Spentra Reviews
Published by Spentra, LLC on 2023-11-06 About: A complete pay access solution designed to improve financial stability. Get
early access to earned wages anytime, anywhere.
Table of Contents:
About Spentra
What is Spentra?
The Spentra app is a complete pay access solution designed to improve financial stability. It offers early access to earned wages anytime, anywhere. The app features the Spentra Mastercard® Payroll Card featuring Money Earned®, which is an employer-sponsored benefit designed to provide employees with a better option to get and manage their pay. The app allows users to take control of their money and align what matters to them.
Features
- Enroll and manage the Spentra card directly from the app
- Instant transaction alerts anytime the Spentra card is used
- Block and unblock the card directly from the app
- Interactive surcharge-free ATM finder from the app
- Over 55,000 surcharge-free Allpoint ATMs
- No fee for the card
- No monthly maintenance fees
- No minimum balance fees/requirements
- No ACH deposit fees
- Friendly and responsive customer support
- FDIC insured up to $250,000 through Patriot Bank, N.A., Member FDIC
- Money Earned® feature that allows instant access to up to 50% of already earned net wages in advance of paycheck date
- Standard message and data rates from wireless service provider may apply
- Spentra Mastercard® Payroll Card is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated
- The Card may be used everywhere Mastercard debit cards are accepted
- Restrictions apply; see Cardholder Agreement for details
- Spentra Card is not offered in New York
- The Money Earned® feature provided by Spentra, LLC is not sponsored, endorsed, administered by, or associated with Patriot Bank, N.A. who has no liability in relation to the service.
Overall User Satisfaction Rating
Negative experience
53.7%
Positive experience
46.3%
Neutral
27.2%
Key Benefits of Spentra
- Allows you to get your money before payday
- No late charges
- Ability to take a portion of your paycheck before you get paid
- No interest rates
- Block feature allows you to turn your card on and off at the touch of a button
16 Spentra Reviews
4.8 out of 5
By john c3
Awesome card!
This card is ideal, it allows me to get my money before “payday” which is when I often need it.....no more late charges : )
The block feature allows me to simply turn my card on and off at the touch of a button. This make me feel so much better just know that my card is protected.
Thank you this app!
By Cjanw65
Best thing since sliced bread
Man what an awesome benefit my employer offers their employees with the this app card. The ability to take a portion of my paycheck before i even get paid. I know I’m not the only person in the U.S. living paycheck to paycheck and sometimes that rent is due before payday comes around. This card has helped me so much just “getting through the week”. A real lifesaver.
By Empress2605
Highly recommended
this app is a great app, This program is super beneficial when you are behind on your bills. this app allows you to use your earned money in advance then pay it back from your paycheck on payday. The fact that there are no interest rates is amazing!! this app has helped me stay out of debt. I am truly satisfied with this app.
By Lord-Thomas
Card never showed up.
Starting to wonder if this even legit. They have my info, I’m left with promises of “Oh we’re sure your card is on its way” nearly a month and counting. Hope my ID has not been stolen.
By Humanetics Purchasing Mimi
Easy and Convenient!
This card is a life saver!! It is amazing knowing that if i am running a little short on cash i can always get an advance on my check!!
By sean assembly
Emergency life saver
Very convenient when you fall short when bills are due. Also east to use
By James @ Shipping
Good for emergencies
When I’m short on cash and it’s not payday yet I can get a few dollars from this app to make it until payday
By NaycVonne35
Easy use
Does what I need.
Tells me my amount
Transfer quick
Money in hand
By Carlos Brake Op.
Easy to use
Easy access to available earnings when needed and a life saver.
By mike081273
Convenient
Able to loadmoney easily. Helpful when you have unexpected expenses.
By BrianHumanetics
Convenient and free
My first time using it was for a electric bill. It really helped me out in a tight spot.
By rhasty1968
My new favorite app!
Spentra is a game changer and so simple to use.
By Swapna1982
Excellent App!
Love Spentra . Very useful!
By Scheduling Humanetics
Acceso rápido a dinero
Me ayuda a acceder efectivo inmediatamente en emergencias o el supermercado😀
By Oltenderfoot
Easy and Secure Transactions
First debit platform I’ve ever used.
Historically I’ve maintained a pretty traditional approach to manage finances; Cash, check, credit.
Tried this app for the ability to direct paycheck funds directly to a card when I want, instead of navigating the path of a traditional bank transaction.
Mobile app interface is simple, clean and easy to engage, even I can do it! The platform offers mapping to locate ATM’s in your area that service free of transaction fees… we like that. Can use on Amazon, etc., like any debit card Carried on vacation instead of flashing credit cards or carrying more cash than necessary. Running low, no problem, this gives you the ability to redirect paycheck “credits” to your card instantly to fill in any gaps… able to lock and receive transaction notifications instantly.
So far it’s a very handy tool.
Thanks this app!
KG
April Dothard 10 months ago
The workers there are useless! Didn't get paid for the day I worked! Telling me I need to speak with my employer. They have no idea what they are doing! Yeah good luck tried calling them about my money they just send me to voice-mail. Im done!
Is Spentra Safe?
Yes. Spentra is very safe to use. This is based on our NLP (Natural language processing) analysis of over 389 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.8/5 . Justuseapp Safety Score for Spentra Is 46.3/100.
Is Spentra Legit?
Yes. Spentra is a totally legit app. This conclusion was arrived at by running over 389 Spentra User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Spentra Is 73.5/100..
Is Spentra not working?
Spentra works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.
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