- Personal account overview
- Transaction display
- Transfer / scheduled transfer
- giropay | Kwitt: Send money to friends easily
- Scan2Bank
- Transfer between accounts
- Credit card transactions
- Management of standing orders
- Online financial status: Display of your products from companies of the Cooperative Financial Group
- Communication with the bank
- Service orders to the bank
- Telephone forwarding to the blocking hotline
- ATM search: Location determination via GPS
- Retrieval of online portfolios
- Management of your UnionDepots (at participating banks)
- Buy and sell securities
- Securities watchlist
- Current price and market information
- Information and contact options for your personal advisor
The app uses the same security standards as the browser-based online banking application and the Online-VR Profibroker application. Users log in with their access data and PIN, and the app is opened with a self-selected login password. Transactions are confirmed with a TAN generated by Sm@rt-TAN plus or Sm@rt-TAN photo, or with SecureGo or SecureGo plus. MobileTAN is not allowed for security reasons. The app has been certified by TÜV Rheinland for its data protection and security processes.