Petal Card Overview
BUILT TO BUILD - Petal reports to all three credit bureaus, and previous credit history is not required to qualify.
STAY IN CONTROL - With our app you’ll be able to track your credit score, set a budget, manage subscriptions, and see all your accounts in one place so you’re always on top of your money.
We use modern technology to help people build credit, avoid debt, and spend responsibly.
Instead of looking at just credit scores, we use millions of additional data points to help more people qualify for credit, even if they've never had it before.
PETAL 1 is designed for those who are seeking to improve their credit score.
Official Screenshots
Product Details and Description of
Petal's aim is to bring financial innovation and opportunity to everyone. We use modern technology to help people build credit, avoid debt, and spend responsibly. Instead of looking at just credit scores, we use millions of additional data points to help more people qualify for credit, even if they've never had it before. PETAL 1 is designed for those who are seeking to improve their credit score. It has no annual fee and you can get approved for a credit limit between $300 - $5,000. See our current APR ranges at https://www.this app.com PETAL 2 is our most advanced card yet. With Petal 2 you can enjoy all the perks of a cash back card without any of the fees. No annual fee, late payment fee, foreign transaction fee, or any-other-kind of fee. You can get approved for a limit between $300 - $10,000. See our current APR ranges at https://www.this app.com MORE CASH BACK AT MORE PLACES - Both cards come loaded with 2% - 10% cash back offers from top brands and over 500 local businesses. STAY IN CONTROL - With our app you’ll be able to track your credit score, set a budget, manage subscriptions, and see all your accounts in one place so you’re always on top of your money. BUILT TO BUILD - Petal reports to all three credit bureaus, and previous credit history is not required to qualify. GREAT RATES - Better technology means lower variable APR’s. See our current APR ranges at https://www.this app.com FEES? - Petal 1 has late and bounced payment fees. But there are no fees of any kind on Petal 2. UNBELIEVABLE - You actually read this far, thanks!
Top Reviews
By josiahshow
Update - Love my Card!
This was a great starter card for me. I was so scared about credit and how it worked, but Petal was truly amazing in not only improving my credit score, but just laying everything out in an easy-to-understand way. You always know your balance, how much interest you will owe, and how to avoid interest in the first place. I only got approved for $500 at first, and now have a much better card with a higher limit I use alongside this one, but that’s not putting Petal down in any way. They are even adding new features all the time (recently Apple Pay and cash back rewards), which is something you can’t say about many cards. The only thing I’m not a fan of is that there is no option to get a credit limit increase in the future as of now. I left a negative review about the app not working on iOS 13, but it has since been updated. (Though I would LOVE dark mode)
By tomig$
Petal is Amazing!
I usually don’t review apps even if they’re amazing. But petal definitely deserves it. Maybe it’s because they’re relatively new and want to attract the most costumers, but hopefully they continue doing the great job they’re doing. After a speedy application I got accepted quickly too, the card took about a little more than a week to get to me. And ever since then I’ve fallen in love. I use petal to purchase almost everything, the no foreign transaction fees, the monthly statements that make it easy for me to understand what I’m paying and why. They give you store numbers for transactions and a the store or company number where you can reach them if you have any problems. On top of having a super user friendly app, a great looking card, cash back and reasonable rates they have an amazing customer service department. Petal cares! And it shows.
By (Hammer97)
Amazing and helpful Application
Hey y’all, Petal makes it easy. The app layout is straight forward and easy to use, and it moves seamlessly from one section to another. You can check your balance on the main page, then pay it off just by clicking over to the next page on the app. The app brings over all your benefits from your account and lays out how to increase your cash back; serving as a reminder to keep up on the card payments and showing that the rewards are close within reach. This is my first credit card and the app just streamlines the process and my credit is doing great in part because of the help this app provides. Get the Petal App, you won’t regret it.
