Money Budget Expense Tracker Reviews

Cannot believe all the positive reviews here. My credit card accounts are a constant problem with MoneyBudgetExpenseTracker. They'll import correctly, then when I update a day or two later it turns all my purchases into "income" and all my refunds to "expenses", throwing off the card balance and making the budget useless as all the totals are wrong. I've contacted jumsoft several times and no one is able to figure out what's going on, support is terrible. They really need to figure out how to support credit card accounts where the balance is what you owe vs a bank account where the balance is how much you have, their software has no ability to recognize that.

Initially I was looking for an application to manage my finance without having to link my personal bank accounts.

I stumbled across money and at first I saw the user interface looking clean, reporting feature useful, and of course the offline feature to manually add my transactions.

At first, the application looks promising by providing everything that I could need and best price of all "free."

I spent the last 4 hours entering my transactions and bank information into the application. During the last 4 hours i've dealt with the bugs of the application crashing but also had the idea that MoneyBudgetExpenseTracker was "free" so why shoud I complain right?

Come to find out after several hours later and transactions I would be prompted to subscribe for me to continue.

Had I known this up front - I would have stayed away in the first place instead of wasting my time.

I get it - its a business and its a decent app. For other people who dont mind paying for it kudos to you to as well. I don't see anything wrong with paying for services like this.

The problem I have is not being aware of it in the first place and after several hours later being prompted to pay.

Please let future customers know that this is a trial for "x" amount of transactions.

I am using money for years and it was a great tool when I was entering expenses/incomes by myself. The problem started when I decided to pay to use their premium online features that pulls in information directly from my US bank accounts! It was initially good, but in last 4-5 month I have too many issues with this service. It switches income and expenses for my credit cards and I need to add "balance adjustment" regularly without knowing what went wrong! Customer service response are note helpful and for premium feature they refer me to provider who connect online banks to money and they always are saying that provider said every thing is working without any issue! I am thinking premium service and start tracking expenses/income by myself like old days! GOod luck with geting back refund for buggy premium feature as it seems impossible!

I was looking to replace another software package that I was using. I was even willing to deal with the fact that I can't share management with my spouse without being on the same device. Initially, it kept crashing, even after an update was pushed out stating it was supposed to fix the crashing. The automatic download for accounts is buggy. You need to be able to turn off the icon for the payee aspect. You have to use a time to order the transactions instead of just dragging them. The worst part of the application is the budgeting system. With other budgeting apps I used, an expenses and returns from a category is simple. You buy something under "clothing" then use the same category to return money to the pot. It's not so simple. I could work around the other things I call a problem, but this issue is at the core of what the software is supposed to do. I do not recommend people use this software at this time.

I like the idea of connecting with onine banks and other types of accounts, but i find this software to be lacking. I have no idea as to how or when my added account transactions are updated. I like that it recognizes places spent and catergorizes it and logo of where you spent money is a nice addition. I I have been using the Dollardbird Pro which is amazing with it's calendar being able to see your account balances for the month after you customize your bills and income. I tried to use the Money app but i love Dollarbird by far. Now
only if Dollarbird would add the option to link accounts like MoneyBudgetExpenseTracker does.

I wanted personal finance software that did not live in the cloud, so this was the best choice for Mac. Downloading transactions is dodgy from time to time as the software is unable to connect via their third party to download transactions. Give it an hour or two and whatever connectivity issue exists is usually resolved (but should I have to wait when I'm paying for the service?). If you record a paycheck where you have both gross income and deductions all of the line items are recorded as income - so taxes, insurance premiums, etc. show up as income in the reports vs. showing as expenses. Solution is to create a line item for gross income, followed by a seaparate transaction for deductions (really?). It does the job, but hardly elegant or a good user experience.

Not as much control as the older versions. Reports are seriously lacking in the new version, and the UI/UX is awful when trying to control these reports. All they allow is a few simple controls, not as useful anymore - and it's a mini dropdown where you have to continuously scroll in this little tiny box to select/deselect what you want. And there's hardly any reports available now. I REALLY REALLY miss the old version!! This is such a Total disappointment. Also very twitchy when it comes to managing scheduled transactions or making any kind of change to a transaction amount, it's like you have to keep hitting it over and over again, sometimes it never works...

2023 Update : Taxes turned into a nightmare because of reports

Money does all I need it to do: keep bank records, generate reports at tax time, track investments. It’s intuitive and clean interface is a joy.

My only complaint is thatI really wish Money would export to other common formats, like QIF files, instead of just .cvs files. I’ve been burned by software that abandonded me in the past, and I need to know that my financial history is easily portable. Maybe Jumsoft will always be there for me—lets hope so—but I need to protect my future.

Very fluid and clean app with thoughful features, though management of attachments/receipts needs some work.

1) Currently, you can't see which transactions have attachments from the list/table views. You have to go into the edit menu of each transaction.

2) You can filter transactions that have attachments, which is great; however, it would also be useful to filter transactions that don't have attachments. For example, I might want to quickly look through items to make sure I didn't forget to upload a receipt for something.

3) Lastly, and most importantly, the csv export is great, but there is no option to include attachments with this batch export process. Again, you have to go in the edit menu of each transaction and export individually, which makes MoneyBudgetExpenseTracker more of a data trap than I feel comfortable with.

Receipts etc. are so important, and an app of this caliber needs to treat them as such. If this gets addressed, MoneyBudgetExpenseTracker will be five stars for sure.

I have been using Money since I switched to Apple in 2012ish. I am a bit nerotic and keep track of everything. As my kids have gotten older, we have added shared accounts and devices running Money. As you can imagine, I have encountered problems. I'm the guy that breaks the unbreakable object. When I have encountered problems, the Jumsoft support staff has been responsive. Bottom line, they respond and fix the problem.

If it is just you, buy MoneyBudgetExpenseTracker . If you have a family and want them to learn to manage money and account for things, buy MoneyBudgetExpenseTracker . We all have it on our phones for recording tranactions easily and on a laptop for more in depth work and analysis.

If you appreciate nice things and customer support, Jumsoft Money is the ticket.

I was interested in Money 5 since its launch, but was reluctant to spend $25 (I think it was more right after launch) without an ability to try it. Not to mention some initial reviews looked discouraging. Now it’s free to try and boy I wish I’d got it earlier: the interface is a joy to look at, all the important transaction info is right there, and it’s actually readable without squinting all the time. I have several bank accounts both local and international - Money’s Direct Downloads works great with them all! Before this I had another (popular!) finance app, but I was not able to connect to my account in Asia, so I guess Jumsoft really did their homework with bank support. I really don’t understand the negativity in some reviews - Money is brilliant at what it does.

Suggestion: I’d love to have a share account with my wife. We have a family account so it would be great to be able for us both to manage it (we use different Apple ID accounts).

Overall, solid five stars from a happy user! Keep it up!

My main problem with most finance trackers is that I get hyped to use them for a while until I forget to record one transaction, then another, and then I quit after a while. When I saw Jumsoft have added Direct Downloads into Money, I thought I’d give it another try. I love it so far: transactions are downloaded automatically every day and I no longer have to concern myself about remembering to record my expenses everywhere I go. If only they'd come up with something to also keep track of cash in my pocket automatically :-) All things considered - great app: lovely design, easy to use, very useful budgets! 5/5!

Let me give just one example of why MoneyBudgetExpenseTracker is 5-star smart. The overriding questions for anyone who uses a personal finance app are (1) What did I make? (2) What did I spend? (3) How much is left? Intelligently, the whole reporting structure is built around exactly those questions. From there, you can modify each question in various ways (time, categories, payees, etc). Yet some apps high on MoneyBudgetExpenseTracker Store's rankings don't even have a cash flow report, or just answer questions #1 and #2 but not #3! The Money app has many virtues. I cite only the biggest.

Over the years I have used many personal software accounting programs to satisfy my desires but none offered simplicity and ease of use as Jumsoft's Money does. Money offers a simple ledger interface for your accounts, data import/export, syncs across multiple devices using iCloud, as well as your financial institutions. The new update offers improvements visually as well as functionally. Their Customer Service Team I've interfaced with on numerous occasions to point out issues I have experienced and these were resolved successfully. What I would like to see that no one else offers that I know of, is the capability to reconcile my account(s) via my iOS device. Currently, can only reconcile via macOS in my case. Money is well worth the small investment for tracking your finances and improving your financial successes!

I used Checkbook Pro from Splasm for years until I found Money. Money syncs across iOS devices and my Macbook Pro via iCloud seamlessly. I've tried other apps that claim to do this and have found them buggy, but I've not had any sync issues with Money. It updates immediately upon opening MoneyBudgetExpenseTracker on any of my devices. Not only am I pleased with syncing capabilities, but the interface is also one of the only ones I've found to be user-friendly and pleasant to work with. I hope MoneyBudgetExpenseTracker doesn't go anywhere, because I'm very picky about what I use to keep track of my accounts and I'm very pleased with MoneyBudgetExpenseTracker. I'm hoping to use it for years to come. Customer service is prompt and courteous. Good visualization tools for knowing where your money is going, and export features help with reports. Overall very happy with MoneyBudgetExpenseTracker. Kudos to the creators, and thanks.

The Missus is a hard-working, frugal person who saved more than she spent and never had to budget. Me, I have a business degree, and find budgeting is easy. As retirement loomed, we had no way of communicating our financial future. AND THEN ... I found this software. Very intuitive, easier for her to understand than Quicken, which has gone full subscription service. After taking less than five minutes to review the basics with her, I let her loose and she got it immediately. Very good software. Somebody put a lot of thought into making this easy to use.

I love MoneyBudgetExpenseTracker for keeping track of purchases manually. Its easy to put money through several accounts without it getting confusing like all the other money tracking apps are.

Income being zelled into one account then transfered to another....it's usually so hard to show in other apps.

Especially credit cards - adding transactions and then paying it off through different accounts.

One thing id work on is how fast the system updates when switching from the computer to MoneyBudgetExpenseTracker .
You really have to reload them on both systems for the new stuff to appear.

the second thing is to make MoneyBudgetExpenseTracker a bit easier to Adjust the total amount. on the computer all i have to to is edit the dollar amount but the phone only gives me the option to reconcile the account - which never does what I want it to do.

Overall MoneyBudgetExpenseTracker is very customizable in the most important ways - category's and the types of accounts you can add.

The simple red and green colors to tell income vs expense is great

and how the system remembers past categories that you made along with how the system auto fills the restuarants/shops name and location so in several months your not wondering when and where you went to this one place.

I would make the reports a bit better and have a few more pieces of information.

also I do pay for the full version

That is, a half-a-dozen accounting software like this one. I’ll stick with Money for one good reason - it’s very stable. It doesn’t crash, no matter how much I tweak it and mass-change payees, categories, tags, etc. I also like that I can check/correct transactions as they’re being downloading. I had a little issue at the beginning and support was completely on the ball, responding immediately. I wish it was a little easier to customize the Categories during initial set-up but that’s no biggie. Hats off to Jumsoft. :-)

Been using the new Money on my iPhone for a while and decided to give this one a try since it’s free now. Setup was as easy as it can get - all my data was instantly synced via iCloud. The interface is bright and clean, consistent between devices so getting around on Mac was virtually the same as on my iPhone. The bank connection required some initial tinkering with, but it suggested creating import rules based on my choices, so it seems like a one-time setup. I think I’ll go for a yearly plan when my monthly subscription ends.

Long-time Money user - came back to it around version 5 after YNAB went full SaS. Version 6 is much, much snappier and easier to use. I can't praise it enough. There was an annoying issue with adding new accounts -- it loaded all the online choices when I simply wanted to add an offline account (I own Money Standard, not the per month version). That was fixed.

Side note: I was a user that reported the startup crash, and the developer got back to me within a few minutes and they posted a fix/update just a day later. Can't complain about that turnaround.

Five stars. Really love MoneyBudgetExpenseTracker now.