With the Aspiration Spend & Save Account, you get cash back rewards, Unlimited ATM withdrawals at 55,000+ Allpoint ATMs, and access to a competitive interest rate – while knowing your deposits in your cash accounts aren't funding gas pipelines, oil drilling, private prisons, or firearm manufacturers.
Find an Allpoint ATM at The Aspiration Save Account’s up to 1.00% Annual Percentage Yield (“APY”) interest rate is variable, subject to change, and is only available to customers enrolled in Aspiration Plus after conditions are met.
*The Aspiration Save Account’s up to 1.00% Annual Percentage Yield (“APY”) interest rate is variable, subject to change, and is only available to customers enrolled in Aspiration Plus after conditions are met.
The Aspiration Plus Debit Card is issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated.
The Aspiration Plus Debit Card is issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated.
Enable Plant Your Change and Aspiration will round up qualifying debit card purchases to plant a tree.
Enable Plant Your Change and Aspiration will round up qualifying debit card purchases to plant a tree.
Duration | Amount (USD) |
---|---|
Billed Once | $18.56 |
Weekly Subscription | $65.00 |
Monthly Subscription | $24.00 |
**Pricing data is based on average subscription prices reported by Justuseapp.com users..
SPEND & SAVE ACCOUNT • Sign up for Aspiration to start spending, saving, and investing with a conscience. • Know that your deposits aren’t funding fossil fuel exploration or production, private prison operations, or manufacturers of firearms • Withdraw your cash for free at over 55,000+ Allpoint ATMs • Earn up to 5.00% APY with the Save account • Get paid up to 2 days early • No credit check required ZERO CREDIT CARD • Good credit required • Go carbon-neutral — using Zero at least once per day will zero out the average person’s carbon footprint entirely • Every time you swipe, we plant trees to reduce your carbon footprint • Get rewarded for saving the planet — earn up to 1% cash back on all purchases • Track your progress in our app • Earn a $300 bonus after spending $3,000 or more (terms below) FOR FULL TERMS AND CONDITIONS VISIT aspiration.com/credit-card SAFETY • Sign in with Touch ID or Face ID (on supported devices) • Two-factor authentication • 256 bit encryption DISCLAIMERS The Aspiration Spend & Save Account are cash management accounts offered through Aspiration Financial LLC (“AFLLC”), a registered broker-dealer and Member FINRA/SIPC. An affiliate company, Aspiration Fund Adviser, LLC (“AFA”) is an SEC registered investment adviser. An affiliate, Aspiration Card Services, LLC (“ACS”) offers credit products. AFLLC, AFA, and ASC are subsidiaries of Aspiration Partners, Inc. (“Aspiration”). Aspiration pledges to donate 10% of our profits to charities. Aspiration is not a bank. The Aspiration Plus Debit Card is issued by Coastal Community Bank (“CCB”), Member FDIC, pursuant to a license by Mastercard International Incorporated (“MCI”). The Aspiration Zero Mastercard® is issued by Beneficial State Bank (“BSB”), member FDIC, pursuant to a license by MCI. The Aspiration Zero Mastercard® is offered by ACS. Aspiration and its subsidiaries are unaffiliated with BSB, CCB, and MCI. To qualify for the $300* Aspiration Zero statement credit bonus offer, Cardholders must make net qualifying purchase(s) (minus returns and other adjustments) of $3,000 or more with their Aspiration Zero Credit Card within 90 days of account opening. Offer is valid until 11:59 p.m. EST 12/31/2022. Visit aspiration.com/credit for full terms. Paid experiences may not be representative of others and is no guarantee of future success.The Aspiration Cash Back program is subject to change at any time and without notice, including reversal of rewards for abuse, fraud, and other illicit activity. Cash Back rewards are generally credited on the first day of each calendar month. Customers will earn cash back on debit card purchases, amount earned varies by merchant. Additional terms, conditions, and restrictions apply. ATM use is free and unlimited, at Allpoint ATMs only, transaction amount caps may apply. Find an Allpoint ATM at https://www.aspiration.com/atms. Enable Plant Your Change and Aspiration will round up qualifying debit card purchases to plant a tree. With Aspiration Plus and Planet Protection, Aspiration will provide carbon offsets for your gas purchases. This communication should not be construed as an offer, solicitation of an offer, or advice to buy or sell securities. Aspiration does not offer or provide investment, financial, tax, or legal advice. This is not an offer or solicitation in any jurisdiction where AFLLC or its affiliates are not authorized to do business or where such offer or solicitation would be contrary to the local laws and regulations of that jurisdiction. *The Aspiration Save Account’s up to 5.00% Annual Percentage Yield (“APY”) with up to 71x the national interest rate is variable, subject to change, and only available after certain conditions are met. Visit aspiration.com/save for full terms and conditions. Visit aspiration.com/disclaimers and aspiration.com/policies for additional terms and conditions of services. © Copyright 2022 Aspiration Partners, Inc.
By Claydood
Aspiration randomly had a need to lock down my account. A day later I receive an Email requesting to verify my identity by uploading a photo of my ID and bank statements from linked accounts. Problem is one of the linked accounts I closed and no longer have statements for. I still sent IDs and other bank statement along with a letter explaining I closed one of the accounts. 2 twos later I sent everything again. Now a werk has gone by and my account is still locked, I have bills now over due, getting charges late fees. Losing so much money because Aspiration is refusing to unlock my account. Customer support says they can’t help me because the verification department only has access. Can’t use my debit card, not sure if my direct deposit pay is even going into the account. No idea how much money I have, but I know I’m losing a lot of money because I can’t pay my bills and conduct business. Thanks a lot. Making Aspiration my primary bank was a hugely massive mistake an regret even using this Bank.
By gemiller11
I’ve been using Aspiration as a secondary account for quite a few years and have had some pretty good experiences thus far. Pro- they offer a cash back that’s unmatched to any debit card offer out there. Con- deposits do take a bit longer than expected unless your making a P2P deposit , those usually post within 24/48 hours. Pro- they’ve been working diligently to improve their service and the information provided on the transaction screen. Con- they are most likely missing out on customers by not offering an early deposit program like its online competitors (Varo, CHIME). Pro- they are good about reimbursing ATM fees but decided to limit the amount of fee reimbursements because some jerk withdrew their account 100+ times in a month (thanks for ruining this feature for us all)! In conclusion , I’ll continue to do business with Aspiration. I’d love to see them roll out an early deposit feature, but I don’t think that’s on their long list of improvements .
By drunkenboxer1984
Like everyone else I have had a checking and savings account with Bank of America for as long as I could have an account, they charge you hidden fees every once in a while because they change their rules without telling you and on top of that you were in virtually zero interest rate. Well aspiration is probably the best thing that’s happened for checking and savings in decades, iron 1% interest on my checking account I can earn up to 3% interest on my savings account no hidden fees no charges I can use any ATM on the planet and they’ll reimburse me the fee they charge I can make my check deposits for my phone it’s everything Bank of America and the others can do except they’re not trying to screw you over. I highly recommend making the switch. It’s free🖖