Lincoln Financial Mobile Reviews

Lincoln Financial Reviews

Published by on 2026-05-08

🏷️ About: Stay on track with your financial goals using Lincoln Financial Group’s mobile and Apple Watch apps. Get easy access to retirement account balances, recent transactions and your retirement income estimate.


       


Overall Customer Experience 😎


🤬 Negative experience
66.6%

😎 Positive experience
33.4%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 294 combined software reviews.

Is Lincoln Financial Safe?
Lincoln Financial Mobile appears generally safe, but use with caution.
33.4/100

  Safety Analysis »»

Is Lincoln Financial Legit?
Lincoln Financial Mobile appears legitimate, though exercise caution.
33.4/100



Read 27 Customer Service Reviews 😠💢

3.0 out of 5
Junk

LincolnFinancial and website are useless

Slower version of website with less functionality

This is just a glorified skin of their website, with less functionality. It’s slower than the website too.

Blank screen

Just downloaded thanks to promotional email. Unfortunately it doesn’t work for me. Like many others in the reviews, I get a blank screen and cannot log in.

Lacking Functionality

I am confused as to the high average reviews on here - perhaps they are paid/“curated”. LincolnFinancial is borderline unusable and is missing many features that Fidelity/Schwab have. It is basically a re-skinned mobile website and they are calling it an app. Even QTD/YTD return percentages cannot be calculated correctly. Very few app features.

Run if you can

The only reason to ever deal with this company is if you have a retirement plan through your employer and even then it’s borderline changing jobs just to not have to deal with LFg. Their website is horrible, app even worse, customer service is a joke and their investment platform is laughable. You’ve been warned

Using because I have to…

LincolnFinancial severely lacks basic functionality and does not work as it should. Every time I attempt I activate FaceID it says that there was a problem with the system.

I previously worked for Charles Schwab as a broker and their 401k app is 100x better than Lincoln’s. I want to see simple reports on performance, holdings or activity but nothing is available.

I only use LincolnFinancial/provider because it is the one designated by my employer to receive the benefit. Glad I kept my 401k from my previous employers rolled over at Schwab.

Zero stars

Compared to competitors it’s lacking so man improvements as for user friendliness. The worst system when it comes to withdrawal or moving money. The plenty review before mine have went in to detail about the improvements needed.

My personal experience has been spot on with every bad review. On top of that they sent a check I didn’t ask for then I couldn’t cash it. So the emergency I needed money for came and went so I was out of luck. Should have been a direct deposit but the chose to do what they wanted with out reaching out to me. Then did nothing to rectify their mistake didn’t even consider expediting the funds they said they couldn’t when I asked. This is by far the worst and if my job didn’t do business with them I wouldn’t be here. So I’m stuck. Terrible software and customer support.

App won’t open

After entering credentials to log in LincolnFinancial won’t open. There is just a small spinning circle that never progresses to the dashboard.

Nothing but a white screen

Just downloaded LincolnFinancial and logged in to my account. Doesn’t show anything but a white screen.

Doesn’t work

It’s just a red screen for me. No updates available. No option to click on anything. Is LincolnFinancial dead?

Moody

LincolnFinancial is moody. Sometimes you can login and everything works just fine (i.e., you can get the info you need). Sometimes you try to sign in and you get a blank screen. Sometimes a gray screen. So, I call LincolnFinancial “moody.” It all depends on what side of the bed LincolnFinancial woke up on!

User Friendly!

Very user friendly mobile device that allows me to check my balance, make contribution changes, and see performance information at the click of a button! Can also request assistance from an RC right from LincolnFinancial as well. Once Lincoln updates their form capability to be fillable from my mobile device, LincolnFinancial will earn 5 stars in my opinion!

Easy 2 use

I like LincolnFinancial and how easy it is to use and find the information I need.

Excellent Experience!

Much improved app that provides the user with needed information. Well done!

Easy way to check balances

LincolnFinancial was easy to set up and the recent updates are a nice improvement. I am able to access my account, check the balance, adjust contribution amount, and see goal progression. It also allows access to my full web-based account if needed.

Much Better

I’ve been using LincolnFinancial and complaining about it for years. I’m glad to see that they have finally made improvements and improved the usability of LincolnFinancial . Love that they also finally got Biometrics. It looks clean, I can easily navigate and get the information I need when I need it.

Easy

App does the job, complements fantastic customer service through my dedicated Lincoln retirement consultant.

Great app

Gives me what I need on my retirement plan. Easy to use and I appreciate apps that let me log on by face recognition.

Easy to use!

As a small business owner, LincolnFinancial has been super useful and easy to use for my employees on the go.

Easy to use!

User friendly and highlights the most important parts of my retirement outlook!

Easy to use and get what I need

Intuitive and centralized. Getting the info I need quickly and easily is key.

Easy to use

Better than other complicated apps out there.

Does exactly what I need it to

Works great for exactly what I need - log in, quick balance check and take action if needed! Would give LincolnFinancial a 10/5 if I could 😃

Easy access to 401k plan!

LincolnFinancial is super helpful to view my account balance and rate of return easily on a daily basis. The new interface is extremely interactive and intuitive! Thank you Lincoln!

I LOVE THIS APP

The Lincoln Financial Group app allows me to stay focused on my long term goal of retirement. It provides me with the details I seek in an easy to understand manner. My favorite feature is that it tells me if I am on target to hit my financial goals. I use LincolnFinancial all the time and love it!

Much improved!

LincolnFinancial is so much better than it was when it first launched! I can pretty much do everything I could want (except launch a loan, which I’d honestly rather talk to someone about first). And enabling Face ID makes it much easier and faster to get into!

Easy to use…helpful in my planning

Very well done Lincoln



Is Lincoln Financial Safe? 🙏

Lincoln Financial Mobile appears generally safe, but use with caution. JustUseApp Safety Score for Lincoln Financial is 33.4/100.
This assessment is based on our NLP analysis of 294 user reviews. Combined with the app store average rating of 3.0/5.

Safety Analysis

73.8% of users say app is safe 👍
73.8%

24.4% of users say app is risky 🚨
24.4%

1.8% of users have some concerns ⚠️
1.8%


Is Lincoln Financial Legit? 💯

Lincoln Financial Mobile appears legitimate, though exercise caution. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Lincoln Financial is 33.4/100 .
This conclusion is based on analysis of 294 user reviews.

🔏 Privacy & Data Safety

Lincoln Financial collected the following data from you:

  • Data Linked to You:
    • Identifiers
  • Data Not Linked to You:
    • Usage Data
    • Diagnostics



How was your experience with Lincoln Financial Mobile? Post a Review




Features

Stay on track with your financial goals using Lincoln Financial Group’s mobile and Apple Watch apps.

Using the mobile app, you can also download forms and explore helpful videos, calculators and other financial resources.

Get easy access to retirement account balances, recent transactions and your retirement income estimate.

Visit for additional information.

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Lincoln Financial Group

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