Whether you just need a small cash advance to cover an unexpected expense or face a more difficult financial predicament, payday loans are a useful solution.
If you borrowed $5,000 over a 48-month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67 with a total payback amount of $6,320.12, which, including the 8% fee paid from the loan amount, would have a total cost of $1,720.12. Representative 18.23% APR.
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APR rates range from 5.99% to 35.99% (maximum APR for qualified consumers).
Repayment terms from 3 months to 36 months.