Bad Credit? No Problem! Reviews

by MOUDILii

Man, *Bad Credit* just isn’t working for me. It feels like they made everything more frustrating than it needs to be. From the start, you’re stuck in this endless cycle of challenges that aren’t fun, just stressful.

No matter what you try to do, nothing really makes sense, and every choice seems to make things worse. It’s almost like the game is designed to drain the enjoyment out of your experience.

Honestly, if you’re looking to spend your time getting stressed out, then *Bad Credit* might be the game for you. But if you’re hoping for a fun, enjoyable time, you might want to look elsewhere.

And I mean no disrespect to the developers—I can tell a lot of effort went into this. I’m just being honest about my experience. Maybe it’ll click with others, but for me, it’s missing the mark.

by Cebeste

this game is extremely great and fun and i enjoy it. BUT every time i get to day 6 I have to check to make sure the loan is not more than what their car is worth. the problem with that is that there is no where in any of the paperwork where it says how much the car is worth. it has the miles and whatnot but are we supposed to just know how much the car would be worth? it makes no sense and makes it impossible to proceed past day 6. 7 if your lucky. this makes me extremely sad because i was so excited to play this game and enjoyed it for the little bit that i could play. PLS PLS PLS FIX THIS 🙏🙏🙏

by Vgjbch

When you have to make the decision on the income you can’t always win because sometimes it’s alright if everything is fine and their income is like 300 up, but sometimes it will reject them even if everything is right. Also if you decide to do reject the loan because you already got a warning it flags you because you decided to reject the loan because of a 300 or less income like dude you just rejected 2 of my approved loans because a 300 or less income or the other way around it needs to be fix and make the new incomes bigger or change that requirements for loans

by Krankydaddy

Reminds me of papers please in it’s style, super fun, simple yet challenging as it slowly increases in complexity. Only problem I ran into was a bug that kept saying I declined a legit application after marking for too low of income, ex. 875 a month, 345 a month, etc. I didn’t catch that it was a bug at first and had to replay the entire thing again just to find out it was the games fault and not a mistake on my part, a bit frustrating. Otherwise a good game.

by Jake10234567891011

Bad credit has a good assume with very decent gameplay but of course every game is gonna have its issues. For one I feel you’re given way too little warnings for the fact you have to work 14 days. It’s not that I incorrectly reject or accept the applications often or anything but I wish you had at least some more chances you know? Other than that the game is fun and I recommend it to anyone a fan of simulators

by Gamerbruh127

really loved the premise and execution of the game. At first I started listening to everyone’s stories as they came in but once I realized that you could upset customers by taking too long so I honestly just started going through their applications without reading what they’re saying. I also didn’t really feel inclined to purchase any other than the bank account. the retro game seemed cool but it’s so expensive and doesn’t really seem worth it. Also didn’t see how watchful eye would have benefited me if I bought it. all in all a great really cool game

by AardvarkInJune

this game is similar to the “that’s not my neighbor” game that came out recently. it’s super fun and entertaining but still simple and enjoyable. i’m not even close to knowing what’s going on but the everyday jokes are super fun and cute, the ominous undertones are mysterious and curious. There are so many things i haven’t figured out yet. I love how you have the option to customize your character too. Super fun and simple with a hint of mystery! Additionally the art style is super cute and the game is super creative. (especially since it’s free!) Would recommend.

by Himmytwocans

This game is a very nice strategy type of game I love to play it a lot it’s still has some bugs but is overall very nice. I could play this for hours it’s definitely one of my favorites and I like the jobs. You guys should also add more jobs so when your fired you can get another job but the more your fired the harder it is to get a job and you guys should add promotions so you can get to the top

by Morgan🙃

I really enjoy this game it’s great off the bat and kinda reminds me of Papers Please. That being said Papers Please is my favorite game ever and this game scratches the same itch in my brain. My only “issue” was around day 6 or 7 when it gets to the customers income, less than a thousand they get rejected. I was confused why sometimes it would say they made less than a thousand and I would get flagged. It shows the WEEKLY amount they make NOT their entire monthly pay, so if it says they make $500, I would instantly reject them, but it turns out they make $2,000 a month. I learned this from another review and it has solved all my issues haha. Definitely my own error that I didn’t notice it said. “$X a week”! Another example; it says they make 300, 300 x 4 = $1,200 meaning they don’t get rejected.

That was the only thing that really confused me, I love the game and couldn’t recommend it more! I hope more people start downloading it so they can see how fun it really is! The characters are super cute and I love the concept. I can’t wait to play the mini game you can download on the PC, I hope more little things like that get added to the game later on!

by Boppy Doppy

Love “job games” this sorta reminds me of papers please but with loans. Nonetheless, good game, not too hard, not too easy just perfect. Love the idea and final make of it. Only have gotten to day 8 so far but I will make an update but so far, super clean game, enjoying it a ton. Really wish there was more games like this out there. Update: Beat story, wasn’t too hard with a few upgrades like auto print car values and the online banking which is a good system, really helps. Will play endless another time, but hope there’s more to the story or idea of these kinds of games. Really enjoyed it.

by Justaplayerwhorates

I love the game design and its retro thing, overall it’s really good! I’m glad I pre ordered it, I love the handbook and all that stuff! I love how in decline you can put what they did wrong, (well I think you have to) and how you have to look through documents. A 10/10 easy choice, thank you for the awesome game. I am also very happy to be part of the game and one of the first players

by Mindurbuisness

This is so enjoyable. I love all the extra details added so there’s more to it than the paperwork. The dialog is one of my favorite parts. There were some features that were difficult to figure out but learning was so fulfilling. So my only complaint would be possible making it more beginner friendly because I did struggle a bit when it came down to the car value. This isn’t a complaint but more character customization wouldn’t hurt! Overall love this game and love that there are NO ADS!!! That’s so rare nowadays.

by Li 🐈

I pre-installed (or pre-saved? whatever BadCreditNoProblem store calls it 😅) this back in July because any game with a pixelated style catches my attention, and I thought the concept of the game seemed super interesting and fun. I realized it released and have been playing it for an hour or so now, and I already love it. I really like the simplicity of it and the design/style! It’s a neat little game :) I like the sound effects of the characters talking and the little things they say while you’re looking over their information.

by Cysora

It’s great game to pass the time. It’s ALOT like papers please, so if you liked that game you will like this one.

Likes: I like how you can buy stuff to add to the motivation to keep playing. Needs more stuff to buy from BadCreditNoProblem store on the PC.

Suggestions: Add a shopping site to buy collectibles for your desk or changes to your appearance. Perhaps a desk pet for purchase as well. Just to add a little more motivation to keep playing add a health bar for the pet, so you have to keep earning money to buy it food/toys and give it love.

by ButterflyFrEeDOmLOve

So far, I love this game. It’s so simple to play, yet challenging. I enjoy that the game takes time for used to get used to each rule applied, gradually making the game more difficult instead of just all at once. If I had one complaint, it’s that when you get the 3 warnings, you start all the way over again. I wish there was a way just to go back a day or two. Other than that, i really enjoy playing this game!

by Olivia.like.bolivia

it just downloaded today and I’ve been OBSESSED this game is everything I look for in a mobile game! I love the graphics, and the gameplay is so fun! It gets harder and harder as you progress introducing new requirements for the people who are seeking a loan. From making sure that the correct name is in the title, to finding out if they have $1000+ monthly, I have loved every minute of this game I’ve played (so far)

by Aphedora707

I absolutely love playing this game! It’s easy to get the hang of and nice to just mindlessly do when I am bored. I enjoy looking through the paperwork and just overall I loved this game way more than I thought I would. I would love to see a casual mode where time didn’t matter and you could just slowly look through the paperwork and accept or deny applications without having the stress of needing to be speedy. Overall such a fun game!

by Cluelesslueless

I am really picky about what games I actually like and will actually have fun playing but this game was so quirky and simple but so satisfying! I wish there were more options and more game modes because it was soo good but I finished the story mode SO fast I wanted to keep going rather than just replaying the 14 days again! Did I mention there are no ads???? This was a major win and I want so many more updatessssssss

by AddisonSigma

Overall it’s a really good game. A few things that I would like to mention are that the achievements (like you made 1000 dollars congrats!) carry on to the next games. For example I have played three games so far and I just got the achievement for 1000 dollars when I was at 250 dollars. I don’t know if this was intentional but I thought whoever reading this should know lol. Also I’m still trying to figure out how to check the worth of the car to see if it’s over or under the loan amount. I haven’t found any bugs yet. Anyways it’s a wonderful game and it’s a good choice if your into the retro kind of games. EDIT: the cars value is in the computer lol. Also I feel like you could add a temper meter above their heads just so you know when they have had enough. 💪😃

by Lukimartin

I absolutely love this game. I’m a huge fan of Papers, Please! and this game is similar but very different at the same time. It’s challenging having to keep an eye out for everything on an application, but it’s not too difficult for it to be unenjoyable.

A couple of things that I wanted to point out since I saw some reviews:
- The income listed is weekly. There is no bug with this. You just have to calculate the monthly income based off of the weekly. Very basic math.
- The game takes place in 2016. There is a giant calendar in the game that tells you this information. Taking stars off of a review for user error isn’t very fair.
- The bank is actually very useful. If you want to get a more rounded experience from the game, download the applications in your future playthroughs.

Of course, this game just got released, so I’m sure there will be updates and more things to come. I’m just super excited that something like this exists on BadCreditNoProblem store now, and I can guarantee I will be supporting this dev through it all.

It’s funny that I hate real life jobs like this, but I will gladly sit at home and play this game for hours.

by KittyPinkForReal

Whenever I’m bored, I might play a quick mobile game. Usually it’s the standard nonsense that we’re all used to, so when I saw this and thought it looked like Papers, Please, I thought “eh, why not”. Great decision. Turns out, this is an actual video game with gameplay and very few in app purchases. The gameplay is simple and easy to learn, understand, and completely botch. The frequent saving also makes it more accessible for quick pick-up-and-put-right-back-down moments. This game is worth your time, far more than most money grabbing mobile games that make EA look generous.

by Anthony86500

This is a game where you accept or deny loan applications while paying attention to detail, such as making sure the name is right on their title, or making sure “XJT” doesn’t show up on their VIN number. There are essentially 14 levels, and making 3 mistakes causes a game over.

It’s a great, short game depending on your skill at this. There are no ads, and there is only one IAP, which doesn’t affect the gameplay itself (at least, not the paper part). I will be recommending this game to a couple friends and I recommend this game wholeheartedly to anybody who reads this.

This game could easily sell for $2.99 and be worth it.

by Johnyrad42

At first I thought, “huh, this is pretty easy, and there’s not much story going around”. The first few days on the job are slow, but if you stick with it some new opportunities open up and I’ve actually found the later days to be quite difficult. The looming pressure of the “three strikes and you’re out” paired with a few situations in which you may risk your contract put some thrill into the game. Rather than people handing you light information that needs deeper checking, the game provides you instead with more and more information and forces you to know exactly why you accept or reject different customers.

by Plaid Powered!

Is your life too full of happiness and joy? Do you actively wish for more anxiety and stress? Look no further! You have found the ideal game to void that pesky feeling of contentment that has plagued you. On demand, you can now feel the futility of paper proofreading while wielding the power to destroy the lives of your desperate peers. And in the best case scenario, to keep playing the game, you must choose to be part of a criminally exploitative business model. In the end, you will keenly feel the despair of the modern working class, and be saddened by how well this art imitates life.

by Lycheeashley

This is the most silly fun game ever. I love watching people play papers please and it’s just like that. It also has NO ADS!! It was pretty hard for me to beat the story mode and the game is still very playable after that. The survival mode is tricky and the fun just never ends. I also love that each round of “14 temp days” is different so it’s still fun when it starts over. Go play this right now it’s great for escaping the doom scroll.

by Rohan.k()

I had pre-ordered this game and I didn’t know what to expect and I haven’t played that much so I might add more to this later but to how much I have played so far it’s a great game and I think that most people will probably like it to because of the arcade like pixelated graphics look awesome I highly recommend this game.

by £€¥]_[

I really enjoy this game. I think it’s a very fun intuitive game and it’s very addicting. The game functionality is really in-depth in. The mechanics of the game are very well done. It has a lot of replayability and there are never ads. I highly recommend this game I can’t wait to see what new content they had in the future.

by Eeeeeeeeeeeeekshark

Very fun game buuuuuuuut there is nothing in the beginning that helps you no tutorial nothing telling you what to do nothing but after you figure it out it’s very fun I also have to say that I got this the day it came out cause I was waiting for it to come out and I’m glad I did cause it’s so fun if your thinking about getting it GET IT RIGHT NOW! It’s so fun

by JazzyKicker

I needed a new game to play and I was going through games to play and I saw this game and I was like why not? I’m so impressed! I’m in love with the game, even though I hate we are limited to three strikes in 14 days, but it just makes it more interesting. I can’t wait to see what else they have in store for this game! You have gained a loyal customer!

by Gracias2612

It’s a great game, similar to Papers, Please! and Not Tonight, where you have to thoroughly check the loan applicants files and decide if they’re eligible or not. I must warn you that the rules are very strict and you have to point out EVERY-SINGLE-MISTAKES 😂 However it’s just too short, I played the main story only within 1 hour. I wish it to be longer!

by Weird Guy69

This is papers please but if you don’t have money still fun though and if someone wondering the date goes year month day so you don’t get confused also make it where if you get 6 papers right you can get rid of a citation because they are annoying but do make the game more fun

by JJnlexi1

Caught my eye in the coming soon section months ago and played as soon as it was released. I love the style of it and that you can customize your character. I got through the story mode in a day and there’s also endless mode. Can’t wait to see what they add or how it can improve