Fluid Credit Reviews

by Eli0323

FluidCredit has to be a scam. The only way you can get a loan is by having three times the amount you are requesting. Who needs a loan if you already have three times the amount you’re requesting. Also I tired it and have way more then three times the amount I’m requesting and still got denied. The reason I was denied because I don’t have enough funds in my account which I have way more then I’m requesting. Then I look through my messages in my inbox and I have a message asking me to help some random person on here with their loan because they didn’t make their payment. You deny me for a loan but you want me to payback someone else’s loan lol. I wish I could give zero stars. #scam #wasteoftime #ripoff #stayaway #justouttogetyou #fake #removefromappstore

by Musicfan1990

FluidCredit has a great concept behind it however it requires a min of 150 dollar in your bank account to be approved. The whole reason for downloading FluidCredit was because I was short on a bill and didn’t want to overdraft my bank account. If I had 150 in my account there would be absolutely no need for me to download FluidCredit. As a result I will be sharing my experiences with all family and friends in hopes that it goes viral so that FluidCredit either reevaluates their policy’s or they get but down for shady business practices. I was able to find much better options out there and I will definitely not be using FluidCredit ever again.

by Jazzactor

I took only a small $50 loan out I have been trying to pay them back. The $50 is sitting in my account still as of today. I am being told that I have to have $150 in my account in order to initialize a payment. I asked if I can mail a money order or another form of payment and they did not respond. Instead of taking my money to clear the account they reported me to the credit bureau as a bad debit. I have forwarded all the emails to Transunion to try and get this removed. USE FluidCredit AT YOUR OWN RISK....

by EZ0001

I love the idea of FluidCredit and if it actually worked I would give it five stars... on a technical level I have had nothing but horrible problems trying to
Complete a funding request... there is a glitch in FluidCredit that when you try link bank account the screen pops up but rather than populating with info you need, it just disappears and you cannot move past that step... so while I love the idea with poor execution makes it impossible to evaluate

by JMD-78

Downloaded. Was pretty short on cash so applied for money. Denied and said insufficient transaction. Ok figure it was because I didn’t have much in any of my accounts. (Which is usually why someone uses a service like this) Came back when have couple hundred dollars and tried again. Same denial message. There’s no way to contact support. There are much better services out there. I’ll try them.

by Drock939913

I set up an account, got to the part where it searches for my bank and then when I select “add bank account” it will not allow me to even search my bank. I bank with BofA and I can’t even select my bank because the screen that pops up to find bank just disappears 2 seconds after I select add bank account. Apps that don’t work tend to get 1 star reviews.

by Jamieoliverboo

The video and screenshots of their app looks alluring but it is nothing of the sort. It is impossible to even create an account. The drop down menu for university option is non existent. You link your Facebook and it doesn’t allow it. You link your twitter and it does nothing. Plus the apr financing is ridiculous. Save yourself the trouble and move on from FluidCredit.

by LukeTiona

App is terrible and so is customer service with getting back with you. Tried to add bank account and window comes up and then goes away nothing comes up at all. Had that issue for three days called number after searching online it goes straight to voicemail and then left a message with no call back. I give this company a big F.

by Ricanqueen93

FluidCredit I never understood. How is it even still running I have continuously tried adding a bank FluidCredit keep crashing and not letting me on top of having to keep putting my information in is ridiculous if FluidCredit is not out to help why is still available. I see tons of bad reviews and still decided to give it a try

by Gfxdsnr

Tried 3 times to open account, I got up to the search for your bank info and the screen kept glitching and there is NOTHING wrong with my phone. Very buggy app. I would love to give a better rating and review and with being a student having that extra credit is great, but what’s the point if you can’t even create the account.

Someone please reach out and help.

A very disappointed consumer.

by Done #

So I download FluidCredit over a week ago..... I’ve given all the information that was asked of me , I have met been able to borrow a red cent because when I get to the point when I link my bank acct FluidCredit freezes(every single time) and then it closes out and I literally start alllllll over and the same thing happens every single time. I’m starting to feel like this may be a scam 🤬

by Angelafonic

I have tried to add my bank account and it will pop up with a white screen as it is tryimg to load the banks but closes quickly. Tried to completely close FluidCredit and try it again with the same result.

by TJH_100

I got all the way to the add the bank part of FluidCredit and could not add my bank. The page kept refreshing

by VictoriaAnn18

I don’t hate the concept of FluidCredit . It’s actually pretty sweet to have something for college students who are looking for a bit extra cash. The only down fall is it’s hard to find a way to contact them. Even on FluidCredit itself. And then it’s also difficult to set up for a loan. Even if you have 150 in the account it claims you don’t have enough so it turns you away from FluidCredit but if someone would reach out and explain what is going on I may give another chance.

by J.Hutch46

Had to pay for a repair on my car and I just happened across Fluid. I had a little bit of a problem with it at first, the application process could be a smidge smoother, BUT I was approved and was actually surprised to see that it was truly interest free. Seriously helped me in my time of need. Thanks Fluid!