🏷️ About: The Let's Make You a Homeowner app by Lower is designed to help users achieve their goal of buying a home. The app offers various features such as FDIC-insured savings, HomeCash match, goal tracking, home financing, and credit monitoring to help users save for a down payment, get advice, check their credit, and buy their dream home.
- The app makes it easy to save money for a down payment.
- Lower's savings match program helps with closing costs.
- Lower offers the best rates and lowest closing costs.
- The application process is streamlined.
- The app allows for recurring deposits to help with savings.
by Kappa96
Lowercom itself is a good idea, it sparked my interest and wanted me to try it out. But I don’t find many aspects of it realistic, the .75 APY is not the best way to save, especially in our current inflation of 6.2%.
They should partner with stock brokers and allow investing in large funds in the stock market, this would be a better app to save for a down payment on a car as it is right now.
by NY PUPPY
Well we are already in the process to close in a few days. Trying to make a deposit into our home fund and it keeps saying we have to reconnect with our bank. We get confirmation that the bank info has been connected and then try to make the deposit and it goes back to needing to reconnect.
It looks like if you are just beginning to prepare to buy a home, it would be a great app. Just frustrated at the moment.
by ShiraDani01
Lowercom is pretty straight forward and easy to use. I am able to transfer between accounts pretty seamlessly. I only wish that it was compatible with Mint, as I like to keep track of all my accounts by in one place. I hope that’s an update that can be made in the future.
by Markham Asylum
App has my primary bank listed but it always errored when trying to use it. Lower's support team said it was a known issue that they wouldn't be fixing anytime soon. I ended up creating a temporary checking account with another bank just to transfer $1000 from my primary and then to Lower. That worked, and was worth the hassle, but Lowercom shouldn't list any banks with which Lowercom is having issues.
by Tamluk
I am pleasantly surprised at how stress free my entire experience as a first time homebuyers as with this company… Lowercom not only made it easy for me to save money for the down payment but Lower’s savings match truly helped with closing costs. Lower not only offered me the best rates and lowest closing costs, but my agent Richard G. Was by far the most professional I had worked with during this home-buying process! I have already recommended Lower and Lowercom to 2 friends who are also buying homes .
by Heather Black 2021
Lowercom has been a life saver in my home buying process. Using Lowercom along with my lender has made this process easier than I could have ever imagined. Would 10/10 recommend.
by Joe Mainwaring
Lower offers a very competitive interest rate to build your savings and will match funds up to a certain amount if you mortgage a house through them.
by Hienwong
I love simplicity, and this is app did not disappoint. Not only could I easily set up a recurring deposit to help with savings, but when you open an account they will also match dollar-for-dollar (up to $1000) that you can use towards closing costs. When shopping for a mortgage I primarily look for 3 things: 1) best rate possible 2) low closing costs 2) streamlined application process. Lower and Lowercom certainly fulfilled those 3 things, so I’m very satisfied with my experience
by Cosmo Kostic
Lowercom makes understanding your finances so easy! Signing up was fast and simple, I love being able to see what rates are available at the click of a button!
by G.Milum
Working with Lower has made the process of achieving our goal of being homeowners and saving money for closing so much easier! I highly recommend lower to anyone looking to buy a home!
by Sudhakar A
Lower team has been extremely helpful with my home loan, being a first time home buyer they took time and explained in detail the process. Jeddy has been very patient with my questions and guided me to get he best interest rates in the market
by Gagnon Review
Since starting to work with lower it has been a great experience. Plus with Lowercom you can do everything you need with ease through your phone.
by Rachdjohns
Honestly, the reason why I rate Lowercom so high is because of my person at Lower who I’ve been working with. She’s really made the process as simple as it can be (simple like Lowercom ), & has taught me to use Lowercom to benefit ME. She helped me earn $1,250 match! Seriously!
by Mbsaeger
Jade from Lower recommended the Lower app. The Lower app was super easy to use. I was able to set up my account, link my bank account and make my first deposit in no time at all. Great opportunity to get the HomeCash match as well! Highly recommend for anyone purchasing with Lower.
by Laura59866
Lower app has made it easy to navigate saving for our closing costs. We appreciate the matching programs in place. Not only will we have the money saved for when the time comes, but the additional bonus from using Lowercom will come in handy.
by Rguthrie10
Lowercom keeps you focused on your saving goals so you can afford to buy a home quicker! Also keeps you updated on your credit score; staying on top of the best rates. Nothing better than the match program that generates savings for a down payment faster - overall, awesome!
by Jiaqicatmama
I found Lower when my first lender fall thru. Lower provides surprising low rate and helps me knock down my mortgage by $100. Lowercom is very easy to use. The interactive design helps you visualize your saving. It’s great for first time homebuyer like me. My agent Jonathan is super helpful and patient. Together they made the application process easy.
by Robby Macs
I love keeping my finances organized, and Lowercom is amazing for that. The fact that I have a designated space for my down-payment savings helps me stay focused on the goal, and Lowercom continually helps keep me in check on my credit score as well. The best part - this is actually saving me money on my down payment with a great mortgage company! They will be knocking off $1,000 from my down payment, just for using Lowercom!
by Dperk1315
Working with Jake had been great! He is very nice and has a lot of patience. Even when I shopped around to get some different quotes, he was there. It’s like he knew I would be back 😂😂 He is great, the company has been overall pretty good working with so far and the process has been ok as well. If you have the opportunity to work with jake you won’t be disappointed! I would highly recommend
by MaoDaMao?
With the big interactive buttons, Lowercom is very easy to use.
Lower matches the first $1000 deposit toward the closing cost. And also give extra $250 if you set up a recurring deposit for any mount $5 or $10. It's a pretty good deal.
by Msjslsndh
A beautiful design for an incredible service! Glad to see this growing and even more glad to be an early adopter!
by OGhoof
I’ve been looking for a disciplined way to save up for my first home purchase - this is the answer!
by Thomascivon
Very easy to use ap and not confusing like some other apps
by Mac1394735152830
Such an easy process! Love Lowercom and working with this company was a joy from start to finish
by MariaKam
Love Lowercom! Saving is so easy and checking your credit score is free. I can’t wait to use my HomeCash when I buy my house!
by RebeccaEliz1016
Incredible app and home saving features. This company is all about excellence through and through!
by TechGuy1145
Lowercom helps you save for your first home purchase or apply for a refinance all digitally. On top of that, Lower is a fantastic customer focused company who streamlines the entire process. Highly recommend.
by Tip0916
I am pleasantly surprised with the function of Lowercom! From the attractive appearance to the quick responsiveness is awesome. Can’t wait to utilize this & save for my first home!
by Chasexctk3
An amazing company and a great resource. What other company matches what you save to help with the purchase of your home? The answer is none!
by Irick101
Lowercom is very snazzy, user friendly, and straight forward giving me all the information I need to successfully get started on my refinance needs!
by Chc14
Easy to set up an account and get all the information in the plan of your hand! Incredible.
by Xtaylor10x
Lowercom is truly innovating the approach to the mortgage industry! And in addition, the entire team over at Lower are some of the best professionals in the industry right now. Worth checking them out
by DJFray15
Incredible app and company! They are professional and responsive and are helping me save to get my first house! Love them!
Yes. Lower.com is very safe to use. This is based on our NLP (Natural language processing) analysis of over 176 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.7/5 . Justuseapp Safety Score for Lower com Is 64.2/100.
Yes. Lower.com is a totally legit app. This conclusion was arrived at by running over 176 Lower.com User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Lower com Is 79.7/100..
Lower.com works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.
- HomeFund™ savings account: A savings account specifically designed for saving for a home, with long-term interest and HomeCash rewards on each deposit.
- HomeCash™ match: For every dollar deposited into the HomeFund™ account, the app matches it with a dollar in HomeCash™, which can be used towards the purchase of a home.
- Goal tracking: Users can set a savings goal, get reminders, and track their progress towards achieving their goal.
- Home financing: Users can keep an eye on mortgage rates in the app and connect with a loan advisor once they have met their savings goal.
- Credit monitoring: Users can check their credit score in the app and get advice on how to improve it while they save for a down payment.
- FDIC-insured savings: The HomeFund™ account is FDIC-insured, providing users with peace of mind that their savings are protected.
- User-friendly interface: The app has a simple and intuitive interface, making it easy for users to navigate and access the features they need.
- Lower.com: The app is part of Lower, a DBA of Homeside Financial, LLC, which is an equal housing lender with an NMLS ID of 1124061. Users can access more information about Lower and its services on the Lower.com website.
