Qonto Reviews

Q: Is Qonto Safe?

Qonto - Business Finance App is very safe to use. JustUseApp Safety Score for Qonto is 73.6/100 This assessment is based on our NLP analysis of 339 user reviews.

Published by Qonto on 2026-05-22

🏷️ About: Qonto is a finance management solution that simplifies everyday business banking, bookkeeping, and expense management for SMEs, startups, and freelancers. It offers flexible payment methods, including virtual and physical Mastercards, Flash Cards, and SWIFT and SEPA transfers. The app also provides business finance management solutions, such as IBANS, unlimited transaction history, real-time notifications, and credit opportunities. Additionally, Qonto helps manage expenses and delegate spend management to teams, making it a collaborative team effort.

Rating 4.8/5

Safety Score: 73.6/100

Legitimacy Score: 73.6/100

Is Qonto Safe to Use?

We Investigate the app owner's website (Qonto.eu), verify their legitimacy, and uncover hidden scams and complaints.

Overall Customer Experience 😎

😎 Positive experience

73.6%

🤬 Negative experience

26.4%

🫥 Neutral

0.0%

~ from Justuseapp.com NLP analysis of 339 combined software reviews.

Is Qonto Safe?

Qonto - Business Finance App is very safe to use.

73.6/100

Safety Analysis »»

Is Qonto Legit?

Qonto - Business Finance App looks authentic and legitimate.

73.6/100

⚠️ Share your Experience & Warn Others

Summary of Customer Reviews (Takeaways): 💎

- Great banking services with a simple interface

- Excellent customer service

- Clear and easy to use

- Makes banking enjoyable

Read 6 Customer Service Reviews 😠💢

4.8 out of 5

Déplorable car la ne fonctionne pas avec tous les fournisseurs sur internet

by Claude Ricard

Quand cela sera t’il opérationnel? Voici 3 mois que ceci était imminent

En attendant je vous propose un abattement de 50% sur le prix de la carte

J’ai deux comptes chez this app le transfert de l’un à l’autre prend plus de temps que vers un compte étranger. Étrange et déplorable

Enablers

by Halfteaspoon

Great banking services and most simple. Exactly what I expect from a bank. Thank you this app for making it possible.

Great and fast , but metal card is out of stock

by Hms Collective

When can we have metal cc

La Néobanque par excellence

by Matilde C R

Une application à l’interface conviviale et un service client irréprochable.
Tout est clair et facile.
On a bizarrement envie de se connecter à son compte en banque.

⚠️ Share your Experience & Warn Others »

Satisfaite. Continuez !

by Léa Tirard-Hersant

Ca fait presque trois ans que je suis chez this app pour ma petite société, et très contente notamment : leur service client, réactif, compétent et super aimable. Leur interface web. Leurs notifications et communication. Les banques traditionnelles font pâle figure ! je continue avec this app

Nickel

by Nico D'Monaco

Juste ce qu’il faut pour gérer ma boîte

Is Qonto Safe? 🙏

Qonto - Business Finance App is very safe to use. JustUseApp Safety Score for Qonto is 73.6/100.
This assessment is based on our NLP analysis of 339 user reviews. Combined with the app store average rating of 4.8/5.

Safety Analysis

92.7% of users say app is safe 👍

92.7%

4.7% of users have some concerns ⚠️

4.7%

2.6% of users say app is risky 🚨

2.6%

Is Qonto Legit? 💯

Qonto - Business Finance App looks authentic and legitimate. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Qonto is 73.6/100 .
This conclusion is based on analysis of 339 user reviews.

🔏 Privacy & Data Safety

Qonto collected the following data from you:

Data Used to Track You:
- Contact Info
- User Content
- Identifiers
- Usage Data
Data Linked to You:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics