Open a Carbon bank account in minutes and start living a better financial lifestyle.
Example: For a 3-month loan of ₦50,000, Carbon charges 2% a month.
Example: For a 3-month loan of ₦50,000, Carbon charges 2% a month.
Create a savings plan and start earning up to 15% interest on your funds when it’s time to withdraw.
Carbon (formerly Paylater) is provided by One Finance & Investments Limited, a CBN-licensed and regulated finance company.
No panicking with a Carbon bank account.
Request a Visa card with just the tap of a button on your Carbon app and it would be delivered to your doorstep anywhere in the country.
Transfer funds to any bank at no extra cost, 30 times a month.
* Annual Percentage Rate (APR) from 23% - 60.8%. No late fees or processing costs.
Annual Percentage Rate (APR) from 23% - 60.8%. No late fees or processing costs.
The Carbon Visa card is your passport to freedom and security.
It’s the highest around and our customers save N1,500 on transfer charges every month.
Apply for up to N1 million and receive funds in your account within minutes.
Access a variety of banking services, from high-interest savings to instant short-term loans for your urgent needs.