards, being able to look at my transactions, statements, and payments with the click of a button, and being able to use points at my leisure! Redeeming cash back directly into my Robinhood brokerage account is sick and so easy. Other credit card companies should be worried….

RobinhoodCreditCard is pretty flawless to my experience. While the value is wonderful, ease of use contributes to a great user experience.

Going through the a move recently, I’ve had countless scenarios where I’ve had to share my credit card number in ways that I traditionally wouldn’t. To be safe, I was able to spin up a single use card number that was shareable, and would close after use. It worked properly as planned, each time. I don’t have to continue to monitor the card to make sure I wasn’t duplicate charged, or stuck into a recurring payment that I wasn’t expecting.

I also use Robinhood, so being able to transfer rewards into my brokerage account has been wonderful.

I’m yet to use the free trial card, but I’m sure it’ll work just as intended. Love the product!!!

Not much else to say. If you are a brokerage customer and pay for Gold, you can apply, get approval, and even spend on the card all within five minutes. The physical card is clean and will catch some eyes. The cash-back points system is simple—there is nothing to optimize—and extremely competitive. Absolute no brainer if you have Gold, and a great reason to pay for Gold.

I’ve used this card everyday for a month with zero issues. I can make temporary cards. I can easily deposit the 3% cash-back into my Robinhood account. I also love the gold physical card. My old credit card app from Capital One feels ancient by comparison.

This is my favorite app for credit cards so far. It’s so user-friendly and intuitive. The UI is also so pretty and luxe. The credit card features are also so convenient. I love the virtual credit cards and safety features. And obviously the best cashback rate out there.

I like the way RobinhoodCreditCard seamlessly integrates with Apple Wallet, which makes it really easy for me to shop and track my spendings. I also appreciate being able to create virtual cards, which is safer especially for larger purchases. The 3% cash back is the cherry on top!

This is an amazing product! RobinhoodCreditCard works beautifully and usage of the card has been flawless so far. The rewards are unmatched and I can’t wait to use my points for shopping and booking flights. The physical card is also gorgeous and sturdy. Loving my Robinhood Gold card!

3% cash back on everything. Gorgeous app. I can invest my points and make even more money. What more can you ask for? This is the new standard for what credit cards should be.

Clean interface, easy to use, beautiful graphics. The 3% back is pretty unreal, I use this card for everything now. Love that I can transfer points directly into my brokerage account as cash back!

Been my everyday card for a little over a month, here’s my thoughts

Pros
- Easy to Use 👶
- Flashy, got complimented at my favorite pizza restaurant 😋
- Getting 3% cashback is addictive 💰
- Passes the Girlfriend Test (she joined my account, downloaded RobinhoodCreditCard , signed up in less than a minute! This is huge. She’s a smart girl but she just learned about google maps last year..)
- Seamless Integration with other RH products 🔗

Cons
- She Spends Too Much

It’s a great product.

Very easy to use and having an option for virtual one time use is awesome!

Open a card, add to wallet, start spending. UI is dead simple and redeeming cash back is brainless. Couldn’t ask for more from this. Well done.

I like RobinhoodCreditCard and I like the card. The virtual card feature makes sense!

Same great feel and look as the Robinhood investing app. This credit card is going to take over the world.

I love the ability to make temporary credit cards for subscriptions! This is amazing! App works great, card is super sleek!

This is it. Unparalleled rewards system and super sleek app. Truly iconic addition to the Robinhood portfolio - getting so much closer to my one stop shop for finances!

I love this UI and how transparent they are about everything

Amazing rewards and smooth user experience. Robinhood has something good here.

Great so far. I have encountered an issue where I can’t sign in to RobinhoodCreditCard on one device, but I downloaded RobinhoodCreditCard on another device and I am able to access it from there. The device I want to access it from gives me the error “device not allowed” and I believe this is an error with RobinhoodCreditCard and not my device. Basic troubleshooting has not resolved the issue.

3% on everything and the way it’s linked to your brokerage account is insane. Having floating cards for subscriptions and other things is a big plus too. Very convenient card. I have 20 credit cards. I will make this my main one. I like the lifetime points part too.

Not only is that card beautiful, but the credit card app is as good as the investing app. Unbelievable that I’m getting back on everything what I was previously getting in 2 categories on my prior card.

It took me all of about 10 minutes to remember where all the information I need is, simple and easy to use.

Application was prequalified, approved for high limit, had access instantly (virtual card) while awaiting official card in mail. Plan on sticking with Robinhood for the long haul!

Love how it gives more points on all my purchases. Better than other cards I have so far. Thanks Robinhood!