AspireAccountCenter is hardly useful when it DOES work, however it won’t even open most of the time. The in app payment function to pay on my bill NEVER works, and when I do make payments it takes a week or more to show in my balance on AspireAccountCenter even though the payment has processed. This credit card is terrible and AspireAccountCenter is even worse. I wish my credit was better so I could get rid of this card, but unfortunately I have to keep it for now. Save yourself time and, if you are stuck with this credit card, just call their office. Customer service is terrible but it’s the only way to be sure things work. It’s claimed twice now I didn’t make a payment when I used the online website to pay. Money came out of my account, money was applied to my line of credit, but they still reported me as not making my payment even though it was done a week before it was late. Do yourself a favor and don’t use this company if you have ANY other option.