LendingTree Spring Reviews

LendingTree Spring Reviews

Published by on 2024-01-09

About: Track your credit score and accounts in one app. Get insights and ways to
save! It’s LendingTree at your fingertips! Track your credit score, manage
your budget, shop for loans, and SO much more.


About LendingTree Spring


What is LendingTree Spring? The LendingTree app allows users to track their credit score, manage their budget, shop for loans, and get personalized savings recommendations. Users can also monitor all their loans, credit cards, and accounts in one place, compare refinance and debt consolidation options, and find their best debt payoff strategy. The app also provides access to a trusted lender network for great rates and service, and users can request a loan, compare offers, and apply in minutes.



         

Features


- Credit score tracking with no impact on credit

- Credit factor pages to understand what's impacting the score

- Credit simulator to see how potential actions could change the score

- Recommendations on how to improve credit

- Account tracking for loans, credit cards, and expenses

- Budget building and monitoring

- Debt payoff strategies, including avalanche and snowball methods

- Access to a trusted lender network for loans, refinancing, and insurance

- Personalized savings recommendations

- Preapproved loan offers that fit the user's budget and goals

- Comparison of loans and interest rates to get the best deal

- Quick videos with tips and tricks from financial experts

- Simplified and confident money management.



Overall User Satisfaction Rating


Negative experience
80.1%

Neutral
24.4%

Positive experience
19.9%

~ from Justuseapp.com NLP analysis of 38,024 combined software reviews.

Key Benefits of LendingTree Spring

- Great approval rate for the Capital One Secure Credit Card

- Monitor credit report for free

- See accounts and balance

- See what impacts credit score

- Good app for applying for a new loan or refinancing loans




20 LendingTree Spring Reviews

4.8 out of 5

By


I want to love this app

Like other reviewers, I cannot seem to get a clean login experience. LendingTreeSpring crashed during sign up, and nearly every time I’ve logged in subsequently. It’s also very sluggish to load content to the first screen, and I cannot close the additional sections for car loans and mortgages on the first screen, even though there is an “X” to close them. There’s also a visual glitch on my iPhone XS MAX, where the green page(?) indicator overlaps the page icons at the bottom of the screen. With so many issues just trying to get started it’s hard to have continued confidence in LendingTreeSpring and its security. It sounds like you had anticipated a fix in the latest version for login issues, but it seems that they are persistent. I would love to use LendingTreeSpring , but in its current state, I may have to find an alternative until the issues are fixed.


By


A few Technical problems

It seems almost every time I login it tells me for my own security I must re-enter a pin after logging in the old-fashioned way with email and password. Completely unnecessary and time-consuming considering I've signed up for face ID.
Also, when trying to search for a loan, the slide bar to choose the amount is so incredibly sensitive it is impossible to get it to stop on the amount you want. And if you somehow miraculously get it to stop on the correct amount, as soon as you lift your finger off it jumps up or down five or $10,000. It is virtually impossible to slide it to the correct amount you want to borrow.


By


Got Approved

I’ve attempted several times to obtain a Capital One Secure Credit Card but was denied due to my poor credit score. On a boring day I decided to see what tools LendingTree had, then I noticed that my approval rate for the Capital One Secure Credit Card was great so I gave it a shot & got approved! Wow! After getting denied through credit karma & NerdWallet but got approved through LendingTree, I’d give LendingTreeSpring 5 stars.


By


Accuracy at its best

I like the point I can monitor my credit report free. See my accounts and how much balance I have left . Also see what impacts my credit score. It’s a must have app if you are trying to improve and monitor your credit and debt ratio limits . It’s also a good app if you’re considering applying for a new loan or refinance your loans . Excellent work !!!!


By


It will harm your credit if you are a home owner

It will constantly tell you you qualify for refinancing, or that you are sitting on cash for your home. Then you never qualify because there isn’t enough equity in your house. Then the send you another notice a couple months later saying that qualification had changed but still get denied. So they continuously run your credit, in turn putting negative impacts on your credit, just to tell you no again, lending tree will ruin your credit before it will help you. Use credit karma it won’t set you up for failure, or create false hope.


By


Good not great.

I’ve been trying to validate my new account that I opened. But when I hit save it tells me I need to in put the make model and style. Except there is no options for these things because the loan for just for a major purchase not a vehicle. Tried ending LendingTreeSpring and to no avail. There are other bugs that still need worked out. I had to reenter my info at the beginning about 5 times since the new update. I like all my info in one app but the bugs are annoying.


By


Tedious glitches

Just downloaded LendingTreeSpring for the second time, now I remember why I deleted LendingTreeSpring . I have an account already, however when I enter my login information, it asks me to identify myself, I follow the steps to identify myself and it takes me right back to the login screen because it registers that I already have an account. So I play along and re-enter my existing account information to try and login again, and it asks me to identify myself a second time. Stupid glitch. Can’t use LendingTreeSpring at all. Forced to use the website. Wish this issue could be fixed soon.


By


BUILD INFORMATIONS FOR REAL

Never had i moved by any creditors after settling my Credit cards to a company that helps me to save , due to Covid 19, having four kids out of employment living outside USA savings with my bank had Jeopardized and i was compelled to prioritize their needs
With LENDING TREE i now can figure out how to be better thiis time


By


Great monitoring

Great to monitor your credit and accounts. when submitting for loans though it should notify you that you will have multiple hard inquiry’s pulled that will negatively affect your credit score. takes two years for those inquiry’s to fall off your score goes back up after a month or two


By


Trash

My first experience went well, I refinanced my truck and saved a bunch of cash. I figured I’d give them a try with refinancing my student loans. Unfortunately, they allow lenders to not list all the requirements, which resulted in a hard pull on my credit and a loan I was denied for. I was denied because I didn’t finish my degree, not due to my creditworthiness. My score beats their listed requirements by 20 points and my income to debt ratio is well within their listed boundaries. To warn others I left the lender a review listing my experience, this review was censored by lending tree to protect a garbage lender.


By


Excellence Resource

Since beginning to use Lending tree I mush more informed about any and everything related to my credit score. I feel empowered to make informed, wise decisions, financial decisions.

Lending tree has proven to be an excellent resource within a short time frame. I would recommend it to anyone!


By


Love it

Within 10 minutes I found out my credit was 100 points higher than I expected , got approved for a credit card (for the first time) and found I could save $190 on my car payments. I am thoroughly satisfied. Not to mention the monthly free credit reports are very useful.


By


Bad mortgage lender

Hello. First off I only downloaded LendingTreeSpring to help compare mortgage companies. They may offer other great services but sadly they dropped the ball on this one. My biggest problem is that as soon as I signed up for the mortgage portion and clicked not to be Calle st this time, my phone has been bombarded by mortgage companies (mainly quicken loans calling multiple times a day). This is as bad as the telemarketing companies. There was one company who left one message and hasn’t called back but that was it. Sorry for the long review, I just wanted to give my honest 2 cents.


By


Technical issue

Please why is it that anytime I try to check my credit score with lendingtree it said technical issue my son is having the same issue please any problem is there any problem with LendingTreeSpring


By


Spam calls

I find it rather annoying that they force you to post your personal contact information just to see what rates are. Shouldnt have to be bombarded with phone calls non stop for taking an interest in my future. I strongly suggest to the developers that you add in a toggle option so that people can decide for themselves if they would like to be contacted. Googled the number that keeps dialong me and it turns out theres 100s of other people experiencing the same frustration. Please fix it lending tree, nobody appreciates the spam calls.


By


Sold my contact info almost immediately

I downloaded LendingTreeSpring and signed up for their service about two days ago using a burner phone number. In less than 24hrs I was hit with a bevy of automated spam phone calls. I have received 4-5 a day, sometimes within minutes of each other.

While I understand that this is a common business model, most companies aren’t so egregious with monetizing your info immediately after signing up.

At least let me get some value out of your service before you monetize me!!


By


I love how they teach you

I love how they teach me how to make my credit better . Now I don’t make the same mistakes again help they help figure it out and show you how to do it so you can build your credit and have a wonderful Credit score after they help me this is a great company to come to


By


Update much?

Of all the credit monitoring apps I have this one has yet to do an accurate update of my credit score. It’s December and September’s numbers are still up. Linked 3 of my 5 accounts and the other 2 I can’t find in the search bar. I’m not totally frustrated because there are other more reliable apps but I’m having a ball trying to refresh the site to see my updated score with on time payments and $0 balance owed on credit cards. Get it together, LT.


By


Great app!

Love LendingTreeSpring. Super easy for beginners monitoring their credit, easy to dispute unknown credit marks, even has a loan feature and credit card offers you can be approved for. Definitely recommend this even if you’re a newbie at all things credit and auditing like me 😂


By


Not Happy

I have been obsessive about improving my credit. The average increase has been 100 points with each agency. The LendingTree app is still showing credit card debt of approximately $1,500 that was paid off more than a month ago. It is also showing that I only have 5 cards. I opened another card before the $1,500 was paid. I don’t need LendingTreeSpring, especially since the response time is so slow. I will be deleting LendingTreeSpring soon!


By


The best

Love LendingTree because it keep you up dated with your credit score an show u many ways to improve your credit an save you money in different area..... Lending tree is a perfect solution to help your needs on improving your credit score..... thanks LendingTree


By


Inaccurate Offers

The offers you receive on your dashboard with lower than the rates you’re paying now are not the loan offers you receive after they provide your information to a handful of lenders which inundate your email with high interest loans offers that have higher rates than you’re currently paying. I like the ability to monitor my finances but really tired of the “monthly savings found” that are inaccurate.


By


Casey K

Best credit app I have found. Full access to my credit file history individual credit card accounts etc. credit score available product suitable for my interests top shelf app highly recommend


By


Signup- goodbye privacy

It drives me mad that the sign up absolutely requires you to release your phone number. There are no warnings, just a disclaimer that says “we take your privacy seriously”. Guess what, a minute after signup I received six different calls from lenders. It’s not like if I want to sign up that I’m immediately ready to answer to phone calls from loan sharks!!! If there had been a warning that “releasing your number will lead to lenders contacting you” I would never have signed up. Beware!!




Is LendingTree Spring Safe?


No. LendingTree Spring does not seem very safe to us. This is based on our NLP (Natural language processing) analysis of over 38,024 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.8/5 . Justuseapp Safety Score for LendingTree Spring Is 19.9/100.


Is LendingTree Spring Legit?


No. LendingTree Spring does not seem legit based on our analysis. This conclusion was arrived at by running over 38,024 LendingTree Spring User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for LendingTree Spring Is 44.3/100..


Is LendingTree Spring not working?


LendingTree Spring works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.



Pricing Plans

**Pricing data is based on average subscription prices reported by Justuseapp.com users..

Duration Amount (USD)
Billed Once $89.00


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