WalletHub Software
Company Name: WalletHub
About: WalletHub is a leading personal finance website that helps consumers make smarter financial
decisions.
Headquarters: Washington, District of Columbia, United States.
WalletHub Overview
What is WalletHub? WalletHub is a free app that offers daily updates on credit scores, credit reports, and WalletScores. It provides personalized tips for improving credit scores and WalletScores, as well as a custom-built debt payoff roadmap. The app also offers 24/7 credit monitoring to warn users of identity theft and fraud, savings alerts, and a comprehensive credit-improvement plan.
Features
- 100% free credit scores, updated daily
- Clear plan for improving credit score
- WalletScore to give a holistic picture of financial health
- Free credit reports, updated daily
- 24/7 credit monitoring to warn of identity theft and fraud
- Savings alerts to repay debt faster and avoid overpaying on credit cards and loans
- Custom-built debt payoff roadmap
- WalletScore measures creditworthiness, spending, emergency preparedness, and retirement planning
- WalletHub hunts for better deals to save money on credit cards, mortgage, auto loan, student loan, car insurance, and more
- WalletHub helps improve credit by analyzing credit score and report, running simulations, and presenting a customized credit-improvement plan
- 24/7 credit monitoring with email and SMS alerts to quickly confirm the accuracy of credit-report changes and sort out any problems before they get out of hand.
Official Screenshots
Product Details and Description of
this app is the first app to offer 100% free credit scores, WalletScores, and full credit reports updated daily. Plus, get personalized tips for how to save money and improve both your credit score and your WalletScore. Download this award-winning app and reach top WalletFitness®. Sign up for a free this app account to get: • 100% free credit scores, updated daily • A clear plan for improving your credit score • The all-new WalletScore to give you a holistic picture of your financial health • Free credit reports, updated daily • 24/7 credit monitoring to warn you of identity theft and fraud • Savings alerts so you can repay your debt faster and avoid overpaying on your credit cards and loans • Your custom-built debt payoff roadmap 2,000+ News Mentions, Including: • The Wall Street Journal • The New York Times • The Washington Post • CNBC • Yahoo Finance • MSN Money • Forbes Frequently Asked Questions: Q: Is this app Really Free? A: Yes, it’s 100% free, and we’ll never even ask you for a credit card number. Q: Will Using this app Hurt My Credit? A: Not at all. It’s only a “soft” inquiry when you check your latest credit report and score through this app. So this app can only help your credit as a result. Q: Why this app? A: While there are a number of places to get a free credit score and free credit report, this app is the first free credit score app to offer daily updates, a clear action plan for credit improvement, and your WalletScore. Your WalletScore gives you insight into your overall financial performance, which you won’t find on other apps that just look at your credit. We’ll also give you a personalized debt payoff plan to help you maximize your savings and get out of debt faster. Q: What Is A WalletScore? A: WalletScore is an innovative tool that tells you how financially healthy you are, based on your: Credit: This category measures your creditworthiness, which impacts your ability to borrow at a good price when you need to. Spending: This category measures your ability to comfortably pay off your expenses and debt, to ensure you are living within your means. Emergency Preparedness: This category measures your ability to handle a financial emergency, considering your savings, insurance policies, etc. Retirement: This category measures your ability to retire at a reasonable age with sufficient funds from your income sources, investment accounts and other assets. Q: How Will this app Save Me Money? A: Whether you have excellent credit or bad credit, this app will automatically hunt for better deals so you’ll never get taken advantage of. And if your credit isn’t perfect, we’ll help you improve it, enabling you to save thousands each year on your credit cards, mortgage, auto loan, student loan, car insurance and more. A strong credit rating will help indirectly with potential employers and landlords, too. Beyond your credit score, this app’s WalletScore will help you save money in the long run by giving you the tools to improve your emergency preparedness, spending habits and retirement planning. Q: Can this app Help Me Improve My Credit? A: this app analyzes your latest credit score and report to identify your financial strengths and weaknesses. We then run a number of simulations to determine how different actions will impact your credit standing. Finally, we present you with a customized credit-improvement plan, along with a comprehensive credit scorecard. Q: How Does 24/7 Credit Monitoring Work? A: this app’s free credit monitoring keeps a round-the-clock watch on your TransUnion credit report and will notify you whenever there is an important change. In addition to email alerts, you can also customize your this app account to receive SMS alerts, which most credit monitoring services don’t provide. This will give you the chance to quickly confirm the accuracy of credit-report changes and, if necessary, start sorting out any problems before they really get out of hand.
Top Reviews
By my credit is👍
I never cared about my credit
Now that I’m older and times are changing I started to think about my credit. I mean before I just paid for everything with cash. If I couldn’t afford it with cash then I didn’t need it or I would save up. Now you can’t get anywhere or anything without good credit. So instead of paying someone to help me fix my credit I downloaded this app and I promise if you just do what the app asks of you, you will fix your credit. Example, someone had activated a credit card in my name years ago and all I had to do was push a button and a couple weeks later it was removed from my records. How awesome! Now I’m proud of my credit score I’ll let you in on a little secret, this app is a little addicting. Once you pass one step your ready to take Next step and then the next. Download the app it will change your life. We all deserve a little help and a better life and this is all the help you’ll need.
By Refund Status
One of the top best credit reporting apps
This is one of the best, free, credit reporting apps that provides you with many ways to improve your credit and also provides both concise and informative in-depth ways to improve all credit situations. The creator of this app provides consumers all the information free of charge. This shows that they aren’t out for the money; they are showing they actually care about people and their financial well-being. That’s what humanity is all about and should always be. The daily updated credit score is more than what any other credit reporting app has done for consumers. A BIG thank you is not enough to show my gratitude towards this company. I do believe there should be an option for a donation if people want to show their support towards this app if they are able to. I know I would. K. Wright
By kayykayy13
Excellent app for managing finances
When a bad situation 2 years ago resulted in my bank closing my accounts and my near perfect credit score plummeted, I decided to give one of these free credit apps a try. I chose this app because of its reviews and I’m extremely pleased with that decision. The initial registration info I needed to provide was very basic and noninvasive, and as a young 20s individual who had just taken loans out for school it has been such a resource for me. The layout of the app is simple and clean, and overall it really helped me see all of my debts wholly and gave me a better picture of my finances. I love the fact that I get my credit score updated monthly and the tools they offer for discovering new card options that apply to my situation. 5/5 stars - thank you guys for helping me rebuild my credit with less stress!
