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The finance fees charged for your loan will be clearly disclosed to you in terms of the dollar amount of interest and the APR according to the principles of federal truth in lending law and regulations.  The payment schedule on your loan agreement will include the number of payments, payment amounts and payment dates for the duration of the loan.  The total payments due and APR will be disclosed on the loan agreement that we send to you for review and signature.  Late fees and non-sufficient funds / returned item fees may apply as described in your loan agreement.  The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments.  Please refer to your loan agreement for specific rates/fees as the example below may vary from your loan agreement.  For details on the specific fees of your loan, please see your loan agreement.  Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.  For details on the specific rates/fees of your loan, please see your loan agreement.  To minimize the total cost of your loan, we strongly recommend that you either pay your loan in full, or pay as much as you can to reduce the principal balance. APR Disclosure.  APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6. 63% to 225%, and APRs for personal loans range from 4. 99% to 450% and vary by lender.  Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR.  Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you.  this app loans app provides payday loans up to $2500.  Applying is simple, approval is quick! 4) If you are satisfied with the terms and conditions provided – you'll proceed.  Even keeps your information private and secure, and never advertises to you.