1st MidAmerica CU Reviews

1st MidAmerica CU Reviews

Published by on 2026-04-07

🏷️ About: 1st MidAmerica Credit Union's free Mobile Banking Application - optimized for iPhone and iPad devices. Features • Review account balances and transactions • Transfer funds between accounts • Pay bills • View copies of cleared checks • Locate surcharge-free ATM’s and 1st MidAmerica Credit Union branches Safe and Secure 1st MidAmerica CU uses SSL (Secure Socket Layer) encryption to communicate securely through all.


       


Overall Customer Experience 😎


😎 Positive experience
67.0%

🤬 Negative experience
33.0%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 3,718 combined software reviews.

Is 1st MidAmerica CU Safe?
1st MidAmerica CU is very safe to use.
67/100

  Safety Analysis »»

Is 1st MidAmerica CU Legit?
1st MidAmerica CU looks authentic and legitimate.
67/100



Read 20 Customer Service Reviews 😠💢

4.8 out of 5
Check deposit stopped after update to IOS 16 :(

My iphone updated to IOS16 and now mobile check deposit does not work. It will not let me take a picture of the check. There is a message to rotate the phone which I do and nothing happens.

Working great until I got a new phone

I loved 1stMidAmericaCU! The check deposit changed my life. However, it doesn’t seem to work with either iOS16 or my iPhone 14. I just tried to deposit a check and it won’t let me. Please fix this. I imagine lots of folks with iPhones are having the same problem.

Please Fix!!!

It is currently 1am CST, and almost any time I use 1stMidAmericaCU to check my accounts later in the night 1stMidAmericaCU does not work correctly. “Application Error” pop up appears and I’m not able to see my account info. Plus, the website also offers many features that you can’t do on 1stMidAmericaCU, like looking at the Money Management section to look at budgets, etc.

You don’t show interest

Why don’t you show interest on CDs. My other credit union show the interest I’ve earned each month.

I like it but...

Overall 1stMidAmericaCU is very helpful in letting me transfer money, deposit checks and check my account balance. However, 1stMidAmericaCU never works after like 11pm. As someone who works late sometimes this is really inconvenience. It’s an app not an actual bank so it should work even at 2am. Super annoying

1st Mid

1stMidAmericaCU is exceptionally slow and I always have down or offline issues between 10pm and 7am which is when I’m able to check my account.

Notifications

Love 1stMidAmericaCU overall! Everything except the constant red dot notification from the cash back options.... none which I would ever use...

Even after adding and the dot goes away.... it comes back shortly after! My ocd can’t handle the constant notification for no reason...

Credit card.

I can’t find activity log for my credit card like was on the old app under additional services.

So happy!

Really excited that my bank has an app now!! Easy to use and refreshing interface!

Excellent App

1stMidAmericaCU is great. Very helpful accessing my balance or transferring money. It’s super easy to use!

Awesome!

Great software, much easier to use than the old website.

Awesome

1stMidAmericaCU helps me out so much. Easy to transfer money from account is the best

Sleek and functional

Works well and has the same functionality as the online banking site. Has all the things you would expect from a mobile banking app. Tons of options and functions hidden in a simple but elegant UI.

About time!!!! It’s fantastic!

Great job 1st MidAmerica! 1stMidAmericaCU is amazing and it’s another great way you serve your members. It’s easy to navigate, looks great, TOUCH ID....and I can deposit my checks through 1stMidAmericaCU ! Woop woop!!!

Much better!

1stMidAmericaCU is much better than card valet. I just wish it showed up coming recurring withdrawals; like bills.

Review

How to set up a budget using information from bank?

Very Nice!

I have not had to come bother y’all in a month to see my balance or move my money around! 🙏

Pretty good

It helps me check my account without going to the web. I can transfer money and all just fine. Works smoothly.

LOVE THE APP!

1stMidAmericaCU is amazing love it!
My favorite feature is Check Deposit no more forgetting about paper checks!! I can just deposit it right into my account by taking a simple photo!

Mid America

Amazing bank. At the local branches, all employees are friendly and very helpful. Most banks I did not trust with my money but I will recommend this one for sure!



Is 1st MidAmerica CU Safe? 🙏

1st MidAmerica CU is very safe to use. JustUseApp Safety Score for 1st MidAmerica CU is 67/100.
This assessment is based on our NLP analysis of 3,718 user reviews. Combined with the app store average rating of 4.8/5.

Safety Analysis

87.2% of users say app is safe 👍
87.2%

9.9% of users have some concerns ⚠️
9.9%

2.9% of users say app is risky 🚨
2.9%


Is 1st MidAmerica CU Legit? 💯

1st MidAmerica CU looks authentic and legitimate. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for 1st MidAmerica CU is 67/100 .
This conclusion is based on analysis of 3,718 user reviews.

🔏 Privacy & Data Safety

1st MidAmerica CU collected the following data from you:

  • Data Linked to You:
    • Purchases
    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data
  • Data Not Linked to You:
    • Location



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Features

1st MidAmerica Credit Union's free Mobile Banking Application - optimized for iPhone and iPad devices.

1st MidAmerica CU uses SSL (Secure Socket Layer) encryption to communicate securely through all mobile devices.

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