Experian® Software
Company Name: Experian
About: Experian unlocks the power of data to create opportunities for consumers, businesses and society.
Headquarters: Costa Mesa, California, United States.
Ex Overview
What is Ex? The Experian app provides users with their free Experian credit report and FICO® Score, along with features such as Experian Boost, credit monitoring and alerts, personalized credit card, loan and auto insurance options, and Experian CreditLock to protect against identity theft.
Features
- Free Experian credit report and FICO® Score
- Check FICO Score and credit report anytime, anywhere
- No credit card required
- Automatic updates every 30 days
- See factors helping or hurting FICO Score
- Track changes to credit over time
- Learn actions to take for better credit
- Experian Boost to instantly increase FICO Score
- Get credit for bills already paid
- Credit monitoring and alerts
- Push notifications for FICO Score changes, new accounts, and inquiries
- Marketplace to compare personalized credit options
- Experian CreditLock to protect against identity theft
- Real-time alerts for credit applications in user's name
- Privacy Policy and Terms & Conditions provided
- Credit score calculated based on FICO® Score 8 model
- Lender or insurer may use a different FICO Score
- Results may vary with Experian Boost
- Not all payments are boost-eligible
- Approval not guaranteed for personalized credit options
- Experian CreditLock is a separate service from Security Freeze
- Experian and its affiliates own trademarks and copyrights mentioned in the app
- Other product and company names mentioned are property of their respective owners
- Licenses and Disclosures provided.
Official Screenshots
Ex Pricing Plans
| Duration | Amount (USD) |
|---|---|
| Billed Once | $12.50 |
| Monthly Subscription | $14.99 |
**Pricing data is based on average subscription prices reported by Justuseapp.com users..
Product Details and Description of
Get your this app credit report and FICO® Score*—all free, no credit card needed. Instantly raise your FICO Score with this app Boost®†, get notified about changes to your credit with monitoring and alerts, and explore personalized credit card, loan and auto insurance options to find the best fit for you. WHAT’S INSIDE • Free this app credit report and FICO® Score* Check your FICO Score and credit report in the app anytime, anywhere. It doesn’t hurt your credit, and no credit card is required. Sign in for automatic updates every 30 days. Plus, get to know your credit in a whole new way—see what factors are helping or hurting your FICO Score, track changes to your credit over time, and learn actions to take for better credit. • this app Boost Instantly increase your FICO® Score by getting credit for bills you already pay, like your cell phone, utilities, video streaming services and eligible rent payments. • Credit monitoring and alerts Always be in the know with credit monitoring and alerts. Turn on push notifications to find out if your FICO® Score changes, new accounts are opened in your name or new inquiries appear on your credit report. • Marketplace‡ Choose the credit card, loan or auto insurance that’s right for you. Compare personalized options matched to your unique credit profile and FICO® Score. • this app CreditLock§ Protect yourself against identity theft by locking your this app credit file. We’ll send you real-time alerts if someone tries to apply for credit in your name while your file is locked. ABOUT this app® this app is the first company and credit bureau to offer online credit reporting services in the U.S. We empower consumers to manage and improve their financial status, while helping protect against fraud and identity theft. Privacy Policy: https://usa.this app.com/login/#/publicPrivacyPolicy Terms & Conditions: https://usa.this app.com/login/#/publicTermsAndConditionsFree *Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. To learn more: https://www.this app.com/help/fico-score-disclosure.html †Results will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use this app credit files, and not all lenders use scores impacted by this app Boost®. To learn more: https://www.this app.com/help/boost-disclosure.html ‡Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states. To learn more: https://www.this app.com §this app CreditLock is a separate service from Security Freeze: https://www.this app.com/freeze/center.html. To learn more about the differences between CreditLock and Security Freeze, please visit https://www.this app.com/blogs/ask-this app/whats-the-difference-between-freezing-or-locking-my-credit/ © 2022 this app. All rights reserved. this app. this app and the this app trademarks used herein are trademarks or registered trademarks of this app and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners. Licenses and Disclosures.
Top Reviews
By Santiago Fuego
Awesome Credit App
Prior to using this app’s credit app, I used Credit Wise from Capital One. In rebuilding my credit I wanted to monitor my credit accordingly and make the right moves to increase my score. Maybe, there is a glitch with CreditWise but my score always sucked no matter what I did. Paying on time, minimizing my utilization my score was horrible. I switched to this app and my score was decent. this app gave an accurate reflection of all my hard work and financial discipline. I love this app Boost, which basically rewards you for things that you always pay such as rent and my celular bill. I also, like the credit card recommendations they send you as your Credit improves. With this feature I can know what cards I am more likely to be approved for. Finally they also make it super easy to check for any erroneous information on my report and have it disputed within 30 days. this app is by far the best credit app on the market today.
By Mike0087654
Credit score increase of 80 points
Since downloading the this app app and being able to explore all of my account balances, installment accounts & balances, & collections on my credit report, I’ve paid all collections off and have been closely monitoring my report. Since I first downloaded the app, about 3 months ago now, by being very proactive and dumping a bunch of money into my accounts and erasing collections my score has shot up 80 points over the three months and continues to rise every time a new score update is available. This is all because now I am working towards having optimal credit so I can refinance my car and maybe even purchase a house. Having good credit definitely makes your life much easier, so if you care about your credit score, this will help you monitor it and put your money somewhere it should go so that it will be beneficial to you later. Thank you for reading.
By Blue-Melody1
Experience the Best
A lot of the times your credit rating moves as slow as a snail. You try your best to be a good consumer and be consistent with your financial situation. Being a senior on a fixed income which dwindling faster than you can keep up with all involved. this app has been fair and makes me feel that my efforts handling my finances makes me feel I still matter and at least doing fair when others of the triad rate me poor or less. I am not behind in any of my accounts and I have a car note that is more than 50% paid off on a fixed income on disability as well as paid off almost all my accounts except 3. this app allows me to keep track of this mess and make sense of it and keeps me from throwing in the towel like a lot of folks have had to do in my situation. I have had to make slot of sacrifices to keep my credit profile where it is. Thanks for the help!!
