Qube Money: Envelope Budgeting Software

I used to check the bank account several times a day because we were so stressed about money. We live on a budget, and I was always worried that the electric bill money would be spent on eating out, or something like that. We would spend way too much on eating out or something, and only realize the extent of the damage at the end of the month when we held a family budget meeting. We tried cash envelopes and liked the knowledge that things were covered, but cash was cumbersome, not accepted everywhere, and we had to remember to go to the bank right at the start of the month. This is the best of both worlds. You have the cash envelope mentality and peace of mind, but in the digital age. Since we’ve started using Qube, we have not gone over budget once. In fact, we’ve underspent! Our savings account is growing steadily, and our money stress is almost non-existent. It does take a sec to open the app and the Qube, but you can do that while standing in line at the store. In fact, I prefer it that way because I know my money is always on lockdown. If I do t have a Qube open, nothing is getting through. No more calls from the bank about hackers and fraudulent purchases! Each time you open the app, you see the real-time balance available, and that keeps you in line. Thank you, Qube!

I got to say that there is a lot of stuff out there that help with financing but NOTHING out there is better then QUBE!!! I have tried other financing apps but they have all not worked for me. I hate saying no to my wife but with using qube if my wife asks me for something I ask her to check her qube. If there are funds in it then she can get it, if not then she can’t. I no longer have to feel bad for saying no to my wife to getting something as the app can do it for me. Keeps track of spending as you spend and makes you choose what qube to pull the funds from which makes it so if you want to overspend you must pull out money from a different qube BEFORE you purchase. With people not taking cash this is the future for the employees method of budgeting! I would recommend it to everyone and anyone. SO with the cost!

Finally a budgeting app that keeps you from overspending money. Other apps track spending after you spend it. Too late. Still othersforce you to input information like you are counting calories. Too much work. With Qube you divide up your money into qubes (like cash envelopes). You have to check your qube to see if it has money before you can spend it. If your qube is empty, you can’t spend in that category. You’ll be spending hundreds of dollars less every month without even trying. This is THE killer app when it comes to financial apps. Goodbye Mint.