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While they may not be responsible for their lenders behavior, they do state they find “safe and secure” lenders. That can be widely interrupted as my recommendation was a loan from a Native American tribe that did not have to follow any US regulations only tribal law. Luckily, like a good Englishman I read the contract in detail and found that I would be paying up to 16k on a $100 short personal loan. Also, luckily I did not fill their paper work out right so they can’t pull any more shenanigans and I was able to cancel it even though they won’t stop calling me about how they want to “help” me. This is just a referral service that doesn’t even look at their lenders or if they are under American Law. Now, I get about 30 messages a day for loans I no longer need yet they still keep asking, I wonder why? I was able to suffer through two days of not eating so that I would not become a slave to debt. I got lucky but stay away! There are way better sites, don’t be like me and do your research.

I’m someone who travels a lot for my job, so my car takes some abuse. When my car broke down a few months ago, I applied for a loan using this app. I was surprised to receive fast and courteous service and got the money I needed the very next morning. I have told everyone since then to look up to this app whenever they are in a crunch. 2 days ago, I applied for another loan again because I know the money I needed, will be in my bank account in few hours. This app enables me to borrow money without any useless rules such as what banks usually asked for. It is always a win-win situation for me because I have been taking help for my business with them; I can honestly say that I have never received anything but the best of service from this app. They always show excellent customer service, which makes it one of the best payday app on here! I do not bother to look anywhere else whenever I find myself in need of additional funds. The funds are deposited when they say that it will be, and I have never had a reason to doubt them. This is the best loan app I’ve seen and since I'm a returning customer, the process becomes a lot easier because I don't have to be pre-approved!

Honest opinions about the app are that I love it! Klover’s entire process was easy to understand and use. Being a college student I sometimes find myself stuck in a bind to pay bills, pay for food or gas. But thankfully I was able to get out of that due to this app. The process works by setting up an account and connecting your information to the account. For me it took less than 5 minutes but it says it could take anywhere from 24-48 hours to verify your account. Once verified, you’re brought to their main home page where you can complete tasks to gain points. As you collect more points you then can use those to redeem a boost. The more points you earn the more you will be able to pull out. Once you’ve reached the points you need to pull out a cash advance, you can proceed to transfer the funds to your bank. You’re given options such as your next payday, tips, and whether you want it instantly for a small fee or for it to take a couple business days with no fee. Overall this app is easy to understand and I recommend it to all my friends who are stuck in a bind or just need a little extra.