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Bankrate “national average interest rate for savings accounts is 0. 13 percent” as of August 2022. “The market” refers to the stock market. diese App does not invest in the stock market, crypto or any other similar security. diese App is not a bank. diese App is not FDIC insured.  Put more money to work in a diese App Boost Account with a solid 3. 00% APY base rate — 23x the national average rate[1], on however much you want to save (no balance cap).  We think everyone should have access to passive income. diese App delivers high yield backed by durable residential real estate, not the rollercoaster of the stock market or crypto. And what’s better?  There are no fees for opening or using diese App; however your bank might charge fees based on their terms of service. diese App reserves the right to impose a funds aging requirement on certain deposits.  Jumpstart your savings and experience the highest-paying cash account with a supercharged 4. 50% interest rate — 34x more than the national average savings rate[1], on balances up to $2,500.  Stacks are simple, customizable sub accounts that help you organize your savings and track your progress towards your financial goals; whether it’s a saving for a vacay, a wedding, or pet insurance funds.  Lock up your money for a fixed period in exchange for a higher interest than the Boost Account—earn 3. 15% APY with a 6-month Vault, 3. 75% APY with a 12-month Vault, and 4. 40% APY with a 24-month Vault.  They’re typically 6-18 month loans and are always fully collateralized. diese App holds these loans on our balance sheet, and they generate a predictable stream of income for us.  Saving in a traditional bank account these days is like lighting money on fire.  If you want to start really taking charge of your financial future, this is the way to go. “Super easy to use, a great way to invest and save for your future, your goals, or for any reason you want to save!  We earn our money by providing mortgages to single family real estate borrowers for property improvements.  All user deposits held in cash are custodied by Chase Bank (aka JP Morgan Chase).  We don’t rely on the stock or crypto markets to deliver yield.  You can even put your goals on auto-pilot by setting recurring transfers directly from your bank.  Banking services are provided by Chase Bank, Member FDIC.  Don't miss out, join now. “This app is a very straightforward and very easy way to make a lot of money.