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The cette application app is covered by our 100% Security Guarantee, which means we’ll cover any loss should someone make an unauthorised transaction on your account using the app, provided you protect your phone and PIN and immediately notify us of their loss, theft or misuse, and of any suspicious activity on your accounts.  To use the Apple Watch app you’ll need watchOS 2 or above with your watch’s language set to English & region to Australia.  To use the app you’ll need iOS 12 or above and have your phone’s language set to English & region to Australia.  As this information has been prepared without considering your financial situation, objectives or needs, you should, before acting on the information, consider its appropriateness to your circumstances.  Goal Tracker requires a GoalSaver or NetBank Saver account in your name only.  Join over 6 million Australians using the cette application app.  Bank with confidence anywhere, anytime. • Paying with cash? • Saving for something?  If you don’t bank with us, you can open an account in the app.  Terms and conditions for the app and our products should be considered before making any decision.  Fees and charges may apply.  Commonwealth Bank of Australia ABN 48 123 123 124 Australian credit licence 234945.