1ST SUMMIT Mobile Banking Reviews

1ST SUMMIT Reviews

Published by on 2026-04-07

🏷️ About: 1st SUMMIT BANK’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone and iPad! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence – 1st SUMMIT BANK’s Mobile App allows you to manage accounts from your mobile device.


       


Is 1ST SUMMIT Safe to Use?

We Investigate the app owner's website (1stsummit.com), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


🤬 Negative experience
93.8%

😎 Positive experience
6.2%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 1,579 combined software reviews.

Is 1ST SUMMIT Safe?
1ST SUMMIT Mobile Banking does not appear safe based on available data.
6.2/100

  Safety Analysis »»

Is 1ST SUMMIT Legit?
1ST SUMMIT Mobile Banking does not appear legitimate based on our analysis.
6.2/100



Read 20 Customer Service Reviews 😠💢

4.8 out of 5
Works When It Feels Like It

App is very temperamental. Sometimes it works, sometimes it doesn’t. Frequently the mobile deposit functions fails.

This app is horrible

I never know what my balance is as 1STSUMMIT is never up to date. It’s February 23, and none of my transactions have been updated since February 18. I am now stuck in messages. I went there to view a fraud alert and now I can’t get out. I’ve hit close ten times. I finally deleted 1STSUMMIT . I can’t believe how terrible his app is. How many days does it take to update an account? I hate 1STSUMMIT.

terrible app

all 1STSUMMIT does is glitch out and have problems i’m about to switch banks because of it !!! tired of it

Up-to-date information

I like 1STSUMMIT , I like that I have the option to log into my account with 1STSUMMIT . The only down side is that it doesn’t show the latest information for your balance.

Remote Check Deposit Needs Work

The bank itself it great, the check deposit on 1STSUMMIT is awful. Takes a perfect photo but says it needs to be retaken. Every check, every time.

Works Ok, But…

Some of the features, i.e. remote deposit, seem to be unavailable or not working frequently.

Good but could be better

In truth, 1STSUMMIT is good. It does not all for transaction search. The problem lies with the bank. Too slow for transactions to show up on electronic statement, no transaction history over weekend or holidays. If that would be corrected, and faster notifications, would be a great bank

Check picture taking not always working

I have a bank account with another local bank and their check deposit picture taking is much easier to use. Sometimes the picture is just black on the 1st Summit and I have to do it multiple times. But a good step in the right direction. A little late coming out with this though.

Missing “last payment” in billpay

I love 1STSUMMIT as it’s a life saver for paying bills. However, the last update on bill pay took away a feature that I always used and am missing a lot! When in the screen to put in the actual amount you want to pay on a bill, it used to show the “last payment” for this payee on the top of the screen. It no longer shows your last payment on this screen, only on the screen that is 2 clicks prior to getting to this point. I have several bills that are the same amount every single month & I always used this feature to know how much to pay. Now, I have to try and memorize the exact amount from the main payees screen, to type in when I finally get to the payment screen. I know I could set up automatic payments for these payees, but I cannot always pay the same day each month, so this is not an option for me. Please bring back the feature of showing the last payment on the actual payment screen!! Thank you!

Easy & Convenient

1STSUMMIT is easy to navigate. Allows you to pay bills, make transfers and view your balance which is great for me because I am always on the go. The only feature I wish they would add is a search option to search transactions. I've used it for two years now and have never had it crash or get any errors.

Love app

I love being able to see my balance my charges and deposits anytime. I also love the bill pay feature. It makes things so much easier. Thank you

Great app

I love 1STSUMMIT but I wish I could make “ principle payments only” on it

Online deposit

Would be nice to be s le to deposit checks with 1STSUMMIT

Great app, needs a few things though

Need individual branch locations phone numbers listed, iPhone 5 screen size display. The ability to default to list view instead of map view when looking at locations.

Rating

A great improvement would be adding the ability to edit/update your bill pay contacts.

Banking

This banking service makes my life aside and it’s easy to use!!!

Great App

Really love the convenience of 1STSUMMIT. Depositing checks via phone/camera may be slightly difficult bc of shadows but better than driving to leave comforts of home.

Made my life easier

Love 1STSUMMIT. I don’t have direct deposit, so this has made banking so easy, the depositing my check works great now! Love it

Love this app!

Love the way 1STSUMMIT works. I'm able to take care of business without leaving the house.

Great app for the bank.

Great app that helps me avoid overdraft fees!!! Makes managing accounts easier.



Is 1ST SUMMIT Safe? 🙏

1ST SUMMIT Mobile Banking does not appear safe based on available data. JustUseApp Safety Score for 1ST SUMMIT is 6.2/100.
This assessment is based on our NLP analysis of 1,579 user reviews. Combined with the app store average rating of 4.8/5.


Is 1ST SUMMIT Legit? 💯

1ST SUMMIT Mobile Banking does not appear legitimate based on our analysis. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for 1ST SUMMIT is 6.2/100 .
This conclusion is based on analysis of 1,579 user reviews.




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Features

Bank with confidence – 1st SUMMIT BANK’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere.

To use 1st SUMMIT Mobile, you must be a 1st SUMMIT Bank customer and enrolled in our online banking service.

1st SUMMIT BANK’s Mobile App makes it easy for you to bank on the go.

Now it’s easy to do banking 24/7, right from your iPhone and iPad.

It’s fast, secure and free.

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1ST SUMMIT Mobile Banking