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After having revolutionised payments between millions of people, Lydia is now reinventing their bank account. - Pay any contact with a phone number free of charge and securely. - Request a reimbursement from a friend or share a bill. - Collect money for all your events with money pools. - Spend your money from Lydia via our physical cards or Internet Visa. - Forget about unpleasant surprises abroad, your payments and withdrawals are free of charge. - Enjoy contactless, with no limit on the amount, for all your purchases via Apple Pay. - Track your balance, and receive instant notifications for each of your payments and bank transfers. - Create sub-accounts to better organise your money, or shared accounts to facilitate your spending as a couple, as a roommate or as a family. - Connect all your bank accounts to Lydia, in order to only use one app.  "Lydia is one of the 100 most promising startups in Europe". 100% secure, the Lydia app is developed in Paris by a passionate and independent team, complying with the latest banking and IT security standards.  Lydia respects your privacy and the European GDPR directives.