Contact Upstart: Personal Loans + More

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About: Get the money you need sent in as fast as 24 hours¹. Upstart makes borrowing
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Upstart Customer Service 💢

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3 Most reported problems 😔💔

4.9 out of 5

Definitely does not approve low credit scores like they say they will

2025-12-11

by Jessekitty

This company advertises that they will help anyone with any credit score. I went through some very bad times, and I do not have a good credit score. I am trying really hard to make my credit better. It’s very difficult to get anyone to approve you for a loan with poor credit, So I thought I would give Upstart a shot since they advertise credit score 350 and above welcome. But of course what they advertise is not true, because they would not approve me. Waste of time
**** UPDATE *****. So I was told to reach out to the company about my loan being denied ,I reached out to them, and I still didn’t get the loan. Complete waste of time. Do not go with this company at all.

Info collectors

2025-12-12

by Silver4920

I got a offer from them to refinance my car loan which was better deal than I currently have, went through the process and waited for documents they were suppose to email me to sign, but after waiting a entire week and two calls they kept telling me “oh it’s coming give it some time” they waited till my offer expired now want me to go through another new set of terms and process, complete and utter waste of time and a scam just to collect my information, bet they are selling it now. Avoid them this is a scam!

Terrible business practice

2025-12-13

by TAD2025

Absolutely do not recommend. Paid off my loan over $8100 the next month had a tiny $15 balance that I assumed were some interest fees from paying in between billing cycles so I paid it and then the next month they’re charging me another full month’s payment of almost $250 even though I had been repeatedly checking my account for weeks with it showing a zero balance. Completely unethical. I will never recommend this company to anyone.




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