Unifimoney - Save Invest Earn Reviews

Unifimoney - Save Invest Earn Reviews

Published by on 2023-03-21

About: The only investing app where you can invest 4 different ways: - Passively in
equities with Robo investing - Actively in equities with commission free
trading - Cryptocurrency - Precious metals including gold and
silver Re-bundling traditionally separate financial services – banking,
stocks, cryptos, gold, and more – through a single interface and the
automation of many of the manual tasks involved makes Unifimoney the mo.


About Unifimoney


What is Unifimoney?

Unifimoney is an investing app that offers four different ways to invest, including passive and active equity investing, cryptocurrency, and precious metals. The app re-bundles traditionally separate financial services, such as banking, stocks, cryptos, and gold, into a single interface, making it the most technically sophisticated and easiest way to manage money. Unifimoney competes primarily against big brand banks and their wealth management offerings, bringing choice, value for money, and unique product differentiation to high earning professionals. Customers' funds and investments are FDIC and SIPC insured through partner institutions UMB Bank and Drivewealth, respectively.



         

Features


- Four different ways to invest: passive and active equity investing, cryptocurrency, and precious metals

- Re-bundling of traditionally separate financial services into a single interface

- Automation of many manual tasks involved in managing money

- Hybrid high yield checking account paying savings-level interest (APY 0.20%)

- Robo Advisory with a unique multi-tiered approach utilizing increasing levels of AI/Quant technology

- Commission-free self-managed trading

- 80 cryptocurrencies and precious metal trading (gold, silver, and platinum)

- Automatic monthly contributions into the Robo account with deposit interest.



Overall User Satisfaction Rating


Positive experience
50.7%

Negative experience
49.3%

Neutral
16.6%

~ from Justuseapp.com NLP analysis of 74 combined software reviews.

Key Benefits of Unifimoney

- The app allows users to manage all their money and investments in one place, saving time and effort.

- The automated investing feature is a great way to build wealth without having to constantly make transfers.

- The app offers a variety of rewards for signing up, referring others, and getting a quote for car insurance.

- The user interface is easy to use and provides an overview of all accounts right from the home screen.

- The app offers dollar-cost averaging, which is a useful feature for those who tend to let cash sit and not earn anything.

- The app allows users to invest in a variety of asset classes, including ETFs, crypto, and gold.




20 Unifimoney Reviews

4.4 out of 5

By


Great all in one investing app

This is the future of money. Do everything with money in one app. I set up the auto fund routines to move money from my old bank every month and then auto invest it - super easy. Picked the Advanced Robo product. I have several other crypto wallets as well and this is as good as any of them. Gold investing is new for me and makes it easy to diversify into new asset classes. Trading stocks is straightforward but you do need to move money into your investing account so a 2 step process. Crypto and metals is direct from your Unifi account. This is a leap forward for banking and investing.


By


Great way to break bad inertia

I found Unifimoney by chance because I wanted one place to store crypto and stock investments. What I like most is that they baked dollar cost averaging into the application meaning it will schedule investments for you on a month-to-month basis. This is really important for me because I always have a tendency to let cash sit and not earn anything. The user experience is really easy to use and so far I’m up on all my investments!


By


All-in-one money management app

Great app for managing all of my money/investments in one place. Saves me so much time by not having to navigate between multiple apps to invest in ETFs, crypto, etc.

Love that an overview of your accounts is available right from the home screen, and the plethora of rewards for signing up, referring others, getting a quote for car insurance, etc. are great.

I’m a huge fan of the automated investing feature so I can set it, forget it, and know I’m building wealth without having to go in and make transfers.

A must-have finance app if you’re tired of juggling multiple apps/accounts to manage your money. Can’t wait for the upcoming credit card!


By


Your funds

As long as you are ok leaving things in - for potentially almost a month - unless you use your debit card. These are really nice people. If you need the money and potentially might need a transfer back to you, you might want to wait till they get the kinks out. This is post-Astra which is supposed to speed things up. But weeks (almost a month at this point) to access funds may not work for some. I think they will get there eventually, but if you are the type who needs to be able to access your funds in the few days it takes for ACH with normal banks, this won't work for you.


By


Super helpful financial app

Really like Unifimoney ! It’s very easy to use and it’s a ton of great info at the fingertips. I also like the fact that there are so many services offered already (vs. just a checking account or something basic). Interface is nicely done and it’s becoming my one-stop-shop financial app!


By


Returns by Simplicity!

The magic of Unifimoney is incredible! Set and forget it to the T. These guys have found the lucky pot in alternative spaces where the traditional players don’t look. Makes it super fun following and being able to learn about precious metals, crypto, as well as sending money to friends over seas. Favorite App!


By


Great app

Moved to this app recently. It is definitely a step up from my previous app in terms of features and functionality with both investing and banking in one app. Looking forward to the credit card being launched!


By


An Innovative and Unique Approach to Banking

I was sold after I heard they had a DDA and crypto. Then I found out about the Robo account, self-directed account, and precious metals and was pleasantly surprised. I think we’re going to see amazing things from this app. It’s a banking and investment app like no other!


By


Love it!

I love the Robo auto-invest feature as it insures that I invest each month without having to do anything. I upgraded to the Advanced Robo. I’m running a small active portfolio of individual shares, dabbling with some crypto positions, and am tempted to even go for gold at some stage!


By


A great start for Unifimoney

Day to day banking, smart money movement and automatic investment, added with crypto and credit? Yes, please. This is Unifimoney both Revolut and Robinhood only wish they could build. Let’s see where this goes next. Great start.


By


Great App

6 months in to using and has become my default banking app. Responsive and clean UI with all the data around investment performance easily and quickly digestible. Big fan.


By


Love the trajectory !

Loving the improvements from update to update. Unifimoney is growing more intuitive by the month. I have been diligent about my monthly deposits, and it is rewarding to see my money work for me.


By


Excellent app for investing and financial wellness

Incredible user interface and a very intuitive investment allocation process. The content is super helpful and constantly adding new features. Very highly recommended.


By


All-In-One Money Management

For people who want a single service to optimize all of their saving, spending, and investing, the this app app is the answer. It integrates it all so you can manage it holistically, including crypto currencies, precious metals, and investing.


By


Everything I need all in one place

Simplifies my financial world. Have savings, spending and investing all in one place. I like the robo investing too - set it and forget it. Great job this app, excited to see what is next.


By


Former Robinhood App User - Unifimoney is where it’s at!

As someone left unhappy with the Robinhood app, I decided to try my hand (and money) with this app. Set up was seamless and I love the user interface. I am enjoying Unifimoney so far.


By


Most comprehensive and easy to use

This is how a banking app should be built! Secure, Fast and intuitive to use. I have my entire financial picture in a single app, love it!!!!


By


Finally everything in one place!

Also hated having to manage 5 different accounts. this app lets me do it in one place.


By


Try it. You’ll love it’s simplicity.

I hate when fintech over complicates finance. Unifimoney does exactly what I need it to. It makes it super easy for me to invest how I like, when I like.


By


Great all inclusive financial app.

Thanks for putting this together. Now a must have for me, and has earned a spot on the “first screen” of my iPhone right next to my essential daily apps.

If you’re a young professional there is nothing more annoying than having 10 different apps for your banking (savings + checking), investing, crypto, and lending needs.

Unifi is the first to solve this and offer all of the above in one location. Having a single point to review all my savings and investments has reduced my app fatigue and screen time.

I like the vision these guys have. They are putting time and money back into my pocket, and I have already started making money on Unifimoney .

The integration is solid and the customer service has also been very responsive for a new company.

Unifi will likely become my main financial app moving forward. Thanks!


By


Can’t use

I want to use Unifimoney so bad but simply can’t because it continuously tells me I’m not connected to the internet. I see a lot of complaints about not receiving a code but I can’t even get that far on Unifimoney . I enter but if info then get bombarded with try again no internet pop ups very disappointing.


By


New all in one money app

A new service competing with Robinhood, Wealthfront etc. They are still building out the service and some of the most interesting features are still to be made live (like crypto, credit card, gold).


By


Everything in one app

I really like the investing option. this app makes it easy to take acre of all your financials in one app. This is still under development and it’s already good, I can’t wait to see the finished version.


By


Great intuitive user interface

The concept is solid and the features attractive. I’m excited to see the final version as well as future enhancements!


By


High interest, Investing

Love what the team at Unifi are trying to achieve, a the first true money ‘super app’ as they say, combining the best checking account with an investment platform and with crypto and precious metal trading to come


By


Innovative solution to my banking needs!

Great app to manage my account and make active and robo investments all in one place!


By


Simple alternative

Long time Simple Finance customer looking for a new home. This might be it


By


might be good but

Can’t get Unifimoney to send a verification code.


By


No Text

I have been looking forward to using Unifimoney , however after multiple attempts no verification code is sent to my phone number.


By


Verification Code Not Working

Interesting concept but can’t setup an account. Never sends the text verification code after multiple attempts.




Is Unifimoney Safe?


Yes. Unifimoney - Save Invest Earn is very safe to use. This is based on our NLP (Natural language processing) analysis of over 74 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.4/5 . Justuseapp Safety Score for Unifimoney Is 50.7/100.


Is Unifimoney Legit?


Yes. Unifimoney - Save Invest Earn is a totally legit app. This conclusion was arrived at by running over 74 Unifimoney - Save Invest Earn User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Unifimoney Is 67.3/100..


Is Unifimoney - Save Invest Earn not working?


Unifimoney - Save Invest Earn works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.



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