myWisely: Mobile Banking

myWisely: Mobile Banking Software


Company Name:

About: CDK Global is transforming how cars, trucks and vehicles of all kinds are marketed, sold and
serviced around the world.
Headquarters: Hoffman Estates, Illinois, United States.

 
  2023-09-20

myWisely Overview


What is myWisely? The myWisely app is a financial management app that allows users to get paid up to 2 days early, save for what they love, and avoid hidden fees. The app also allows users to shop and pay bills using their Wisely Pay or Wisely Cash card, and grow their savings at their own pace.



Features


1. Early Direct Deposit: Users can opt-in to receive their pay up to 2 days early at no cost.

2. No Hidden Fees: The app does not charge any hidden fees, overdraft fees, or minimum balance requirements.

3. Job Switching: The app moves with users even when they switch jobs.

4. Fee-Free ATM Transactions: Users may have access to a limited number of fee-free ATM transactions.

5. Bill Pay: Users can pay bills using the bill pay feature powered by Papaya.

6. Check Funding: Users can fund checks using Ingo Money.

7. Shopping and Payment: Users can shop and pay bills in-store, online, in-app, or by phone using their Wisely Pay or Wisely Cash card.

8. Prepaid Card: The Wisely Pay and Wisely Cash cards are prepaid, so users can only spend what is on the card and cannot overdraft.

9. Savings: Users can save at their own pace and make savings automatic using the app's savings feature.

10. No Hidden Fees: Users can view applicable fees by logging into the app or website to see their cardholder agreement and list of all fees.



Official Screenshots


         


myWisely Pricing Plans

Duration Amount (USD)
Billed Once $79.98
Monthly Subscription $9.99

**Pricing data is based on average subscription prices reported by Justuseapp.com users..



Product Details and Description of



Download the this app app(7) now to start making the most of your money, like getting paid up to 2 days early(1), saving(9) for what you love, and dropping the hidden fees(10). Wisely also moves with you even when you switch jobs(3). LEAVE HIDDEN FEES BEHIND(10) No hidden fees(10). No overdraft fees(8) No minimum balance requirements sneaking up on you. GET PAID UP TO 2 DAYS EARLY(1) Life doesn’t always wait until payday. With Wisely, you could get access to your pay up to 2 days early(1) at no cost(2) to you. SHOP AND PAY BILLS(5) In store, online, in-app(7) or by phone everywhere Visa® Debit cards are accepted or where Debit Mastercard® is accepted. GROW YOUR SAVINGS(9) Save at your own pace and make savings automatic(9) so you do not have to think about it. (1) You must log in to the this app app or this app.com to opt-in to early direct deposit. Early direct deposit of funds is not guaranteed and is subject to the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders. (2) While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please log in to the this app app or this app.com to see your cardholder agreement and list of all fees for more information. (3) If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders. (4) The number of fee-free ATM transactions may be limited. Please log in to the this app app or this app.com and see your cardholder agreement and list of all fees for more information. (5) The bill pay feature, powered by Papaya, is available through the this app app. Additional terms and limits apply. This optional offer is not a Fifth Third Bank, Pathward or a [Mastercard, Visa] product or service, nor does Fifth Third Bank, Pathward or [Mastercard, Visa] endorse this offer. (6) Ingo Money is operated by Ingo Money, Inc., and all check funding services are provided by First Century Bank, N.A. See complete terms, fees and conditions at: Ingomoney.com/termsconditions.html (7) Standard message and data rates may apply. (8) Because this card is prepaid, you can only spend what is on the card and thus are unable to overdraft. (9) Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance at any time using the this app app mobile app or at this app.com. (10) To view applicable fees, please log in to the this app app or this app.com to see your card-holder agreement and list of all fees for more information. The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. ADP, the ADP logo, Wisely, this app, and the Wisely logo are registered trademarks of ADP, Inc. Copyright © 2022 ADP, Inc. All rights reserved.




Top Reviews

By Gangnembar

Do not download

This app was working perfectly fine for about 2 weeks but after that that’s when things just went down hill the app became completely useless I couldn’t take any of the money I had on the card off or even spend it and then the company just acts as if everything is completely fine with the account knowing dang well something is wrong if I can’t order, place or unplace money this app is terrible please... PLEASE TAKE MY WARNING AND DONT USE THIS COMPANY OR APP

By Gage927

Slick app

The app is great. Its sleek and i find it intuitive to use. My paycheck hits my card and I don’t have to think about it, since it alerts me in real time. I like the automatic categorization of my spending. Savings feature is pretty cool too, but would want it to be more automatic.

By Pohill44

Love the new app

Love the new app! I can see all my transactions, set up savings envelope for rainy day, link out and pay bills. Experience in setting up the card was incredibly quick and easy. Highly recommend.





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