Zirtue is a relationship-based lending application that simplifies and manages
loans made between friends, family and trusted relationships with automatic ACH
loan payments. We get it. You need to loan money to friends and family with
confidence. Zirtue allows you to get paid back with...
No More Handshakes
I love how this app makes what is normally a handshake agreement between friends/family into a structured, contract-backed loan. It auto drafts from the borrower’s checking acct each month so I no longer have to worry about the awkward part of reminding them to pay me. I have no problem lending money to my family, I just want something to take care of the reminders and payments. This is it. Amazing app, incredibly helpful!
Nothing else like it. User friendly and easy to understand. Much easier than going to a lawyer to draft up documents and it provides a sense of relief knowing the money you lent out will be repaid to you via a binding agreement. Let alone how easy it is that all the payments are auto generated so I don’t have to follow up with anyone to track down my loan!
Better than Venmo
Used Zirtue to loan my cousin some money and was 1000x better than Venmo. Terms were agreed to up front and repayment was automated and ach money back into my account so i didn’t have to think about Venmo requesting him and chasing the money down the road. If your loaning money to someone versus one way payments this is the platform you should be doing it on!
This app takes the hassle out of borrowing and lending my friends and family money. I can loan someone money or receive it in minutes. No crazy paperwork like most loans plus you get to come to a timeframe agreement through the app so it takes the awkward conversation away. Very useful and trustworthy app.
Damaged trust with friend, 0 customer support
I made several attempts to reach out to customer service when I changed banks. Zirtue never restarted my payments or replied to my emails in over two months of attempts. No attempt to reach me. Then they deactivated my account. It's been horrible for my friendship, since they agreed to the loan in part because a third-party would handle payment without either of us needing to think about it. Now they feel lied to. Obviously, this loan to them is my responsibility and I'll make good on it. But you know you did wrong, Zirtue.
Where do I begin!
I’m in love with this app. Dennis is a genius. I have a hard time asking for my money back from family members since downloading this app I have been able to secure my money back from aunts and uncles who never steadily paid me before. This is a must download!! ESPECIALLY if your like me “the family atm”.
Outstanding App and Company
This is the perfect way to not have to worry about owing loan agencies money back. You don’t have the high inflation rates you would get from those companies because the people who you owe the money to are your own family and friends. Impeccable idea and an amazing application.
Great lending app
I started using this app to lend and borrow money with family members. Easy to setup and seamless experience. Would recommend to anyone who borrows money from friends and family if you just have one transaction or many.
You will loose your money 💰
Account Supension and at the same time removed money from my mother’s account. I recommend this app to her, borrow the money, and I probably will never see it. I don’t know why I just didn’t drive to my mothers’ and collected the funds myself. Now shes out $500+ and they suspended my account. These people are thieves, DONT DO IT!! **UPDATE** They have not returned the money they said they would, my mother is taking action via her Bank’s ACH dispute resolution. Again if you want to loose your money DO NOT USE this App.
Easiest Loan I’ve Ever Sent
After having friends consistently “forget” to pay me back, this app solved that problem once and for all. First loan that I’ve ever had paid in full and on time. Runs like clockwork.
This is awesome! Makes being able to lend money to friends super easy! I don’t have to worry about getting paid back now.. whoever thought of this is genius!
Life changing app
I was tired of giving my son money and never getting re paid and tarnishing our relationship. Thanks to zirtue I am Able to loan my son money with confidence!!! Thank you so much zirtue
I must say.. I never write reviews BUT with the experience I’ve had, I couldn’t resist. The customer service is impeccable. I have never been treated so professionally. Everyone needs to download this app!!! It’s GREAT!!
Just tried out Zirtue with a buddy. He was able to make me a quick loan and the funds arrived right in my bank account. Very cool. The app then allows me to repay my loan with no hassles on my part. Awesome app.
Truly let’s you find out who your friends are. Would and will recommend this app to any and all of my friends.
No. Zirtue: Lend & Borrow Money does not seem very safe to us. This is based on our NLP (Natural language processing) analysis of over 581 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.6/5 . Justuseapp Safety Score for Zirtue: Lend & Borrow Money Is 15.1/100.
No. Zirtue: Lend & Borrow Money does not seem legit based on our analysis. This conclusion was arrived at by running over 581 Zirtue: Lend & Borrow Money User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Zirtue: Lend & Borrow Money Is 15.1/100.
Zirtue: Lend & Borrow Money works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.
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