1. Send and receive money from peers
2. Transfer money to friends or split bills at restaurants
3. Card-free payment at millions of merchants
4. Top up mobile phones and pay utility bills
5. Place and track orders in Taobao and TMall
6. Order food from local restaurants or book a taxi
7. Manage money with wealth management products
8. Free off-site cross-bank transfer/credit card repayment and loans
9. Scan and pay using QR codes at local stores
10. Book air, rail, and movie tickets
11. Enjoy discounts and promotions from various merchants
12. Group account facility to manage expenses within family and friends circle
13. Donate or participate in walkathons with friends in the "Sports" service that supports HealthKit functionality.