Not to be offensive, but this mobile app looks like something you would make during an intro to iOS course in college, minus all of the functionality.
For example, in order to view my credit card transactions, I need to navigate to a new page that loads a browser within ThePoliceCreditUnionofCA (impressively slowly for 2021) in a tiny window where I need to then navigate the desktop version of the Police CU website in order to even see my history. The clunky UI blocks most of the browser anyway, but even if it didn’t, the browser is so slow to respond and small that it’s frustrating to use.
Now, to pay my credit card bill with a non- Police CU account, I need to use the same awful in-app browser. At least in the old version of ThePoliceCreditUnionofCA, the browser was properly sized to the screen of my device. In ThePoliceCreditUnionofCA, I practically need a magnifying class to see what I’m about to pay.
Beyond that example, ThePoliceCreditUnionofCA just isn’t ready for users yet. There’s no reason it should take 20 seconds to load the “settings” tab, there’s no reason for anything to really load that slowly to be quite honest.
Also, I left my phone with the screen off for over 30 minutes, returned, logged into my phone using FaceID, and ThePoliceCreditUnionofCA let my open it from the Home Screen and enter the account. Every other banking/finance app has a far shorter timer until it forces a new login, it should really force a new login every single time the screen is turned off. Even my password management apps force a new faceID login every time I switch between apps, even when the phone is on. My concern is if those extremely Basic security features aren’t addressed, what other vulnerabilities does your online banking stack possess?