Ally: Banking & Investing Software

What is Ally?

The Ally Mobile app is designed to help users manage their financial life in a simple and secure way. The app allows users to manage their bank, invest, and home loan accounts on the go, all with just one login. The app offers a range of features, including stress-free overdraft relief, mobile check deposit, bill payment, and Zelle® payments. Users can also manage their investments with robo portfolios, self-directed trading, and wealth management services. The app prioritizes user security, with encrypted transactions and an Online & Mobile Security Guarantee.

Making your financial life simple and secure has always been our thing, even from the start (we were born online, after all). Easily manage your bank, invest, and home loan accounts on the go in one convenient place – all with just one login. Mobile Banking Features •Stress less when you overspend – we have no overdraft fees, plus CoverDraft℠ service, giving you temporary fee-free overdraft relief. •Deposit checks from your phone with this app eCheck Deposit℠ •Transfer money, pay bills, or use Zelle® to pay anyone with a U.S. bank account •Find nearby ATMs when you need cash on the go – choose from over 55,000 fee-free ATMs and cash back locations •Keep tabs on your debit card usage with card controls •Manage CD interest disbursement and maturity options •View and send secure messages, or chat with us 24/7 using this app Assist Save faster with our smart savings tools • Use buckets to organize your money and visualize what you’re saving for • Keep your savings on pace with automatic, recurring transfers • Grow your savings faster with round ups and Surprise Savings boosters Mobile Trading & Investing Features Robo Portfolios •Sit back while our intelligent tools do the heavy lifting to manage and monitor your investments •Invest free of advisory fees with our cash-enhanced portfolio, or invest more of your money in the market with a market-focused portfolio (available for a fee) •Automate your investing with one of our four portfolio strategies •Use Goal Tracker to monitor progress Self-Directed •Trade commission-free on eligible U.S. stocks and ETFs •Filter and find exchange-traded funds matching your goals with our ETF screener •Trade stocks and multi-leg options from your mobile device •Use advanced charting tools for technical analysis •Monitor your investments with streaming quotes Wealth Management •Receive ongoing guidance from one dedicated advisor for all your assets – even ones we don’t manage •Work toward your financial goals with a tailored investment portfolio •Link and track financial accounts outside of this app for a 360° view of your finances •View and monitor your net worth, investment exposure, and performance •Start with a $100,000 minimum in assets under care (funds with us) How we prioritize your investing security •We never store personal or account information on your phone •All your transactions are encrypted •Security codes provide an added layer of protection when you log in from a computer or device we don’t recognize •Our Online & Mobile Security Guarantee protects you against fraudulent transactions Mobile Home Loan Features •Track your progress toward paying off your home with real-time updates •View account details, upcoming statements, and past transactions •Use Autopay to set up recurring payments with no additional payment fees •Schedule additional principal-only payments at any time More details •this app Mobile is free – your mobile carrier’s message and data rates may apply •Compatible with iOS 14.0 or higher •Deposit and mortgage products are offered by this app Bank, Member FDIC, Equal Housing Lender •Securities offered through this app Invest Securities LLC, member FINRA/SIPC •Advisory products and services are offered through this app Invest Advisors Inc., a registered investment adviser •Securities are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE •You may not be approved for real-time quotes •CoverDraft℠ acts as a safety net and is not a line of credit or a guarantee •With CoverDraft℠, if your purchase isn’t covered for any reason (let’s say the transaction exceeds your CoverDraft℠ limit, for example), it’ll be declined – but we’ll never charge you an overdraft fee; you’ll have 14 days to bring your balance out of the negative, and we may restrict withdrawals from your account (if it’s not back in the black) after that •CoverDraft is only available for this app Bank Interest Checking accounts •Buckets and boosters are features of this app Bank's Online Savings Account