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Example: For a 3-month loan of ₦50,000, cette application charges 2% a month. With an APR of 24. 3%, the total repayment amount after 90 days is ₦53,000. * Flexible tenors from 1 month to 6 months with the ability to make early repayments at any point in the tenor.  Open a cette application bank account in minutes and start living a better financial lifestyle. * Interest ranges from 1. 75% - 30%, with an equivalent monthly interest rate of 1 - 21%. * Annual Percentage Rate (APR) from 23% - 60. 8%.  Example: For a 3-month loan of ₦50,000, cette application charges 2% a month. With an APR of 24. 3%, the total repayment amount after 90 days is ₦53,000.  Receive instant reversals whenever transactions don’t complete. cette application (formerly Paylater) is provided by One Finance & Investments Limited, a CBN-licensed and regulated finance company.  No panicking with a cette application bank account.  Request a Visa card with just the tap of a button on your cette application app and it would be delivered to your doorstep anywhere in the country.  The cette application Visa card is your passport to freedom and security.  Create a savings plan and start earning up to 15% interest on your funds when it’s time to withdraw.  Transfer funds to any bank at no extra cost, 30 times a month.  It’s the highest around and our customers save N1,500 on transfer charges every month.  Access a variety of banking services, from high-interest savings to instant short-term loans for your urgent needs.  Apply for up to N1 million and receive funds in your account within minutes.  While we offer a service that is 100% automated, you can always reach us and learn more about our service via multiple support channels.  Buy items you love and need the most and pay in small, equal installments, at 0% interest.  Annual Percentage Rate (APR) from 23% - 60. 8%.  You also get up to 30% cashback on your interest when you pay in time.