Kuda - Money App for Africans Reviews

Kuda - Money App for Africans Reviews

Published by on 2023-12-12

About: Welcome to your freedom! Kuda is the only money app you need. Join the money
revolution designed specifically for Africans.


About Kuda


What is Kuda?

Kuda is a mobile banking app designed specifically for Africans to manage their money easily. It offers free banking services licensed by the Central Bank of Nigeria, including free transfers, automatic savings, and smart budgeting features. Kuda also rewards users with up to 15% annual interest on their savings and provides instant overdrafts when they use their account regularly.



         

Features


- Free account opening in minutes

- Free debit card delivery

- Free transfers up to 25 times every month

- Smart budgeting and saving features

- Up to 15% annual interest on savings

- Instant overdrafts for regular users

- Card blocking and Private Mode for security

- Customer support through in-app chat or email.



Overall User Satisfaction Rating


Negative experience
81.4%

Neutral
46.6%

Positive experience
18.6%

~ from Justuseapp.com NLP analysis of 101,917 combined software reviews.

Key Benefits of Kuda

- Great banking services and user experience of the mobile app

- Easy to request for a physical debit card

- Can use ATM card to purchase goods online

- Can be used on cryptocurrencies networks




32 Kuda Reviews

4.7 out of 5

By


Reporting a bug

First, I have to acknowledge the fact that you guys are doing a great job with your banking services and also the user experience of your mobile app. Somehow, I wish you didn’t need government regulations. But it’s fine. I want to report a bug I just noticed after updating my mobile app. I use an iPhone8, and I noticed that after requesting for a physical debit card, and got to the Thank You Page, I clicked the ‘Thank You’ button, which was supposed to exit me from the flow, but I only noticed the ‘Done’ button animate, and Kuda remained there. I think you should look into this. Thank you.


By


Massive ISSUES

I try to make an urgent transfer to my Firstbank account and it said I should make an upgrade first by inputting my BVN details, I repeatedly did that over and over but it kept on saying, “BVN or date of birth incorrect”, due to the fact that I urgently needed and still need the money, I inputted my friends BVN just to get my money out of your bank quickly, after doing that, it said something about the name on the BVN account does not match my this app bank account name, so I inputted my main BVN Number again, and it said, “It’s been reviewed” or something like that, that it’s going to take weeks and I need that money now. My friend’s this app account didn’t take this long, it reflected, now that I try saving money with you, this is happening for no reason at all, please just tell me how to get my money out of your bank, and never again come to Kuda, I can’t be dealing with this issues.


By


Best app

I really like Kuda and would recommend it to people to use. It’s really good, easy identity confirmation, first money transfer. I’ve never had any problem with any transaction ever since I started using Kuda and I would have given it a five start but the only issue I’m having with Kuda is the maintenance issues, maintenance shouldn’t be done during the day in order not to disturb people using it for business. It should be don’t in the midnight when people using it won’t be much... I will be happy if this app team can look into this for me and I will be happy if that’s corrected cause while upgrading Kuda, it’s stops people from using it and might be disturbing any urgent transaction..


By


Big issues

Why would I be making a transfer out of this app and couldn’t go through saying somethings went wrong after trying to link up bvn !!! I think I rate Kuda 100 % before now that I’m facing this much pressure is making me give up !!!! I need to transfer my cash out of the this app bank !!! Kindly put me through to make a transfer since I only can transfer to this app bank only


By


My experience

This bank is good but what if you have a problem who do you run to when there’s a problem, is it the only one branch located at yaba, or is it the Customers care which doesn’t ever reply, everything on the customer care chat is not live, everything is programmed so you can’t have a direct communication which won’t let you explain well. I am here in imo state I did transfer to my junior bros bank he didn’t get the money but they debited me, and they didn’t bounce the money back either. it’s been a month I’ve tried everything I can’t still everything is in vain. I need my money back, it’ll be nice if you guys see my comments and attend to me, 50k really means a lot to me, am really in pain. I won’t want to conclude this as what I think it is


By


Functionality and service.

I love this company and app. I downloaded it today and I have been using it perfectly. I prefer this to our local banks for real.. it will be ok if one can use the ATM card to purchase goods online and also can be used on cryptocurrencies networks just like other local banks. I can’t wait to receive my ATM card at my door step...

Thanks as received


By


Customer service problems

Kuda does not deserve 5star because.. if you have any issue with your account you won’t get response on time, once you sent an email just sit down and pray they’ll get back to you pretty soon, and they will never issue your debit card on time you’ll have to wait for months before you can get it... but the main problem is the customer service issue... I hope you can fix that and hire people who are ready to work


By


Treat as urgent

I've been getting text messages for me to upgrade my account to a business account and the link there for me to upgrade takes me to a this app bank website and ask me to login and my browser notifies me the the website is not secure so that's what got my attention
I don't know if you guys understand me


By


Can you guys do us the favor of including the scan to pay method

I’ve been using this app for long and I feel it’s safe to use and efficient also, it will be great if you can make a review of Kuda and include the scan to pay button, I think that’ll make sending easier and more efficient also!
Love Team this app!


By


My locked kuda account

My account is still locked with funds after I uploaded my national ID card and ID number to verify that I own the account with my BVN too I wasn’t let to contact the help centre are they trying to steal my money or what right now I’m not convinient with the situation because I can’t have access to my money in the account and it is very painful they should try and reply customers on all of their platforms pages the mails Facebook and Instagram pages I tried to contact all of these pages for help but seems they’re ignoring that makes me furious


By


My account is locked

I have been enjoying this app online banking but today I wanted to send money to someone but unfortunately my account has been locked and I need to send money to someone ASAP for emergency case please just unlock my account I have already sent your management a mail but they haven’t responded to my messages


By


Fraud Bank 😡😡😡 and there customers service will never reply you

you remove money from my account without even giving me history why you remove my money send back my money the money is 110,000 Naira please refund back my money this is just act of fraud and there bank have no calling center this is scam please refund me my money


By


Data and gift card

Pls you we need to be buying data from Kuda also you need to be buying gift card froms us also pls we need this two things if you. Have this two things I promise you a lot of people will be using Kuda a lot pls and the gift card must be on a good and reliable rate pls


By


Complain

I have been using this app for a while now and even have encouraged many people to open giving them full assurance of safe Transactions but today some sent me money I didn’t see the money why is it like that and I need that money please check and it out for me this app am your honest user


By


Wakkk-😡🥵 not cool. At all. Tried on both phone.

You’re obtaining people’s BVN I guess. And making self advantage reviews to make people thing it’s cool. It’s not working, it keeps saying I’m registered and they won’t send me anything to my email to reset my password. Nothing working. Don’t do it until they figure out their system.


By


Customer service issue

I would have love to rate you five stars cos your bank is cool and easy to use but your customer service is poor ..Most times that I called the phone will just keep ringing no one is there to pick it…even if I sent mails no there is no immediate reply it’s so annoying …am thinking of closing my acct cos I don’t want online bank issues and I won’t see anyone to help me thru it or put me thru what to do💔


By


Debit of Account without reversal

This is the worse banking experience ever. Absolutely no customer service, even their number online say “not reachable” every single time of the day. Made a transfer, got an error message yet the funds were debited from my account and the transaction won’t reflect in my bank history. But Email notifications proofs the exact amount had been debited from my account. I have tried every means to reach these people all to no avail. I’m done with this app !!!! Scammers, it could be your tomorrow these people are scammers !!!


By


Best of the best

This is actually first time I will write a review about an app,this app BANK is best described with 2 word “SiMPLY AMAZING” since I have been using this bank i got so addicted I abandoned my other major banks. NO charges,free transfer,no maintenance fee,no hidden charges,very simple and easy to sign up, and again free alert,what else are you looking for ?!,I love Kuda mehn 😍❤️🥰


By


Alert

The is cool and good but you need to wait for long time before you can Receive your physical debit card, have ordered for my card over 4 months till now I haven’t got the card but thats not my issue yet, pls the most important is pls let us receive alerts on our sim cards when we receive or got debited pls it’s important


By


KUDA THE BANK OF FREE

I love Kuda like seriously
To me you deserve more than five star
I wish you can just upgrade your app to the exact that we can change ATM pin by ourselves instead of going to zenith bank and I don’t even have any zenith bank around me...I will be really glad if you look into that for us... Thank you... this app THE BANK OF FREE


By


Selfie Problem

It keeps saying check your internet connection after putting my picture. Please what could be wrong because I have enough data on my phone. thanks


By


Inverse white

So I’m using dark mode on my iPhone XR and when I tried to input my address to order a card, the screen was totally white, I had to go back to settings and change to light mode. I hope this bug can be attended to immediately, otherwise it’s a 5 star rating for this app app but I’ll leave it at 3 star until that error is corrected.


By


Excellent

Customer service is 100%, Kuda is easy to access, free or less charges compared to other financial institutions, this app bank is bank for the future and I will keep banking with them.


By


Invalid login

I have been trying to login into my account but isn’t going sayin invalid login and I have reset it still saying same thing, what wrong and I got funds inside it😡😡


By


Don’t Rely on The Bank

I made a transfer to my this app account and it’s not reflecting and the customer care number or switched off always.


By


Their service doesn’t make any sense. Don’t use it!

Steady failed transactions and they make you wait 48hours without reversal. I regret putting my bvn into this. Be cautious!!


By


Good bank

Really great bank and I’m glad I could be part of their customer. I promise to stick with the bank thru thick and thin. Convenient app and easy transfer


By


Best digital bank in Nigeria by far

Amazing app experience, fantastic service. The full banking license means I don't need to open another bank account in Nigeria. Very impressed with reliability


By


Account locked

You guys should please unlock my account i need to send out my money from your app it frustrating 😢


By


Excellent experience

Having a nice experience do far.. Just left with no response to my account upgrade... Almost 24 hrs with no res. An
Effective support is needed from your support service.


By


Nice

I love Kuda a good one
Just at night it not too good
But during working hours you can count on them very lovely


By


Pls try to upgrade this app that we can be able to buy bitcoin with Naira up from it

Bitcoin pls


Ogunlaja fateemah   5 months ago


I have been trying to log in to my kuda acctn since 27 of October but I can't log in it kept saying there is an issue on our end, and this has continue going 2day already I hope u guy to pls find solution oh, my money still dey your investment platform pls don't Pete loss ohhh , and I hope u guys are scam as people they talk

Ejededawe mercy   11 months ago


I lost my sim that I use to Register on my Mobile app I couldn’t login what should I do

Faiyetole Joseph Raphael   1 year ago


I can't long in on my kuda bank app for the past four days If I want to login it will say Application error and that had cost me to loss a lot of riches please I will be glad if the issue is rectified

Mary Jones   1 year ago


I was about considering opening an account just as my friend advised. But, seeing all these reviews, meh, I just changed my mind. Not cool

Olayemi   2 years ago


I lost my number and can’t receive verification code to login to my account

IBRAHIM YUSUF OLAMIDE   2 years ago


I want too block my formal account help me too rest it let my number work for another one

Peter adeyemi peter   2 years ago


i cant do transfer to other bank even to buy card i cant it say put your bvn and I don't have bvn or bank account kuda is my first

Ola   2 years ago


I regret putting my BVN in this shit😞

Harun Olabisi   2 years ago


A lot rumors are everywhere that kuda is about to steal there users money and close the account is this right or is just a rumor quickly find solution to this because Almost 70% of Nigerian has put there trust in kuda bank that its safe and trusted including me ☹️

Sanni abeeb abiodun   3 years ago


I have issues with kuda bank that I want add my Bvn to withdraw my money money out and kuda tell take a week and let as soon we’re done

Osinachi uduazu   3 years ago


Please change my account name for osinachi uduazu to Amarachi Osondu please

Emmanuel Adeola   3 years ago


Good day, My problem with kuda bank is that i was asked to upgrade my account by uploading my valid ID card and my BVN which I tried to do but to my greatest surprise they were telling me they are going to sort it out after a week..which they didn't do not to even call or message..gosh! That's very bad..after sending almost 6k into my kuda account and am unable to withdraw to my other banks..pls just refund my money simple or else....nonsense



Is Kuda Safe?


No. Kuda - Money App for Africans does not seem very safe to us. This is based on our NLP (Natural language processing) analysis of over 101,917 User Reviews sourced from the Appstore and the appstore cumulative rating of 4.7/5 . Justuseapp Safety Score for Kuda Is 18.6/100.


Is Kuda Legit?


No. Kuda - Money App for Africans does not seem legit based on our analysis. This conclusion was arrived at by running over 101,917 Kuda - Money App for Africans User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Kuda Is 65.2/100..


Is Kuda - Money App for Africans not working?


Kuda - Money App for Africans works most of the time. If it is not working for you, we recommend you excersise some patience and retry later or Contact Support.



Pricing Plans

**Pricing data is based on average subscription prices reported by Justuseapp.com users..

Duration Amount (USD)
Billed Once $99.00
Weekly Subscription $100.00


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