BabySteps: Hit Financial Goals Reviews

I have already purchased the Ramsay plus account but it’s only good for a year. I have already watched all the videos in the program so I don’t need to subscribe again. I am bummed that I no longer have access to this tracking tool since it takes longer than a year to become debt free. There should be an option to purchase BabySteps without having to purchase access to the whole program again.

No matter what I did it would not update some of my credit card debts so my EveryDollar budget was always out of whack. And I tried everything. I’m not new to this I’ve been using EveryDollar for over two years. And I thought-great! it’ll check my credit card things for me and I don’t have to go redo it manually every month. But it didn’t update from like two months ago and every time I go to update it it shows the correct information but did not transfer it to EveryDollar. So I had to delete it so that I can get the right amounts so they can properly plan. And there’s no way to manually fix it. If there was a way for me to override it I’d be OK it works for almost every credit card. But not all of them and that’s a flaw

But now that they have switched to Ramsey+ and denied me the access to access to this app without buying the full (ridiculous price) when I already pay monthly for EveryDollar.
I had to delete it, now I can’t access the amounts of debt left to pay or anything. I will have to start over.
I’m going to have to find a different way to keep track of my daily expenses monthly goals and debt tracking. Might even cancel my subscription to EveryDollar as well because this app was the reason I signed up forEveryDollar.
Very disappointed and upset that they’re forcing their current users to fork out a ridiculous amount of money, not that it comes with 1 on 1 training or a personal financial assistant to help figure things out INDIVIDUALLY. Not watch a video and expect it will work for everyone

I think it would be really useful if the baby steps app provided notifications to us during the week to remind us where our debt is in what is the top priority date without opening BabySteps .

I open BabySteps about every two weeks because that’s when I get paid. Most apps do use notifications to keep the user aware of what’s going on. And for those that don’t want to notifications you can simply disable them in settings for the given certain app. Just my two cents, great app overall!

The idea of BabySteps is great, but there should be a way to unlink debt from the EveryDollar app. The fact that once it’s linked you cannot unlink the two app is annoying and a little presumptuous to think you know what’s best for me. Dave talks about not wanting government to control his life and the inability to unlink step 2 when you pay for Ramsey plus really upsets me.

The linking is screwing up my budget. For example if I find money not budgeted in order for it to be clean across BabySteps I have to add it as unplanned income and then update debt in two locations. The place I pay it out of budget and then the balance on the baby step app. If I update just babystep app with balance the EveryDollar doesn’t like it. Just let me unlink

The debt paid off amount that BabySteps calculates does not account for the interest that was paid. My debt original balance was 257k, currently the balance is about 109k, so BabySteps shows I have paid about 148k. However because I’ve been keeping a spreadsheet of every payment I made, I know I made over 160k toward the debt so far. Kinda made me sad at first seeing the 148k paid off but I know I paid more than that. That is to show how much interest was accruing and it would be nice if it’s shown on BabySteps

BabySteps is a decent product, however, I would rather pay a flat fee to “purchase” BabySteps then pay $129 a year to use it. I prefer the EveryDollar app (not plus) so I don’t need to upgrade to it. I’ve done FPU online and watch Dave Ramsey show and listen to podcast. $129 a year for an app is not a good investment, I’d rather put that money toward my debt. BabySteps should be a minimal flat fee purchase or free as is EveryDollar regular app.

Been using debt pay off and ever dollar budgeting for over 3 years. Now I cannot access my debt snowball information without subscribing to the $130 service, and my accounts no longer link in every dollar. Time to find a new tracker and where I’ll have to input the information all over again. Disappointed in a person who values smart financial decisions deciding to charge so much for an app to help people who are already in debt. Losing interest in this organization altogether since it appears they’re just in it for the money.

I loved BabySteps, but really wish there were a way to get it without subscribing to everything. Every Dollar didn’t work with my bank, so it didn’t make sense to pay for Smart Dollar. I would pay a few dollars a month just for just this Baby Steps app if that were an option!!

The $129 is out of control. When 98% of your client base is people trying to pay down debt and be fiscally responsible, yet you want to charge $129 a year? At least give an option of different payment plans, maybe monthly subscription that gives us a chance to cancel earlier. I would be glad to may a small fee to use just BabySteps every month. This is the only thing I need from DR. BabySteps needs a lot of work as is anyways. Dont be tempted to waste your money. Put the $129 towards debt instead!

BabySteps is great, I love the functionality and display. It is rather rewarding to see your debt decrease visually. However for someone who preaches to cut out everything and live on beans until you get out debt, requiring a yearly subscription of $129 is just plain greedy. I understand Dave has a business to run and apps don’t run for free, but if you already shelled out $100 to do FPU why should you then have to pay an annual fee for the use of his products. Overall disappointing news from Dave Ramsey.

I agree with a recent reviewer, if there could be baby step3b for the down payment, that would be great.
I did have a problem with connecting my EveryDollar plus account, but it was quickly resolved by the team.
The piggy bank is cute and it's nice to have this kind of visual to stay motivated, and not have to track it on a boring notepad app.

I recently started the baby steps after reading Total Money Makeover and I was wishing for an app like this! If you want to get out of debt, USE BabySteps! I’ve been sharing it with all my friends who weren’t willing to read the book or take the course. If you follow the steps, I swear this will save your life!

You need to be an EveryDollar Plus paying subscriber I order to use BabySteps... so the minimal expectation would be that it would connect and sync with your account, and populate all your debt information automatically... but NO! Who’s idea was that? What is the point of having to be a subscriber if you have to populate all your debt information MANUALLY? It’s mind blowing. Disappointing... If this fundamental feature becomes available, I’m willing to review my rating. Until then, BabySteps is useless.

I wouldn’t mind paying for the subscription if it allowed me to pay monthly. Even having a higher monthly payment would be better than having to drop $130 a year and having to remember to budget that in the right month.

Decent app, but BabySteps seems to log me out often. I’ll be previously logged in, but when I relaunch app it will ask for credentials again. The every dollar app doesn’t seem to have this issue.

I prefer the free version of EveryDollar and have no need for the FPU app as I have reviewed the program. I wish this Baby Steps app was available for $5 a month or something. I know others would prefer that as well.

You should not yank the carpet out from under people who paid for FPU already by making the apps annual subscription only. $129 a year is crazy expensive for app usage. I don’t need the entire program over and over and there is no other option. It’s all or nothing. Just another disappointing business decision taking the shine off a great program.

I can relate to most things within the Dave Ramsey message. I guess for a lot of the naysayers they’ve never visited quite as hard of a rock bottom as they potentially could.
Everything within all the apps isn’t perfect.
Neither are we humans.
We make it work with want to and a smile.
I’m very happy with everything Dave and team have and continue to put together for us all.
Happy with all functions of BabySteps

BabySteps is great! I would give 5 stars but BabySteps doesn’t allow for $0 minimum debt payment even though I have loans with no minimum payment so I’m forced to put a penny in which syncs to the EveryDollar app and screws up my monthly budget. Other than that great app guys.

This is great but I don’t know if it talks to the every dollar app???

Our family can’t live without BabySteps as we go along with the baby step process! It’s fun, informative and inspires us every time we open it.

I was losing motivation and falling off track. BabySteps helped to reenergize my financial journey & give me hope again!

I have paid for Every dollar plus for years but BabySteps says I don’t. I assume they just need to work out the bugs. I’d love to come back once it will allow me to connect... I tried for 30 minutes plus, the issue is not on my end.

The Dave Ramsey Company, their tools and resources are a must have!!! This is a new app but I love the reasoning and purpose of it. . .

BabySteps seems great, but for some reason the sound on the videos doesn’t work.

We are on BS2 and BabySteps is a GAME CHANGER!! Love how it connects with EveryDollar+ to really keep us motivated!! Thank you Ramsey team!

I’m sure BabySteps will improve. I am a subscribing member to EveryDollar plus and love it but It still won’t let me sign in to this app. Looking forward to future bug fixes.

I pay for every dollar plus. When I sign on it says I don’t have access.

BabySteps is redundant. For paying off debt, EveryDollar Plus is easier. They should focus more on making the EveryDollar app include this in a tab if anything.

I am a paying everyday plus member. But when I try to log in it says I am not 🤷‍♀️

I am an EveryDollar Plus subscriber but it says I don’t have permission to log into BabySteps.

Why can’t I log in? Ugh

BabySteps is not recognizing that I am an EveryDollar plus subscriber.