If you are looking at this as an investment ap. Look some where else, this is only a simulation and you pay $40 per month to simulate what you could do if you were putting that money in an actual investment . Complete fraud . Signed up created account paid fee, then it directed me to download ProsperiAcademy , I did, but then it wants me to pay fee again. Can’t even login without paying fee again. If fees not refunded by Monday, reporting to VISA as a fraudulent charge. DO NOT RECOMEND ***response to developer reply*** After fighting with your customer service nearly all night one night, they finally agreed to refund my entire purchase price. But I can assure you after the things they said throughout that ordeal, never will I ever re-install this program or even remotely consider using it or anything remotely like it in the future. I still stand by my initial claim that it is nothing more than a fraudulent scam, and I do not recommend that anyone anywhere ever attempt to try their garbage app,