Ingo Money App - Cash Checks

Ingo Money App - Cash Checks Software


Company Name:

About: The instant money company. Founded 01 to digitize checks, their platform enables companies to push
instant payments to 4B+ consumer accounts
Headquarters: Roswell, Georgia, United States.

 
  2023-03-28

Ingo Money App Overview


What is Ingo Money App? The Ingo Money App allows users to cash almost any type of check, including personal, business, and payroll checks, and get their money in minutes. The app allows users to pay credit card bills, buy Amazon.com gift cards, or split a check and fund multiple accounts. The app is easy to use and requires users to create a profile and link their bank debit card, prepaid card, PayPal account, and credit cards. If the check is approved, the money is guaranteed and can be spent on purchases and payments made in-store, online, and in Apple Pay.



Features


- Cash almost any type of check, including personal, business, and payroll checks

- Get money in minutes in your bank, prepaid card, and PayPal accounts

- Pay credit card bills, buy Amazon.com gift cards, or split a check and fund multiple accounts

- Easy to use, with a simple enrollment process and photo check deposit

- Link bank debit card, prepaid card, PayPal account, and credit cards

- Guaranteed approval and safe to spend on purchases and payments made in-store, online, and in Apple Pay

- No check cashing lines, deposit holds, take-backs, or worries

- Available to identity-verified customers

- Can be used with most debit, prepaid, and credit card accounts issued by hundreds of U.S. financial institutions

- Can be used with PayPal, PayPal for Business, and PayPal Prepaid MasterCard accounts

- Can be used with Amazon.com Gift Cards and most prepaid cards

- Can be used to pay retail credit card bills from thousands of retailers

- Accessible in dozens of mobile banking apps

- Participates in Visa, MasterCard, American Express, Star, Pulse, NYCE, and Maestro payment networks

- Provided by First Century Bank, N.A. and Ingo Money, Inc.

- Approval review usually takes 3 to 5 minutes but can take up to one hour

- Fees apply for approved Money in Minutes transactions funded to your card or account

- Unapproved checks will not be funded to your card or account

- Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the service

- Additional transaction fees, costs, terms, and conditions may be associated with the funding and use of your card or account.



Official Screenshots


         


Ingo Money App Pricing Plans

Duration Amount (USD)
Billed Once $18.00

**Pricing data is based on average subscription prices reported by Justuseapp.com users..



Product Details and Description of



CASH CHECKS AND GET YOUR MONEY IN MINUTES With the Ingo® Money App, cash paychecks, business checks, personal checks—almost any type of check—anytime, anywhere. Get your money in minutes in your bank, prepaid card and PayPal accounts. Choose to pay credit card bills, buy an Amazon.com Gift Card* or split a check and fund multiple accounts. If your check is approved, the money is as good as cash and safe to spend on purchases and payments made in-store, online and in Apple Pay. Terms and fees apply. ENROLL, SNAP, GO! It's easy to get started. Create your Ingo Money profile right in the app and then link your bank debit card, prepaid card, PayPal account and credit cards. To cash your check, take a photo of the front and back and submit it for review. If your check is approved and your account is funded or your bill is paid, the money is guaranteed. No check cashing lines. No deposit holds. No take-backs. No worries. With Ingo Money, it's in with a check, and on with your life. __________________________________________ * Restrictions apply. See details. The Ingo Money App may be used by identity-verified customers to cash checks issued on U.S. financial accounts to fund: (1) most debit, prepaid and credit card accounts issued by hundreds of U.S. financial institutions including Chase®, Bank of America®, Citi®, Wells Fargo®, American Express®, U.S. Bank®, PNC Bank®, Capital One®, HSBC Bank USA, TD Bank, Discover®, Synchrony Bank, First Premier® Bank, MetaBank® and The Bancorp Bank; (2) PayPal™, PayPal™ for Business and PayPal™ Prepaid MasterCard® accounts; (3) Amazon.com Gift Cards; and (4) most prepaid cards, including Chase Liquid®, Wells Fargo EasyPay®, Regions Now Card®, BB&T MoneyAccount®, NetSpend®, Green Dot® Prepaid Debit, Walmart MoneyCard®, H&R Block® Emerald Card®, ACE Elite™, RushCard®, AccountNow®, Kroger® 1-2-3 REWARDS® and more. Funds may also be used to pay retail credit card bills from thousands of retailers including Walmart®, Target®, Costco®, Home Depot®, Lowe's®, BestBuy®, Gap® and Old Navy®. You can also access the Ingo Money service in dozens of mobile banking apps including American Express Serve® and Bluebird by American Express. Ingo Money participates in the Visa®, MasterCard®, American Express®, Star®, Pulse®, NYCE® and Maestro® payment networks. The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money's sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details. Designated trademarks and brands are the property of their respective owners. © 2017 Ingo Money, Inc. All Rights Reserved.




Top Reviews

By Ms. N Johnson

Amazing service!

The BEST! I found out about Ingo via my PayPal Business app. I was having difficulties with mobile deposits for business checks and decided to call Ingo directly. Once I explained the issues I was experiencing; the Ingo reps immediately recognized the problem and remedied the situation. The reps I initially spoke with- Chiquita (she actually spoke with me three times in one evening and called me back after one of our calls dropped) and Thomas were not only thorough; but they were fully committed to making sure I received exemplary service, even though I was calling them due to an error via another vendor. After I experienced such great service I downloaded the Ingo app and had to call one more time to make sure I set my account settings correctly and spoke with Kieyara and she also was amazing to work with. As a small business Owner it’s rare to encounter such accommodating customer service and a quality of professionalism that exceeds any normal expectations. Thank you all!

By Tricia Barista

Customer Service

I have had this app for a few years, never had any issues until now, which was my mistake (not updating my expiration date - duhhhh) so I sent emails here and there with minor resolution and then was asked to call in their most recent email to me, and boy was I lucky because I spoke with a lovely young lady named Rhonda and she immediately fixed my issue!!! Less than 10 minutes and my 2 checks were released in addition to her letting me know what the issue was (again, my doing:)). Now let me tell you, me and CS normally dont get along but this lady Rhonda was very professional, super attentive, and got her tech team to fix my issues immediately! It was a great experience overall. If you are looking for a great money app, that comes with great tech service and AMAZING CUSTOMER SERVICE (shout out to Rhonda!) then choose Ingo Money App!!!

By Christine2645

I love this app!

I have never had any issues with this app. InGO money is such a slick, quick and easy way to deposit my checks since I don’t have a normal bank account. I can deposit all my checks onto a debit card in a matter of minutes! I’ve called customer service a few times to ask them questions getting into details about other things, but never about cashing check problems. The customer service reps have always been amazing and very friendly regardless of what my questions were about. I would recommend this app to anybody, anytime. Thank you InGO Money for making a small part of my life so much easier and always making available to me, an easy access way for me to look at where my money is coming from and where it is going. I am truly grateful for you!!! :)





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