Rate: Home, Finance & Wellness Reviews

Rate Reviews

Published by on 2026-07-03

🏷️ About: Rate is a next-generation mortgage app that blends personal and financial wellness so you can navigate life’s biggest milestones with confidence. Rate members can access financial tools, expert coaching and personal wellness content to simplify the homebuying process, reduce financial stress and improve overall well-being.


       


Is Rate Safe to Use?

We Investigate the app owner's website (Rate.com), verify their legitimacy, and uncover hidden scams and complaints.


Overall Customer Experience 😎


😎 Positive experience
74.6%

🤬 Negative experience
25.4%

🫥 Neutral
0.0%

~ from Justuseapp.com NLP analysis of 2,507 combined software reviews.

Is Rate Safe?
Rate: Home, Finance & Wellness is very safe to use.
74.6/100

  Safety Analysis »»

Is Rate Legit?
Rate: Home, Finance & Wellness looks authentic and legitimate.
74.6/100



Read 20 Customer Service Reviews 😠💢

4.9 out of 5
Easy to use, Free training and more

I rarely write reviews and especially for ‘financial’ or wellness apps. That said, I’m glad that I was referred to Rate because most wellness apps only offer a freemium version for workouts.

This is free to use and it’s cool that there’s a business who cares about wellness.

Super easy to use!

One stop shop for all things related to personal and financial wellness.

Great app for both health and wellness

This is great for both financial and wellness. Great company to come out with something that is amazing!

Terrific ap

Anything that takes stress out of the mortgage process is a winner!

User friendly

Love Rate , very user friendly and completely free

Great app

Awesome app can’t wait to share it with colleagues and friends and family

Sales Associate

Amazing app super complete and everything in one place to be connected

Awesome app and company!

Easy mortgage process using Rate and had an amazing team to help me throughout. Five stars!

Such a “GRate” App!

Rate is more than a mortgage app. It offers not just financial advice, but personal wellness too! I love all that it offers!!

Game Changer!

Love Rate. Game changer in the industry. The process of applying for your home loan, connecting with your loan officer, and staying in the loop along the way. Love the Wellness section with Deepak Chopra!

GR Truly Cares About People / Amazing Free Content

The quality and amount of free content is mind blowing. Content is also constantly being updated regularly. I am amazed that a lender / business cares so much about the well being of people!

Free fitness classes and helpful financial info

Free fitness classes updated regularly plus cool tools that help you assess and improve your financial wellness. Win win.

Useful and free

Always been a big fan of Chopra and quite surprised that Rate offers his material and a lot of wellness content for free.

Super user friendly

Love all the content that’s in Rate and that it’s super user friendly. Great job again by the GR team.

First time buyer

My experience with guaranteed this app has been amazing. I truly appreciate them helping buy my first home!

More than just mortgage!

Really cool app that covers my financial and personal well-being. Love to see how a company cares not just about selling me financial products but also invests in wellness.

All in one app - awesome

Rate replaces like 3-4 other apps I have on my phone and I was surprised by how intuitive it is to navigate. The financial tools are great but the personal wellness section is awesome!

Love this app! They even have free health videos!

I was recommended by a friend to check out Guaranteed this app’s app and it was amazing! Super easy to use and I really enjoyed the personal wellness videos that are included in Rate .

I did not expect a mortgage app to include health/wellness videos! And they are free of charge? Might have to use Rate regularly just for health and workout videos haha!

Hope they post even more videos!
Love it!

Recent update

The new Ui is great, I love that I can access helpful financing tips and calculators within the process. You can apply for a mortgage and see the loan details in Spanish. Really forward thinking.

Lots of useful information.

Mental and financial fitness all in one place



Is Rate Safe? 🙏

Rate: Home, Finance & Wellness is very safe to use. JustUseApp Safety Score for Rate is 74.6/100.
This assessment is based on our NLP analysis of 2,507 user reviews. Combined with the app store average rating of 4.9/5.

Safety Analysis

92.6% of users say app is safe 👍
92.6%

6.4% of users say app is risky 🚨
6.4%

1% of users have some concerns ⚠️
1%


Is Rate Legit? 💯

Rate: Home, Finance & Wellness looks authentic and legitimate. Our NLP models processed user feedback to estimate legitimacy. JustUseApp Legitimacy Score for Rate is 74.6/100 .
This conclusion is based on analysis of 2,507 user reviews.

🔏 Privacy & Data Safety

Rate collected the following data from you:

  • Data Not Linked to You:
    • Location
    • Usage Data
    • Diagnostics



How was your experience with Rate: Home, Finance & Wellness? Post a Review




Features

Rate members can access financial tools, expert coaching and personal wellness content to simplify the homebuying process, reduce financial stress and improve overall well-being.

Rate is a next-generation mortgage app that blends personal and financial wellness so you can navigate life’s biggest milestones with confidence.

With expert-led yoga, meditation, fitness, nutrition coaching and more, we provide the wellness tools to keep you focused and energized, ready to manifest the future you deserve.

At Rate, we believe it’s about more than just financial wellness; it’s about the well-being of our members.

Rate members with a Spanish Language Preference can take advantage of our application, loan status communications and critical loan terms in Spanish.

  Contact Support
Developer:
Guaranteed Rate, Inc.

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