If your banking and using DIGIPASS, please take comfort in knowing that your location IS stored somewhere... your bank won’t know where and the people whom put DIGIPASS on DIGIPASS Store won’t know where... but hey the ACTUAL developers, whom have ZERO responsibility to you, your bank or anyone may have your EXACT location on file forever... Got a few million plus in the bank, hey someone knows your exact location to hold you hostage... do business in foreign counties, yeah they most likely now have your exact location also, because the idiots programmers didn’t encrypt this data! Run to your bank and REFUSE to use this joke of a soft token that the sales finagled to your small bank!!