Fluid Credit Reviews

Fluid Credit Reviews

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About: Fluid Credit is a product of Kuber Inc. Get up to $100 at no-interest and up to
$500 with low interest with the Fluid Credit.


About Fluid Credit


Fluid is a mobile app designed to help millions of university students get funds quickly and build credit via a 0% ~ low-cost installment loan.

Yes! Fluid works with some of the biggest national credit bureaus to report borrowing activity to help you build credit.

• Fluid Credit will report your borrowing and payment activities to credit bureaus to build your credit.

We work with major credit bureaus to help students to start building credit while they are getting a great university education.

Get up to $100 at no-interest and up to $500 with low interest with the Fluid Credit.

Fluid creates a unique social environment where borrowing activities are delivered within a news river format within each university community.

Fluid actually helps you to start building your credit.

We don’t assess any late fees for missed payments but we do report late, missed payments and charged off accounts to major credit bureaus.

View, up-vote, or down-vote stories from other students at your university, and the Fluid community across the US .

At no time will your personal information be shared or sold to any Fluid partners or affiliates without your consent.

• Borrow again when your loan is paid off to keep building your credit score.

Fluid is designed exclusively designed for 22 million college students in the United States.

We work with reputable retailers to bring you curated discounts and offers within the Fluid app and your inbox.

Although your existing credit profile is part of our underwriting criteria, it is not the only aspect of our approval decision.


       


Overall User Satisfaction Rating


Negative experience
85.9%

Neutral
37.2%

Positive experience
14.1%

~ from Justuseapp.com NLP analysis of 216 combined software reviews.

0 Fluid Credit Reviews

2.2 out of 5

See 15 more Reviews


HAS TO BE SCAM

FluidCredit has to be a scam. The only way you can get a loan is by having three times the amount you are requesting. Who needs a loan if you already have three times the amount you’re requesting. Also I tired it and have way more then three times the amount I’m requesting and still got denied. The reason I was denied because I don’t have enough funds in my account which I have way more then I’m requesting. Then I look through my messages in my inbox and I have a message asking me to help some random person on here with their loan because they didn’t make their payment. You deny me for a loan but you want me to payback someone else’s loan lol. I wish I could give zero stars. #scam #wasteoftime #ripoff #stayaway #justouttogetyou #fake #removefromappstore




Great idea terrible execution!

FluidCredit has a great concept behind it however it requires a min of 150 dollar in your bank account to be approved. The whole reason for downloading FluidCredit was because I was short on a bill and didn’t want to overdraft my bank account. If I had 150 in my account there would be absolutely no need for me to download FluidCredit. As a result I will be sharing my experiences with all family and friends in hopes that it goes viral so that FluidCredit either reevaluates their policy’s or they get but down for shady business practices. I was able to find much better options out there and I will definitely not be using FluidCredit ever again.




Decent app

I don’t hate the concept of FluidCredit . It’s actually pretty sweet to have something for college students who are looking for a bit extra cash. The only down fall is it’s hard to find a way to contact them. Even on FluidCredit itself. And then it’s also difficult to set up for a loan. Even if you have 150 in the account it claims you don’t have enough so it turns you away from FluidCredit but if someone would reach out and explain what is going on I may give another chance.




Can’t get through opening account

Tried 3 times to open account, I got up to the search for your bank info and the screen kept glitching and there is NOTHING wrong with my phone. Very buggy app. I would love to give a better rating and review and with being a student having that extra credit is great, but what’s the point if you can’t even create the account.

Someone please reach out and help.

A very disappointed consumer.




Great so far!

Had to pay for a repair on my car and I just happened across Fluid. I had a little bit of a problem with it at first, the application process could be a smidge smoother, BUT I was approved and was actually surprised to see that it was truly interest free. Seriously helped me in my time of need. Thanks Fluid!




Frustrated and bamboozled

So I download FluidCredit over a week ago..... I’ve given all the information that was asked of me , I have met been able to borrow a red cent because when I get to the point when I link my bank acct FluidCredit freezes(every single time) and then it closes out and I literally start alllllll over and the same thing happens every single time. I’m starting to feel like this may be a scam 🤬




Avoid at all cost

I took only a small $50 loan out I have been trying to pay them back. The $50 is sitting in my account still as of today. I am being told that I have to have $150 in my account in order to initialize a payment. I asked if I can mail a money order or another form of payment and they did not respond. Instead of taking my money to clear the account they reported me to the credit bureau as a bad debit. I have forwarded all the emails to Transunion to try and get this removed. USE FluidCredit AT YOUR OWN RISK....




Great idea in theory

I love the idea of FluidCredit and if it actually worked I would give it five stars... on a technical level I have had nothing but horrible problems trying to
Complete a funding request... there is a glitch in FluidCredit that when you try link bank account the screen pops up but rather than populating with info you need, it just disappears and you cannot move past that step... so while I love the idea with poor execution makes it impossible to evaluate




Won’t let you add bank

I have tried to add my bank account and it will pop up with a white screen as it is tryimg to load the banks but closes quickly. Tried to completely close FluidCredit and try it again with the same result.




Total BS

Downloaded. Was pretty short on cash so applied for money. Denied and said insufficient transaction. Ok figure it was because I didn’t have much in any of my accounts. (Which is usually why someone uses a service like this) Came back when have couple hundred dollars and tried again. Same denial message. There’s no way to contact support. There are much better services out there. I’ll try them.




Does not work.

I set up an account, got to the part where it searches for my bank and then when I select “add bank account” it will not allow me to even search my bank. I bank with BofA and I can’t even select my bank because the screen that pops up to find bank just disappears 2 seconds after I select add bank account. Apps that don’t work tend to get 1 star reviews.




Don’t bother downloading

The video and screenshots of their app looks alluring but it is nothing of the sort. It is impossible to even create an account. The drop down menu for university option is non existent. You link your Facebook and it doesn’t allow it. You link your twitter and it does nothing. Plus the apr financing is ridiculous. Save yourself the trouble and move on from FluidCredit.




Issues

App is terrible and so is customer service with getting back with you. Tried to add bank account and window comes up and then goes away nothing comes up at all. Had that issue for three days called number after searching online it goes straight to voicemail and then left a message with no call back. I give this company a big F.




No help

FluidCredit I never understood. How is it even still running I have continuously tried adding a bank FluidCredit keep crashing and not letting me on top of having to keep putting my information in is ridiculous if FluidCredit is not out to help why is still available. I see tons of bad reviews and still decided to give it a try




App issues

I got all the way to the add the bank part of FluidCredit and could not add my bank. The page kept refreshing





Is Fluid Credit Safe?


No. Fluid Credit does not seem very safe to us. This is based on our NLP (Natural language processing) analysis of over 216 User Reviews sourced from the Appstore and the appstore cumulative rating of 2.2/5 . Justuseapp Safety Score for Fluid Credit Is 14.1/100.


Is Fluid Credit Legit?


No. Fluid Credit does not seem legit based on our analysis. This conclusion was arrived at by running over 216 Fluid Credit User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Fluid Credit Is 51.3/100..


Is Fluid Credit not working?


Fluid Credit works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.



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