Debt Free Pay Off Debt Faster Reviews

Used DebtFreePayOffDebtFaster for a long time and the update ruined it. All data gone. Backup file won’t load and says error downloading. I re-entered all my stuff and found some of the features I loved on the older version weren’t there like customizing the order you want to pay debts down.

I get as a company you want to update things and make things better as you grow, however I think this is a clear example of don’t fix what ain’t broke. I will give you guys a few more days to fix this since I have been with you for so long. If not, I’m gone. Plenty other apps that do this same thing

Update made this unnecessarily complicated. Page no longer fits correctly on iPhone. Used to be able to glance at debt page and see when I made last payment. Now it’s buried about 3 layers deep. Little snowflake only shows on some debts but all are included in the debt snowball. Used to be able to customize and pick the exact order I want to pay off debts-now you choose from their four choices. Used to be able to pick exact snowball amount, now you pick from their choices. Things are buried in a complicated fashion. About 3 steps to make a payment. I will now be looking for simpler app when this used to fit the bill. Complicating apps does not make them better. Last layout was simple-now it’s hard to see and find things. Whoever developed this update doesn’t use DebtFreePayOffDebtFaster .

Once again, everything is gone. Every time you guys do an update all of your data is gone. Even if this is better you have to completely start over. The backup function? You can’t even find it now, It’s not even there. Do not use DebtFreePayOffDebtFaster unless you have an excellent backup plan.
How about a heads up when you are going to delete all of our data and do away with the backup function that you put in place.
Secure??? I wouldn’t trust that. I have used this for years but I wouldn’t trust putting any sensitive information in it.
Find my data and I will find your Stars….
UPDATE:
I can see that there is now a backup function, but it doesn’t appear to work. When I click the button I get the following message “Failed to prepare database query”. I think there is a fundamental flaw in how updates are processed. I had re entered as much data as I could and once again it was gone after the latest update. At this point I should delete this but I can’t imagine this can’t be fixed.

I was really excited when I got DebtFreePayOffDebtFaster because of the great reviews. Initially I entered in the amount of my debt and interest rates and I played with the feature that shows what method you use to pay down your debt and how it affects your pay off time in the interest saved. Exciting! However, when I went to enter the due dates (it's currently the middle of the month) it wouldn't allow me to do anything except select a date between 1-28. There is no month function. If you are in August and that specific date hasn't occurred yet it defaults to August and there's no way to change it. I have no bills due in August. I'm paid out in a way where they're due in September and October. Now I'm trying to figure out what alarms to set in my calendar so I will be *able* to put in a correct due date and alter my balances. Unnecessary work and stress. This should be a straight forward and easy fix.

I entered monthly debts as paid for current month, but when I look at the snowball calculations, it plans yet another payment being applied for the same month. Due date doesn’t matter - so if the current date is the 20th, the due date for a debt was the 10th and you paid it at any point with that same month (doesn’t matter if paid early or late) - it doesn’t care and still plans an additional payment being paid for current month.

FYI, DebtFreePayOffDebtFaster is will allow you to enter as many debts as you want but the reports option will not work if you have a lot of debts. Most app descriptions will tell you how many debts it will hold this one doesn't. I took the time to enter 57 debts, which was time consuming and could not get reports to work and DebtFreePayOffDebtFaster freezes up every time you try to open reports. Seems like a good app but info on how many debts DebtFreePayOffDebtFaster holds will help those before they make a purchase. I had to purchase another debt app that clearly stated it could handle unlimited debts. Now I have two apps and one was a waste of money, so please purchase with caution.

Similar to what another reviewer said, I dislike the fact that even if you’ve added a payment for let’s say May, DebtFreePayOffDebtFaster continues to calculate everything based on you owing a payment until it is no longer May. Then, once it really is June, DebtFreePayOffDebtFaster switches to June and calculates as though you made your May payment. I too feel like this should be a pretty easy thing to fix. Once you add your payment for the month, DebtFreePayOffDebtFaster should recognize it as paid and recalculate. It really throws off the amortization table, estimated payoff dates and interest saved figures. All that being said, it’s still the best I’ve found for the purpose of the snowball feature.

DebtFreePayOffDebtFaster is very helpful & intuitive! But, it lacks in reports. I had to go one by one & put each debt on a "Debt Snowball" excel spreadsheet. I also would like to see a report by month that lists the payments. It makes it very labor intensive to update the payments on my bank bill pay site by having to scroll through them. Even if it had an export to Excel feature would be great. All that said however, the information obtained is very beneficial!

I’ve been trying for years now to make a snowball plan but I’ve never been able to get all the math done and actually stick to it. DebtFreePayOffDebtFaster has been so much help and has kept me on track to reaching my goals! Just punch in the numbers and DebtFreePayOffDebtFaster does the math and I love the figures it gives me, very detailed. If I stick to what I’m doing and keep everything going in the plan, I will save over $35,000. This is great.
The only downside of DebtFreePayOffDebtFaster is that it looks... old? I really wish they could make it look prettier and more modern. The looks are the only thing keeping me from giving it a 5star review.

I love DebtFreePayOffDebtFaster! But....there are a few things I wish it could do that it doesnt. I would love to see a feature that shows the total amount of debt paid over time. Also when I pay something off and enter the amount due as a payment (to get to zero balance) it comes back with a balance of like 3 cents or something, so I enter a 3 cent payment and it comes back with a penny balance...its frustrating and I dont like that aspect. Otherwise I do love DebtFreePayOffDebtFaster <3

DebtFreePayOffDebtFaster is pretty decent if your debt situation doesn’t consist of hundreds of debt items. I like the what-if feature and the choice of payoff plans. What I don’t like is the way the syncing works. When I ran the sync, my secondary device did not pick up the debts from my primary device even after having pressed the sync changes button, until I closed DebtFreePayOffDebtFaster on the secondary, then re-opened it. But now that I know this, it’s okay.
I paid my car note off ahead of schedule because I was able to calculate what to pay under a different scenario, for example.

DebtFreePayOffDebtFaster is going to get me out of $67,000 in credit card debt, it ain't going to be easy, but it's do-able, after I transferred with help of credit union my highest interest debts, that brings me down to $10,000 in interest from almost $14,000 initially. I'll update with my progress. Love the ease of use, DebtFreePayOffDebtFaster is beautifully laid out. My only issue is it's February 27th and I need it to begin with my March payments. If there's a way to set the begin date without waiting until March it eludes me.

For over 4 years, I have used Debt Free. It is brilliantly intuitive, efficient, versatile, precisely accurate and simplistically elegant! Occam’s Razor!!

I have struggled with other apps (i.e., Debt Manager) Which are so esoteric and frustratingly convoluted, that it was nearly impossible to easily, accurately and quickly track my finances. I’m done with all the others! Especially the one I just mentioned!!

I don’t know about you, but I FAR prefer an app that streamlines entries, is “real-time” with transactions, calculates all your changing current (NOW time) payment, interest, purchase and changing APR and balance due information...without changing your historical data. DEBT FREE does all of this, and much more!! You can also generate precise amortization charts for each debt!

DebtFreePayOffDebtFaster IS PRISTINE!! I recommend it above ALL others in its category!!

I appreciate how simple DebtFreePayOffDebtFaster is. This above anything makes managing and tracking our debt a breeze! The first hurdle in debt management is being able to see where you actually stand. Secondly, being able to devise a solid plan aids in ensuring you stick to your goals. Thirdly, having a "future view" of where you will be at any given point in time bolsters your drive to meet those goals. All this is presented in a neat, tidy package that is simple to update, navigate and view.

If you are having doubts on a great method of managing your debt, look no further as DEBT FREE is your go-to app of preference!

I have used Debt Free for years and loved it. Suddenly, I opened it up one day and all of my data is gone and there’s a totally new format which is not easy to navigate and more difficult to find things. I’m more upset because everything that I had saved is just totally gone and now I have to re-create everything but definitely not with DebtFreePayOffDebtFaster.

DebtFreePayOffDebtFaster will give you a visual of which debts have higher APRs easily and sort them to the top so you can pay extra on them first. Then it will roll a paid off loan payment to the next higher APR debt so you can snowball your payments to save you $$ in finance charges. You just have to follow the payment schedule and it will give you the date they will be paid off. You have to revise the APRs in DebtFreePayOffDebtFaster manually if they change.
I had updated to the 6.2 version and lost my old info but worked with the developer testing their revisions and got my data back. If you’re experiencing this, DON’T delete DebtFreePayOffDebtFaster . Another revision should be on the way.

I'm 24 and use DebtFreePayOffDebtFaster to keep up with the different debts I've incurred through college and marriage so far. My favorite thing about DebtFreePayOffDebtFaster is how it allows me to use the snowball payment option, and shows me in detail how changing extra payments will effect when my debt will be paid off in full, and how much I'll save in interest. This is the most helpful debt app I've tried, and I've tried several.

I highly recommend DebtFreePayOffDebtFaster. When I downloaded DebtFreePayOffDebtFaster years ago my total debt (including my home) exceeded $130k. Using DebtFreePayOffDebtFaster I created a plan that would allow me to retire debt free. I used DebtFreePayOffDebtFaster monthly to monitor and make adjustments. DebtFreePayOffDebtFaster helped me appreciate the impact of taking on additional debt. Sometimes I altered my spending plans and other times increased payments. It worked. I am now retired with no debt. With mixed emotion I’ll now delete DebtFreePayOffDebtFaster .

This is a great app b/c it lets you make progress on he debts by adding payments. Love that part! I want to see progress to keep me motivated toward debt freedom. Also, the integration of email reports is very seamless. I would be nice if there were a few more report options, but another great feature is that you can request additional features right in DebtFreePayOffDebtFaster . I also like that you can sync between devices!

If you doing the Dave Ramsey plan, this is DebtFreePayOffDebtFaster for us!!! I Use his "Everydollar" app also, but I wanted something strictly for my debt, DebtFreePayOffDebtFaster shows the Grand Total you owe, include interest on credit accts, and DebtFreePayOffDebtFaster will show you the difference in pay off time and how much you paid in interest... "lowest balance" vs. "highest interest" rate, I'm doing "lowest" balance, and I'm only paying around $100 more in interest... Trust me I've tried a lot of apps, this is the most simple... Oh I'm projected to be "debt free" in Nov 2015 according to DebtFreePayOffDebtFaster!!!