Money Monitor Reviews

I bought MoneyMonitor when it was at $1.99. When I bought it, I bought it for unlimited transaction, that should be the deal; they broke that deal, now they want us to buy it as subscription even if we bought it for unlimited transactions. They stopped the unlimited transaction because they want us to buy a subscription.
What else can I expect from a ethical company like this?

I bought MoneyMonitor about 2 years ago. Loved how it worked. About 10 days ago it stopped allowing me to make entries and said I needed to sign up for a subscription. I sent an email asking why I needed a subscription when I bought it earlier. Never got an answer but I now can’t even access MoneyMonitor to purchase a subscription. Got a feeling the developer was upset I didn’t purchase the subscription and complained. Be careful if you download.

Don’t know why they had to go and change everything on the entire app. I’m not impressed with the updates nor am I happy about it. Especially considering that the update caused every single bill I had to be listed as “unknown”. I may as well just start from scratch and I’ve been using MoneyMonitor for the past year and a half, and never had any problems or bugs that I noticed. It was great. Now I can’t even hardly navigate through MoneyMonitor to each of the different categories in it. Before the update I would’ve given 5 stars.

This used to be a great app until the update ruined it! I can’t change the icon on many items in the category section so many items have an airplane icon. The only way to change it now is to delete those categories and re-enter them which messes everything up. The budget section used to work correctly. For example you transfer a $100 expense to the income section, and it subtracts that $100 showing what you have left. Now it ADDS that $100 to the income section falsely showing you have an extra $100! You cannot accurately see how much money you have left for the month- it in fact, doubles your money! How is that supposed to reflect a budget? You can’t quickly see which items have reconciled in your account because you have to take another step to reconcile. Ridiculous. Why would they take such a great app and ruin it! Honestly, this has become basically unusable for the purposes of managing your money.

I’ve been using MoneyMonitor to track my budgets for close to 10 years. It does everything I want it to do, but one massive bug makes MoneyMonitor unusable and I will be looking for an alternative. If you cross time zones and use budgets, you will get double charged for expenses. It makes it a major hassle to see what you’ve actually spent and how much you actually have left to spend. I’ve contacted support about this multiple times but they act like they have no idea what I’m talking about, even though other uses have written about the same issue in their reviews. I travel monthly, so this bug completely defeats the purpose of MoneyMonitor for me.

It’s okay for listing your items but the category always pops up as Auto for instance. It would be much more helpful if it “learned” other categories. Also when listing amount frequently hard to get the zero for some reason. Way too many pop up ads. Very annoying to have to watch ads to be able to continue using MoneyMonitor .

Playing with the free version. Almost purchased but see that you have to set the transaction type (debit, check, etc) for entire account, not the individual transaction. This is useless for me since some accounts utilize multiple types (debit, checking, credit). Under Accounts, whatever order I initially set the account, I didn’t have the ability to change the sort...which I need some times when I’m focusing on a particular account. I often like to have the account of focus on top. I used to have SplashMoney but they haven’t updated to iOS 11. The world have been a good replacement but that lack of transaction type was a deal breaker for me. I’ll use the free version until I find something better.

I do like the option to view ad videos to go ad-free for a period of time - nice touch. The drawbacks are that the Bills and Budget functions are clunky to use. The running total isn’t always accurate as the order of transactions don’t really follow chronologically sometimes. I wish you could edit the time for individual bills transactions. Otherwise, Thais just becomes a bills reminder/planner function as opposed to an actual tracker. I’m not sure why we’re limited to only one photo per transaction.

I have used many expense tracking apps, and this one has interesting functionality but if you travel across time zones, the budget feature becomes unusable so you won’t be able to compare your actuals versus budgeted directly on MoneyMonitor , you’ll have to download expenses to a spreadsheet and do the budget vs actuals there. Very annoying and partially defeating the purpose of having an expense tracking app on your phone. The bug adds monthly budgets and double counts expenses for the month ends where you are in a different time zone. I have paid for an annual subscription for this but I am looking for another app because this bug is getting very annoying, and it has been around for SO long, I really thought it would be fixed by now. Please fix the time zone bug!!!!!

I use MoneyMonitor to track checks each monthly. every time i open app its start at the beginning of the year and have to scroll down to the last entry. But MoneyMonitor works for what I needed for

Pros:
Money Monitor is a great app to see where your money is going. It has the ability to track bills, expenses, income, and budgets. It has several reports that can be exported including income vs expenses, category report, bill report, and more. You can create custom categories and rename and delete default ones. MoneyMonitor also lets you set a frequency of bills, budgets and income.

Cons:
I am using the free version and it is is very ad heavy. I am also having an issue with transactions being added automatically (which I am sure I setup somewhere). MoneyMonitor is a bit cumbersome to add a new payee, but once added very easy to search and find it. It will take some time to set MoneyMonitor up (i.e. Salary, bills, payees, budgets, etc) but this is expected in most apps. It doesn't have any type of bank account linking (that I've seen) so transactions on a debit or credit card still need entered manually.

Overall a great app. I've tried several others before committing to MoneyMonitor. MoneyMonitor does things many paid apps do (and paid meaning like $10/mo!). Overall, very impressed with MoneyMonitor and highly recommend it to track all of your finances.

The best budgeting and bill tracking app I have found and believe me when I say I have tried them all. At first, I wasn’t thrilled as I thought my only budgeting categories were the very basic ones that come up when you push the plus icon but then I realized that if you set the cursor to the left, you could create your own category. Truly customizable. I would suggest using the password and face ID if you enter your accounts info because if you lost your phone, everything would be at risk, especially with the other things you have on there.

Pros:
I had previously been using pocket expense, but they have been having syncing issues and I lost several months’ worth of data. MoneyMonitor had everything I needed: unlimited number of accounts, some sort of backup (I use Dropbox, but there is also an option to backup onto your desktop/laptop), and manual transaction entry. You can also email reports of transactions/budgeting history to yourself. Entering data is fairly easy, and budgets are highly customizable. You can also add spending categories as needed. I personally use tracking apps to make myself more aware of my spending, so apps like Mint that sync with your accounts automatically are pretty useless to me. It’s also much easier to add gift cards or prepaid cards on manual spending trackers. MoneyMonitor has a ton of features I never use, like recurring bill payments and dating transactions down to the second. I don’t find the ads particularly intrusive; they’re only a few seconds long.

Cons:
Users should know that they only have 500 transactions on the free app. There is the option to export your data to the paid version once you have reached that limit. MoneyMonitor also does not have a calendar view of all expenses, only of recurring bills. A final very nitpicky comment: the user interface feels old and clunky.

These are extremely minor points though. Love MoneyMonitor!

I needed an app to track both my cash flow and my budget. At first, I looked at several apps and settled on separate ones to do each of these functions. But then I discovered MoneyMonitor to do both. It is incredibly flexible, letting me add/track any kind of account – I even use it to track the cash balances on my gift cards. It also has several different reports that let me see things like account balances and my budget status in an instant. I don't know if it has the ability to link to accounts, but I don't allow apps to do so, so MoneyMonitor was perfect. It's easy to enter transactions and make changes on the fly. I am currently using the ad-supported free version, but the ads are financially relevant and not intrusive. Well done!

Makes managing my budget much simpler than paper budget sheets. I love: the alerts, the ability to put certain bills on continuing cycles, the list showing me what is coming due sooner i.e. 4 days, 7 days, etc... Thank you for MoneyMonitor as it has been so helpful over the years!

MoneyMonitor has everything I need to record transactions and finances however I need to. It allows you to create accounts and separate finances without having to change your actual bank account. I love MoneyMonitor and use it religiously!

I’ve been using MoneyMonitor everyday since Jan, 2020. It really helps me to calculate my expenses and revenues. The only thing is everytime I add new expense, all expense list from January comes up. So I have to scroll down to August (I’m writing this review on August) every single time. This is kinda annoying, otherwise I rlly love MoneyMonitor ♥️

I started spending significant time over seas in the Philippines. I needed a way to track my spending on the go, as Philippines is almost all cash with no receipts and requires spending money frequently throughout the day. With MoneyMonitor, I can setup my accounts in Philippine peso, whip out my phone while in the checkout line and quickly record my transaction. The reporting is great, the flexibility of recording payee, categories, being able to group account types, and being able to attach a photo to a transaction has been phenomenal! I can’t imagine being without it! I also love being able to use it without a data connection, storing my data local on my phone. It’s almost as if MoneyMonitor was tailor made for what I need. I can’t say enough good things about it!

Very good software. Has helped me greatly to establish track my budget on a day/to-day basis. Would like a few improvements made to the reporting feature and transitioning to month-to-month renewal of budget items.

MoneyMonitor is great. It has truly helped track each penny I spend and keeps me limited to the budget I have allotted for each category for the month. Extremely helpful! I think I will try the bundle to also have the debt manager and other features.