What is Gusto Wallet? Gusto Wallet is an app that helps employees who get paid with Gusto to manage their finances. It allows users to earn, save, spend, and borrow money right within their Gusto account. The app offers features such as early payment, autosave, no minimum balances, account fees, or overdraft fees, a Gusto debit card, paycheck splitter, and easy access to paychecks and tax documents. Gusto is a payroll services company, not a bank, and Gusto savings goals, spending account, and debit card are issued by nbkc bank, Member FDIC.
- Early payment up to two days with a Gusto spending account
- Autosave to save towards custom goals
- No minimum balances, account fees, or overdraft fees
- Gusto debit card for simple spending
- Paycheck splitter to route cash
- Easy access to paychecks and tax documents
- Clock in and out, review time sheets, and more instantly
- FDIC insurance provided by nbkc bank, Member FDIC
- Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank.
Now employees who get paid with Gusto can put their paychecks to work with the Gusto Wallet. Gusto Wallet helps you earn, save, spend, and borrow right within your Gusto account. It’s the easiest way to take control of your financial future. - Get paid up to two days early with a Gusto spending account* - Save towards custom goals with autosave - No minimum balances, account fees, or overdraft fees** - Get a Gusto debit card for simple spending - Route your cash with the paycheck splitter - Easily view paychecks and tax documents - Clock in and out, review time sheets, and more instantly We want to make sure you have all the details you need. Here’s some legal info about numbers, who we’re working with, and more: *With a Gusto spending account, your payment may be processed up to 2 days early. Timing depends on when your employer sends payment funds. ** Some fees, such as out-of-network ATM and foreign transactions fees, may apply. Check the terms and conditions carefully. Gusto is a payroll services company, not a bank. Gusto savings goals, spending account, and debit card are issued by nbkc bank, Member FDIC. FDIC insurance is provided by nbkc bank, Member FDIC. Any balances you hold with nbkc bank, including but not limited to those balances held in Gusto accounts are added together and are insured up to $250,000 per depositor through nbkc bank, Member FDIC. If you have funds jointly owned, these funds would be separately insured for up to $250,000 for each joint account owner. nbkc bank utilizes a deposit network service, which means that at any given time, all, none, or a portion of the funds in your Gusto accounts may be placed into and held beneficially in your name at other depository institutions which are insured by the Federal Deposit Insurance Corporation (FDIC). For a complete list of other depository institutions where funds may be placed, please visit https://www.cambr.com/bank-list. Balances moved to network banks are eligible for FDIC insurance once the funds arrive at a network bank. To learn more about pass-through deposit insurance applicable to your account, please see the Account Documentation. Additional information on FDIC insurance can be found at https://www.fdic.gov/resources/deposit-insurance/.
By seeewong
So convenient! No more having to log in on the web. THANK YOU GUSTO!
By Sara125
Was waiting for this. Amazing company and great product. Thank you!!!!
By joanamartinezcolarafo
Great app :) I love how it counts down the days for me til pay day !! 🤟🏽