Budget - Spending Tracker App Reviews

First off, the good. Budget is clean, (mostly) stable, and I love that it syncs across all my devices via iCloud. It also has a growing list of setting, icons, etc, and you can really customize the general look and feel of things. Also, the developer doesn’t collect data and I love the focus on privacy first. Now, the bad. The importer is borderline unusable. You’re told to please “select a category.” But there is no way to just import only the date and transaction and assign a category later. That makes it a pain to get through and ruins one of the main reasons I got Budget . And also, there just needs to be a wiki or something for how to navigate Budget . Often times it’s not intuitive to work through, and you really have to do a lot of setting up and tweaking before knowing exactly what the developer’s philosophy is on how to this app. That brings me to another thing - please give us the ability to use the envelop method to this app and to be able to reassign dollars for other uses. Right now you really just set a limit for a category and it’s hard to roll with the punches. Also, worth noting, there’s a support section of Budget . I reached out to the developer to ask some of these things directly but never heard back.

It is by far the easiest method I’ve found to make sure my credit card, receipts and this app are reconciled to each other at all times. In the past, I always liked to reconcile my physical receipts to my credit card at the end of the month, which can be pretty labor intensive depending on how much you spend throughout the month. Using Budget has saved me HOURS and HOURS each month since now I just log the receipt into my app each time I purchase. As long as my app ties to my card, then things are good and no month end reconciliation needed!! I also LOVE that each category (food, gas, etc…) can have a limit set with a fun sliding green/red scale. When the scale is green, spend away! The bar moves as you spend. When it turns red, well, it’s just time to stop spending. There’s always next month. It keeps me honest with myself….and hopefully one day RICH! 😉

Budget is amazing, simple but with enough features to be a well rounded one stop shop this app app. HOWEVER. i purchased the lifetime membership months ago, and when i try to restore the purchase on my ipad it tells me ‘purchase was successful’, but then when i try to use a premium feature like change Budget icon, it prompts me again to buy premium. and now after the most recent update Budget does not stay open longer than 30 seconds. i tried restarting my phone - didn’t fix it. i tried deleting and redownloading Budget since all my data is in icloud - didn’t fix it, and now i have the same membership issue on my phone! even though i paid the money for premium! i suddenly can’t use what i paid for and can’t even use Budget because it crashes almost immediately after opening. if you could fix whatever bug is preventing me from successfully restoring my purchase, and the bug crashing Budget right after opening, this is a five star app. however as it is now i’m quite frustrated

I wanted an app that made it simple to keep track of how much I’m spending and on what, without bothering me about budgeting. Budget does exactly that - with the clean design on Budget , the widgets, and the watch app, it is stupidly easy to record spending in real time. Then within Budget there are graphs and pie charts to tell me how much I’ve spent and when and on what. Exactly what I wanted. There’s also a lot more than I wanted and I’ve been pleasantly surprised. For example, the ability to do calculator like math when entering an expense, and the ability to choose what currency you spent it. So far I’ve loved everything about Budget! For the developer: my only feedback is that there are several features in Budget that I don’t understand (accounts for instance). And I can’t find any help pages or documentation to tell me what these are or how to use them.

Let me precede this by explaining that I’m a homeschool mom with multiple kids, in extreme budgeting mode for medical reasons. I’ve downloaded every one of their apps to balance anything from making sure I take care of myself (vitamins, workouts, meditation) to making sure my kids do their “checkmarks” for school tasks and chores. Their Home Screen widgets work perfectly to keep our priorities on hand.

I’m writing this review as I prep to upgrade the budgeting app from free to paid, to sync up with my husband and meet a massive savings goal. I really value that this developer offers a lifetime premium account since renewals tend to really stress us out. 10/10 would recommend.

Great app with variety of features and I personally love the UI and the general layout of everything. But it’s a little bit disappointing that cloud sync is very slow. Sometimes I would use Budget on my iPad and sometimes on my phone. Everytime I switch to the other device I have to manually turn off and then turn on the sync button to sync the data. I hope later versions would solve this issue. Besides, I have a small complain about the support for keyboard and trackpad of iPad version. Right now when you enter the amount in Budget you have to use the keypad on screen even though the iPad is connected with a keyboard device. If there is the option to enter the number through keyboard instead of keypad that would be great. Overall amazing app and look forward to seeing later updates and improvements.

This may be a big change for me, buying app within first 2 days of use and writing a review after 4 days. I think I found a this app/expense tracker which meets almost all the feature I needed in this app app and I am yet to explore all features. I am personally not big fan of apps which need syncing bank data (even if it mean manually entering expenses). So guys please keep it this way. I see many apps changing over period to mandatory sync feature.
Few suggestion: editing and adding new category is very tedious through settings, ability to turn a transaction in recurrence even while editing, ability to have different currency for each ledger or account.

Love Budget . Very nice interface and love the Apple Watch support, which makes entering expenses instantly that much easier. However it’s lacking two key features essential to a this app app. The ability to carry forward a surplus or deficit in a category month to month (or the time period of your choosing). The other feature is that you can’t have an income tied to an expense for the same category. As an example. Let’s say you pay for season tickets to a sports team. That’s an expense that counts against your this app in a category you’ve called entertainment. But you also sell some of the tickets and generate income which you’d want to subtract from the amount spent in that entertainment category. If these features are added then it’s easily a 5 star app!

Very straight forward easy-to-use app. Does not connect to your banks over the internet which is exactly what I wanted. The manual data entry method works better for me because it adds a little friction on spending decisions. I have tried a whole bunch of apps and this one works best for me. Mostly because of its simplicity and ability to set any timeframe you want for budgeting. I use a yearly this app, but you can set it any way you like. A lot of apps force your to set monthly budgets only with no flexibility.

The Developer is very responsive. I found a small bug and emailed support, it was fixed quickly in an update - Thank you

Highly recommend Budget.

I debated between a program that pulls in my transactions to show my monthly expenses so I can categorize them (perhaps use Plaid future update?) but I’m all about speed and this allows you to add expenses so quick that you’ll find yourself looking for reasons to buy or log expenses!

As for qualms still trying to figure out the way i could add credit cards to the category (shopping etc) so that we could track when we should pay for them off and subtract debt from my categories.
That probably is in the paid version, so I’ll go investigate that, but other then that everything else was pretty easy/self explanatory.

I’ve downloaded and used at least 10 different this app apps. This is the only one I’ve found that combines everything I want in a this app app.

1: I can input all the information manually rather than being forced to sync a bank account or debit card

2: lets me set myself a limit for spending and tells me when I go over

3: doesn’t drive me insane with trying to figure out how it works. Budget is so simple to use literally anyone can use it

4: let’s me see how my money is being spent. When what days I spent money and what days I imported money

5: is super cheap to get if you want to unlock more features. The lifetime sub is only 8$ (US Currency) and let’s you do almost anything you can dream of. I bought it and love it

I absolutely love Budget and even had a friend download it. I can finally see what I’m spending money on, how much is spent, set goals/limits, and adjust if needed. There’s no hassle and only gain. I wish I found Budget sooner but I guess it’s better late than never.

I have tried multiple apps but this one is the most simple and organized app. I like how I can customize the categories, colors, symbols and even the order of my categories. I like that I can switch between my daily this app and my business this app. Moving transactions from one category to another is so easy. I love that I can view my spendings for the day, week, month, year or all time.

One thing I did notice is that Budget sometimes glitches and doesn’t always save my notes I add to transactions. Doesn’t always happen, but I hope that gets fixed.

Budget helps us keep track of our this app every month, it’s really useful, however we would like the ability to start our month on a certain date and end on a certain date to sync with our charge card billing cycle. I see the option to do it but it does not work, also when changing the start date and the end date to show us transactions for only between those 2 dates it reverts to the month ahead as the start date. For example, I’ve set the start date to show transactions from September 27th and when I press confirm it shows up as October 27th.

Other than that it’s really cool that we can sync data between our two phones.

So I bought Budget and also the habit tracker. Wasn’t too much to just buy lifetime membership so I could have all the benefits. I love the way it looks and how much you can customize. Only downside is that when checking your transactions it doesn’t load them all. Very hard to see my spending for the month so far and it won’t load my pay for the month so it says I’m in the negative. Also some transactions won’t be there right away so I’d have to check later or sometimes the next day for it to show. Hopefully this problem will be worked on with another update but other that that I have no complaints about Budget!

Recurring or even future payments should show up for the month regardless of whether that day has come yet. When I enter recurring expenses, it’s because I want to know from day 1 what my set expenses are for the month. If it doesn’t show until that day, I don’t have a true total to work with to know what I have available for other spending throughout the month.

Also, credit card/account tracking needs a start/end date feature. I track my credit card usage not from beginning to end of month but from beginning to end of the billing cycle. It helps me know what my next statement balance will be as I pay them off each billing period.

Love Budget i have been looking for a pay once app that allows me to view and manage multiple accounts AND allow me to manually put in transactions from my Apple Watch and this is perfect! I got this when it was on sale in Budget for $5 instead of $8 and it’s so worth it!

My only suggestion would be if there could be Apple Watch Complications that show data like the Widgets do. Or even at least a complication that allows me to access Budget more quickly.

I really love Budget and want to be able to use it to it’s full potential!

I used to use excel for budgeting. Don’t get me wrong, it did the job. I had all formulas ready for input of transactions and everything but Budget is just so much better. Calendar for transactions helps you visualize your day to day net spend. It also shows you your P/L for the month/ year as well. The net worth tracker is also cool. I like how you can input stocks and cryptocurrencies and the prices are tracked automatically instead of you manually having to update prices each week. Overall very pleased. I got the lifetime subscription.

Number 1 reason I bought it was because I liked the looks of it. On top of that I didn’t have to put in anything more than the amounts of my cards, I believe others that I tried wanted me to connected them and I didn’t feel comfortable with that.

I do think there’s a bug on the iPad that causes the savings to close when you pick a date. I’ve experienced this in my phone as well but it was when I went back a month. For the iPad I couldn’t even enter a day it occurred, which was only a few days back.

I like Budget but the recurring inputs are off. If you go into the settings and put them in it shows in that settings window but not on the calendar with transactions. If you input recurring in the actual this app window for a certain card, it works sometimes or it doesn’t show the repeating transactions on the calendar at all. Or no matter how many times you change the recurring date it still processes as today and doesn’t update. Aaannnd they don’t host my bank. But besides that i like Budget . If necessary i just won’t use recurring and just do the transactions manually. The rest of Budget is great.

Overall is good! It’s pretty easy to add/edit records and can be reviewed in calendar view or a report with various diagrams. There’s an unique feature which makes Budget stand out is shared ledger! You can invite others to track cash flow with you in the same ledger and the records will sync seamlessly. The only one thing that I do really love to see in the future is “shared account” so that the net value can also be synced, and thus reduce the duplicated manual process for adding spending account individually.

Fits my needs mostly. Clean layout, easy to add purchases, and gives me a breakdown of percentages left in my budgets/what I’ve spent. I wish there was an option for my total monthly spend this app in a ledger to automatically sync with the total sum of all this app categories instead of having to add up and double check that I’ve mathed and entered everything properly, and I’ve seen some people wish they could easily move money between budgets in a ledger. That could be useful, but for me the visual aspect of everything (seeing I have overspent in some places and underspent in others) is helpful as I can evaluate the accuracy of my this app if this happens more often in certain categories. I’ve tried a loooooot of these apps, and none are nearly as conducive to the needs of a visual processor while also keeping categories separate so I don’t confuse myself. I also like that I just have to click one button to add a purchase. This is the only budgeting app I’ve been able to use for more than 3 weeks at a time and I’m probably going on a year now. Was happy to purchase the full version, but I hope to see some of those update options in the future

Love all the features Budget offers. The ability to create different multiple ledgers and access each so quickly gives it an advantage over other apps. My ledgers are (personal, joint, and one for my small business). You can create multiple budgets within each ledger for all your needs, for example my personal ledger contains budgets for reoccurring, car expenses, meals, impulse buys, self care,healthcare, dental, school, etc. within each this app category you can notate expenses and assign them to an account. There’s also savings, etc. Although I love Budget I do wish there was an ability to access from the web online or be able to have a log in/log off function instead of being forced to use Apple ID attached to the phone, also being able to see where you are in your this app (remain of this app) within the ledger instead of seeing a closing circle would be helpful.

As someone who has always struggled with keeping track of my spending, I was thrilled to discover the Spending Tracker - this app App. Budget has been a game-changer for me when it comes to managing my finances.

The interface is clean and user-friendly, and it was easy to get started. I was able to set up categories for all my expenses and start tracking my spending right away. I love that I can see all my transactions in real-time, so I always know how much money I have left in each category.

What really sets Budget apart for me, though, is the budgeting feature. I've always had trouble sticking to a this app, but Budget has made it much easier. I can set up a this app for each category, and Budget will alert me when I'm getting close to my limit. It's helped me become much more mindful about my spending, and I've been able to save more money as a result.

I also appreciate the reports and insights that Budget provides. It's eye-opening to see where I'm spending the most money and where I can cut back. And the ability to export my data and analyze it further has been incredibly helpful.

Overall, I would highly recommend the Spending Tracker - this app App to anyone who wants to take control of their finances. It's easy to use, customizable, and has all the features you need to track your spending and stick to a this app.

Great app that makes budgeting simple and easy. I like the layout and how efficient it is to keep up to date on budgeting. No more excel sheets for me! A few improvement requests and why I took off one star: - For certain this app categories sometimes the percent spent value is not accurate because it adds up the previous month value so it looks like you’ve spent more than you actually did. The value on the card when you can see all the categories is correct though so not sure why it would be different. - I would like to be able to choose whether I want to see how much is left or how much I’ve spent on a category. This would be helpful on the widget because then I can quickly see how much I have left to spend for a category without having to do the math to find out.

Really great app, in my opinion. It does almost everything I want it to! I have a personal problem with some of the categories stuff but overall nothing major.

I do have one minor issue recently though. It’s not anything big but when I look at my total transactions (my preferred look as it can show me everything), I noticed a transaction with * next to it. It probably came from when I tried to figure out the reoccurring charges (which I decided not to use as it’s easier for me not to), but I can’t figure out how to remove it. There’s nothing under the reoccurring category and when I go to the transactions there’s nothing for that date. If anybody can help me with fixing this I’d really appreciate it!

I love Budget!! I totally recommend to anyone (especially teens like me) who deals with money, so basically everyone. Super easy to use and perfect for keeping track of money. Other apps want you link a bank account, Budget allows you to do that or not. You can track cash, different accounts, borrowed money, lent money, and loaned money. Any expenses that can be categorized into different groups. Track bills, income, savings, etc. Basically Budget does everything!! If you are planning on keeping track of your money this coming year this is the right app for you! btw i was not paid to write this i honestly just recommend!!

After using other apps that automatically calculate spending from my bank, I felt that there was lack of accountability for myself. While contemplating the cash method, I thought to look one more time for an app that had what I was looking for, and I found it! Budget lets me track spending easily into categories. I love the feature where I can add notes about what I spent it on specifically and where. It’s not something that is 100% convenient, but that’s not what I wanted. If you’re someone that’s looking for a way to track purchases and reflect on what you’ve bought, this is it.

I love Budget. I’ve tried others in the past and they required way too much micromanagement, to the point I stopped using them within a week or so. Well I’m on my 3rd month using this to keep track of my expenses. It’s very simple and straight forward - no overwhelming tables. I also LOVE that it is a one time fee, not a subscription. (Always felt it was counter-intuitive to pay a monthly fee when the goal is to get ahold of your finances, presumably by spending less.)
Thank you to the developers! I’m finally learning to manage my money effectively - something that’s been a lifelong struggle for me.

I love Budget. It’s so easy to use, the budgets are clearly & aesthetically organized, and you have an option to track your savings in multiple different accounts.

I just wish it had a bit more room for customization! Number one, I wish there was an option to display the money remaining in the budgets rather than the total spent. It’s way easier to know at a glance how much you can afford.

Number two, I wish in the savings portion there was a way to have multiple ledgers. I have a long term savings that I want to keep track of, and then a short-term savings. I wish I could keep track of the total in the short term savings account (and still divide into separate subcategories) without having those totals lumped in with my long-term savings. I’m going to stick with Budget and hope this becomes an option in the future!

So far I am loving Budget! Easy to navigate and easy on the eyes as far as aesthetics go. However, I just started using the this app feature and I’m a little confused. Even tho I’ve set up the this app in February, there’s a red circle closed circle and expenses show as a high amount which I’m thinking past expenses are being added to February’s this app. I have some things set as monthly and others as a one time this app. Is there any way to somehow refresh the budgets over the month is over? It’s confusing when it shows over payment in categories that I haven’t even spent money in yet. Besides that, I do love Budget !

I love everything about Budget in organization and ease of access it’s supper well organized I love the ledgers and different budgets and how you can organize them. I also love the calendar function, accounts, and credit. Though It would be nice to see how much was in a this app at a glance as well as how much was spent

The hard thing for me is I this app with envelopes meaning that instead of a this app that tells me how much I plan on spending, I make an envelope for a purpose that I put money into and then take out of. this envelope can be positive or negative to show that I’ve over spent. This easily tells me how much money I can spend, how much I’ve over spent, and allows me to transfer excess money between envelopes to cover negatives or shift to other purposes. My previous app was NeoBudget which was an envelope system but wasn’t nearly as nice as Budget.

With that all in mind I think it’d be nice to have an option for a this app that you can add to and subtract from and holds its balance. I tried to do so with 1 time budgets but there’s no way to add funds to it.

But Budget has single handedly taken me out of my major depression by giving me a major sense of control of all the stressors in my life . It helped me get out of debt greatly I really really recommend spending a little more for the full this app experience . Thank you for not shoving it in my face every 10 seconds I really really appreciate that and the no ads . I’d honest to my heart say Budget is my happy place because for once in my adhd life I feel a sense of control and order . Thank you sooo so much . Whoever invented Budget I want to kiss you in the mouth !!! Also can you make Budget more customisable I would like to change the color order of my cards , labels , and background to magenta or hot pink I spend a lot of time staring at Budget and the yellow is very bland and boring . Maybe a lime green would be up lifting or cuter pastels

First off, the good. Budget is clean, (mostly) stable, and I love that it syncs across all my devices via iCloud. It also has a growing list of setting, icons, etc, and you can really customize the general look and feel of things. Also, the developer doesn’t collect data and I love the focus on privacy first. Now, the bad. The importer is borderline unusable. You’re told to please “select a category.” But there is no way to just import only the date and transaction and assign a category later. That makes it a pain to get through and ruins one of the main reasons I got Budget . And also, there just needs to be a wiki or something for how to navigate Budget . Often times it’s not intuitive to work through, and you really have to do a lot of setting up and tweaking before knowing exactly what the developer’s philosophy is on how to this app. That brings me to another thing - please give us the ability to use the envelop method to this app and to be able to reassign dollars for other uses. Right now you really just set a limit for a category and it’s hard to roll with the punches. Also, worth noting, there’s a support section of Budget . I reached out to the developer to ask some of these things directly but never heard back.

for some reason, its difficult for me to be able to track exactly how much im EXPECTED to spend per month. the calendar total at the bottom only shows how much ive spent only if ive manually inputed it for that day, however my recurring expenses are not included in the accumulative total at the bottom. i dont remember every subscription i have and dont really want to input them every month in order for Budget to add them up for me, but it seems thats the only way you can.

also, when i click on a category, id like to be able to see just that months expenses in the history and not all the months before. it crowds the list and there should be a setting to filter only the month im looking at

all in all, its the easiest and best budgeting app ive used so far and i also even have the lifetime membership. theres just a few setting options and/or features thats missing that would make it a 5 star ⭐️

I have tried for years to get my debt under control, always ending with me in tears after throwing my hands in the air screaming F@#&!!!! With Budget I was actually able to document all my credit card debt, monthly spending, and bills. Even though I’m still in tears from the debt I’m in, I haven’t thrown my hands or gave up, and honestly, I have hope for the first time because everything is nicely organized and I can start working on getting out of debt. My only wish is that I could access it on my computer only because it’s hard for me to work from my phone cuz I’m older. Thank You so much for creating this tool and offering it a reasonable cost that I can buy, it’s worth a whole lot more, but then I wouldn’t be able to afford it. I have the premium. THANK YOU!!!!

There are some things I don't like about Budget. Savings are removed from net worth which is just silly. It's no good for keeping track of bills that aren't on auto pay. The spending graph shown in Budget store's advertisement is different from what's really in Budget ; it lumps smaller spending categories together so you can't just look and see where the money goes. I also wish that you could see your this app history after setting up a new this app; they want you to have either a fixed recurring this app that always looks the same, or no history of previous budgets. Not good for freelancers.
At the end of the day though, it was the best I could find. I've tried different apps, and this is the one that stuck. It has a good UI, it's very customisable, and it's flexible about when payments hit. I took the one-time purchase, which was on discount for the first few days. I usually take a long time to consider such things, but after comparing to its competitors, I decided it's the best I can do for now.

i’ve been using Budget for months now (though not consistently the whole time), and it’s my favorite this app app that i’ve found. the ui is great and i love all the different features, like being able to add in all of my different accounts and have different ledgers. some people may want a this app app that integrates with their accounts so that they don’t have to manually add their transactions, but i honestly love being able to add all of my transactions myself because it gives me a lot of control over how i categorize things. plus, it makes me more aware of my spending and brings me a sense of security.
i recommend Budget! they’re always adding new features and making it better too :)