Upgrade Overview
What is Upgrade? The app is a mobile banking platform that allows users to check their balance, available credit, pay bills, and track their rewards. It is a financial technology company that provides banking services through its bank partners.
Features
- No-Fee Mobile Banking: Users can check their balance, pay bills, and transfer funds without any fees.
- Debit Rewards Tracking: Users can track their rewards and earn 2% cash back on common everyday expenses and recurring payments, and 1% cash back on all other Upgrade Visa® debit card charges.
- Upgrade Card or Loan Management: Users can manage their payments and check their outstanding balance for their Upgrade Card or Loan.
- Credit Score Management: Users can check their credit score, get notified of any changes in their credit report, track potential ID theft, and use the credit score simulator to see how different actions may impact their score using real data from their credit report.
- Feedback: Users can share their feedback with the company through the app.
- Banking Services: The app provides banking services through its bank partners, including personal loans, auto refinance loans, personal credit lines, and rewards checking services.
Official Screenshots
Product Details and Description of
Check your balance, available credit, pay bills and track your rewards. Features include: No-Fee Mobile Banking – Check your balance, pay bills, and transfer funds. We charge no ATM fees, account fees, transfer fees. Track Your Debit Rewards – Track your rewards, earn 2% cash back on common everyday expenses and recurring payments, and 1% cash back on all other this app Visa® debit card charges. Manage your this app Card or Loan – Manage your payments and check your outstanding balance. Manage your credit score - Check your credit score, get notified of any change in your credit report, track potential ID theft, use our credit score simulator to see how different actions may impact your score using real data from your credit report. Share your feedback at mobile_app_feedback@this app.com ____________________________________________________________________ this app IS A FINANCIAL TECHNOLOGY COMPANY, NOT A BANK. BANKING SERVICES PROVIDED BY CROSS RIVER BANK, MEMBER FDIC. this app VISA® Debit Cards issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Personal Loans and Auto Refinance Loans made by this app's bank partners (https://www.this app.com/bank-partners/). Personal Credit Lines are issued by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender. The this app Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Get more info (https://this app.zendesk.com/hc/en-us/articles/115005202407--Is-this app-a-bank- ). this app is a financial technology company, not a bank. Rewards Checking services provided by Cross River Bank, Member FDIC. this app VISA® Debit Cards issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
Top Reviews
By Chedsjjg3547
Simply awesome!
this app is a very generous lender. Approved my loan with very low interest and paid off my credit cards debt at lightning speed. Literally two days from the time I submit my application. this app app on my iPhone working flawlessly. I was paying sky high interest to credit cards for the past three years. Lesson learned never to touch credit cards again. Wish if I had known about this app long ago. Their simplified lending practices all others should follow. Especially big banks. What a feeling ..Thank you!
By Hopes10
Great app for keeping up with your account
I am a new user to this app and I’ve had lots of questions and concerns and was able to get assistance with all of them. I love the flexibility of being able to monitor my account and seek help when needed without going through the rigamarole of pressing through phone menus. It’s also nice to know that should I need further assistance that they are there and willing to help out in such an expeditious and professional manner.
By Meillasdad
Simple & Easy to Use App
The app is straight forward and easy to use. I think the card is great for having to make a large purchase, because the debt is a loan with a fixed monthly payment over a set period of years. They said 2, but I got over 3 years instead. Interest rate was very competitive. If you’re looking for a way to make sure you don’t get into too much trouble with a credit card, then this is a good choice with a streamlined and efficient app.
