Spiral - Mobile Banking Avis

²When Spiral combines the actual bonus cash earned with the interest earned on a savings account that maintains a daily balance of $10,000 during the year using the national average interest percentage rate of 0.04% paid on savings accounts (determined by FDIC as of May 17, 2021 based on a simple average of rates paid by all insured depository institutions and branches for which data are available).

If you set up a monthly direct deposit of payroll of at least $1,000 to your checking or savings account (or a recurring incoming transfer of at least $1,000 to your checking or savings account), Spiral will match your donations dollar for dollar up to the annual limits in the Donation Matching Table [here] depending on the amount of your monthly deposits.

Each month you can earn the cash bonus shown in the Cash Bonus Table [here] if the balance in your savings account during the month remains at or above the corresponding minimum balance.

If at any time during the year you increase your direct deposit of payroll (or recurring incoming transfer) so that Spiral’s annual match would be higher, Spiral will match at the higher amount.

⁶To be eligible for cash bonuses, you must set up a recurring monthly deposit of $1,000 or more to your checking or savings account.

A rewarding Savings Account¹ designed to help you build the future you deserve.

⁴Spiral matches donations up to $150 per year when you make a minimum donation of $5 per year.

Our Checking Account¹ is clear, simple, yet powerful.

⁵Interest rates are variable and subject to change at our discretion, at any time without prior notice.

Smart Home Feed to always keep you in control of your money, your giving, and your funds movements in one place.

The world’s first Giving Account¹ that enables you to give as you earn.

¹ Spiral is a financial technology company, not a bank.

³Only charities the IRS recognizes as tax-exempt on and not disqualified by Spiral.

Banking products and services provided by nbkc bank, Member FDIC.