The Points Guy: Credit Rewards Software

I was so lucky to come off the waiting list for TPG app today and have been waiting for so long since Brian at TPG announced his app. I’ve been in the “credit card rewards” life for a few years now and the biggest problem I have had is keeping track of which card and/or loyalty program is offering the best bang-for-my-buck at any given time in the year. And this app does that. After entering in my credit cards (all Chase mind you) and loyalty programs, the app not only gives me a current value for all my points, it also intelligently tells me where I missed more earning potential for each category of purchase. Additionally, it has an amazing “award explorer” that will give you the best estimate point redemption for any air travel given the loyalty program you’re enrolled in. As of this moment it does not search actual award charts as it only bases it off published and estimated redemption values, however it is a great starting place when it comes to award travel. It still needs a little help with some bugs, most notably that my app seems to log me out every other time I launch the app, but given its still in the “invite only” phase I expect that to be patched up before the full release. I am truly excited to see where TPG continues to go with this app!

Great app! I had a few technical problems early on but I understand that this is a bet version and they have since been resolved. I would suggest that the feature allowing you to check which card is best to use for a certain store or category should be more prominent. It is only located with a single button on the “Cards” tab and when I test it from home I only get a popup suggesting one business that is a mile away from my current location. I think there should be drop down list of locations nearby to choose from. This feature should also have its own tab in the app since I believe it would be heavily used. I would also suggest adding the ability to automatically add or sign up for different card offers like the quarterly bonus categories for the Freedom Flex or the different vendor offers for AMEX and Chase. I still like the easier access to the TPG articles and calculation of points accrued and missed but I suggest adding all of the aforementioned features to make this app the best in the “points and miles” business. I hope you strongly consider my suggestions. Thanks!

You have to have signed up for early access to use the app. My invite finally arrived in my inbox. I knew TPG app would make all my dreams come true with the Rewards Explorer feature. No more spreadsheets! After syncing all your credit card and rewards programs, the Rewards Explorer will allow you to explore flight routes in different booking classes based on your combined credit card and rewards program points. It knows which cards allow you to transfer points to which rewards programs and what the transfer ratio is. For example, I now know I have enough points to fly one-way in business from LHR to SEA because it took into account my Amex points and my BA avois. I can transfer my Amex to BA and book the trip. Not only that, but it also includes routes that you can book on airlines that you aren’t signed up for yet. Amazing!