SBI Secure OTP Reviews

SBI Secure OTP Reviews

Published by on 2025-11-11

🏷️ About: SBI Secure OTP is an OTP generation App for verifying or authenticating online banking transactions done through SBI Internet Banking and Yono Lite SBI App. Customer can generate Online OTP through this app with Internet connection.


       


Is SBI Secure OTP Safe to Use?

We Investigate the app owner's website (Onlinesbi.com), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


🤬 Negative experience
93.8%

🫥 Neutral
6.2%

😎 Positive experience
0.0%

~ from Justuseapp.com NLP analysis of 181 combined software reviews.

Is SBI Secure OTP Safe?
SBI Secure OTP does not appear safe based on available data.
0/100

  Safety Analysis »»

Is SBI Secure OTP Legit?
SBI Secure OTP does not appear legitimate based on our analysis.
6.6/100



Read 20 Customer Service Reviews 😠💢

1.2 out of 5
Well Done SBI ! You did it again!!!

Another app from SBI to waste my time on.
Tried to login and says “Not able to process now”.

A situation of being away from the country and trying to transfer some funds through SBI is like mission impossible.

Different type of OTPs go to different mobile numbers. Need to remember another password for accessing profile.

What a mess SBI - I understand it’s all done for safety but what is the point in making things so hard that it never works and blaming it on safety.

Request your developing team to at least refer apps from other banks to see how lightweight, modern and easy it is to use.

From SBISecureOTP ratings it is pretty clear that all are having the same issue.

Good luck all with your money.

I had to request my friend to transfer the money to my home from his Citibank account.

Feeling so bad and frustrated.

Not useful for those in India, can’t be used by the sbi customers outside India

This used to be the go to app for NRIs to use their accounts in India. Who even uses SBISecureOTP when they’re in India and can get sms on their phone? he whole point is to use it online and now they introduced an sms component which makes it harder to register when you are outside India.

Wake up SBI

Such a waste of time and effort on an another useless app. But you definitely met expectations as like many of your system and user experience improvements. It didn’t work. You should be ashamed for pushing these functionalities wo proper due diligence, testing and validation.

Complete useless. I am switching to another bank

I tried using it never works. I am stuck. I can’t even open a customer care ticket because it doesn’t give right options. People pleas stop using this bank because they are too big and they don’t care

Worst app ever

Unable to register since i have a US mobile number . And second - after being able to register with the Indian mobile number - we keep getting asked to re-register multiple times .

No more useful for NRIs

Note for NRIs: to unblock yourself, go to profile settings through sbi website and change high security option to sms.
SBISecureOTP is no more usable. Salute to developers hired by SBI who didn't think this through, that the only problem SBISecureOTP solved was to avoid using registered phone to get otp everytime.

Doesn’t work

Why is it so hard for SBI to come up with Apps and NetBanking features that work !!!

Net baking fails to send OTP, updating mobile number to new one takes , multiple phone calls and endless waiting on customer support lines, so frustrating

Incompetent people setting security policies at SBI

Keep this crap open for some time and then it locks you out for 5 mins saying "You have an active session due to abrupt closure of App. Kindly try after five minutes.". So secure that even regular users give up. No users, no security issues!

Doesn’t work

SBISecureOTP never worked. I have been trying every few months since 2020 to see if they have fixed this but sadly they have not. I have finally given up. Shame on you SBI! You are the worst Bank I have ever experienced.

Not able to register

I am using secure otp for more than 5 years and suddenly not able to register SBISecureOTP . I am in USA and cannot use my Indian SIM card in my mobile. However the new online secure otp app requires us to install SBISecureOTP in phone having the registered number sim. I request the sbi/app developer to help me. I need to do urgent transactions

This version 2.2.1 is not working

Hello App support team This versions of app is not working. After the first registration page and sending SMS message with key to the predefined number. The second page stuck with “authenticating....” message and nothing happens. I also deregistered in the online SBI and downloaded the SBI secureOTP app again to go through the registration process as per the instructions given on the help page. Please advise.

Unable to complete Registration process

After downloading application and following all steps, getting “unable to process your request. Please try after some time” message since yesterday. Couldn’t register the application to get OTP and compete transfer transaction. I am in USA and trying to operate NRI account

NRI’s Don’t update

I recently updated SBISecureOTP it failed to register my mobile. I was using secureOTP more than 4 years without any issue. The new mobile verification is not happening correctly for abroad mobile numbers. The developer should act immediately for fixing the problem.

Highly Unreliable

After registration, sometimes it works and sometimes it does not. Other times, it asks you to register again (sometimes with your old phone number, through which you cannot register). Please fix it, or do not force to use SBISecureOTP.

Cannot register

I am an NRI currently residing in US. When I try to register using the SBI secure OTP it is not allowing me to do this. Need urgent help with this. Don’t know where to look for help.

Edit: Got a response from the developer asking to send feedback and images explaining issue to the provided email Id which I did. Waiting for a response to that email now.

Less Than A Zero Star

Dear NRI: Please read below.

PLEASE DO NOT WASTE YOUR TIME BY INSTALLING THIS USELESS APP. OPEN AN NRE/NRO ACCOUNT IN PRIVATE BANKS FOR BETTER SERVICE.

Dear App Developer And SBI Babus: please read below.

Even a 12th standard or a college student would write better software than yours. SBI website is a nightmare; the YONO app is another nightmare. Secure OTP app is out of this world. I am speechless. If I ever get this Secure OTP app to work, I would get a migraine. Even the most straightforward login process is made so tedious in your apps. OTP does not add secure layers.

Please learn from other banks. Hire a world-class software development team to build quality software. Do not enforce poorly written software down our throats.

Useless app, cannot complete the registration stops OTPs completely

I am writing this review as an SBI customer. I have been with SBI for over 20 years. I have an NRO account with SBI. I was getting OTPs through SMS until I clicked on Secure OTP method on my internet banking.

SBISecureOTP cannot be in installed on a non-India number. It stops the OTPs even when you couldn’t complete registering for SBISecureOTP .

SBI manages to mess up every single experience for its customers and this is deeply disappointing.

Can’t see a bad app than this

I think developers of SBISecureOTP is one of the toughest mind in world because they don’t know whole they’re developing app. It is not a reliable app for a financial transactions. If you have got a bad experience in SBI branch then SBISecureOTP is not much short of similar experience!

Reliable app to get OTP

No delays unlike SMS OTP. Works every time. Usability could be improved further by reducing few clicks. 1. Add logout on every screen, so user doesn’t need to go to Home Screen every time just for logout. 2. On logged out screen, no need to show pop up message, as it shows login screen upon logout.

Very Helpful App and Thanks SBI for Developing Such app

I downloaded SBISecureOTP it helps me to get OTP for all transactions when out of India or in India. You don’t need phone OTP anymore. first have to register SBISecureOTP with your registered mobile number with bank and after that SBISecureOTP will work.



Is SBI Secure OTP Safe? 🙏

SBI Secure OTP does not appear safe based on available data. JustUseApp Safety Score for SBI Secure OTP is 0/100.
This assessment is based on our NLP analysis of 181 user reviews. Combined with the app store average rating of 1.2/5.

Safety Analysis

95.5% of users say app is risky 🚨
95.5%

2.8% of users say app is safe 👍
2.8%

1.7% of users have some concerns ⚠️
1.7%


Is SBI Secure OTP Legit? 💯

SBI Secure OTP does not appear legitimate based on our analysis. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for SBI Secure OTP is 6.6/100 .
This conclusion is based on analysis of 181 user reviews.

🔏 Privacy & Data Safety

SBI Secure OTP collected the following data from you:

  • Data Linked to You:
    • Identifiers



How was your experience with SBI Secure OTP? Post a Review




Features

- Click on ‘Proceed’ button and an SMS containing a unique code will be sent from the device to a pre-defined Number.

- User registration to SecureOTP app will be completed after successful validation of activation code.

SBI Secure OTP is an OTP generation App for verifying or authenticating online banking transactions done through SBI Internet Banking and Yono Lite SBI App.

- After that an activation code will be sent to the registered mobile number.

- Please note that mode of OTP authentication for Internet Banking/Yono Lite will changed to State Bank Secure OTP.

  Contact Support
Developer:
State Bank of India


Website: