Oportun - Save, borrow, budget Software

What is Oportun? Digit is a smart bank account that helps users budget for spending, bills, savings, and investing. It guides users' money where they need it most and plans for today, tomorrow, and way, way later. Digit budgets for users so spending, bills, savings, and investments all work together. It also offers a Digit Visa Debit Card that keeps users' money safe and looks good doing it.

You deserve a smart bank account that helps you get better with money. Digit budgets for spending, bills, savings, and investing by smartly guiding your money where you need it most. It’s easy to get started: 1. Set up direct deposit to get paid up to 2 days early* 2. Add expenses (things like rent, internet, cable, etc.) 3. Tell Digit your saving or investing goals Digit does the rest, planning for today, tomorrow, and way, way later. Digit budgets for you so spending, bills, savings, and investments all work together. KNOW HOW MUCH TO SPEND No more mental math. Digit tells you how much is available to spend, so you can make smarter spending decisions daily. SMART BUDGETING FOR BILLS Skip the spreadsheets and let Digit budget for you. Digit calculates the right amounts to slowly budget into a dedicated Bills account, so you’re in a good place when it’s time to send a payment. SAVE MONEY WITHOUT THINKING ABOUT IT Digit saves a little every day, so you don’t have to. You can add an unlimited amount of savings goals and Digit will help you reach them all. EFFORTLESS INVESTING** Interested in investing? It’s easy to get started with Digit. Digit knows your spending habits, bills, and how much you’re saving. That info helps Digit calculate how much is right to invest for your situation. There are two ways to invest with Digit: Long-term investing Open a long-term investing account and Digit will help you invest effortlessly. Digit matches you with a balanced portfolio of stocks and bonds that are designed to grow over time. Roth or Traditional IRAs Just like saving up for goals, Digit finds small amounts each day that you won’t feel. You won’t notice it today, but your tomorrow self will thank you very much. DIGIT VISA® DEBIT CARD The Digit Visa Debit Card keeps your money safe and looks good doing it. No ATM fees*** Use your app to find 55,000+ Allpoint ATMs and get cash without paying a fee. Card locking Lose your card? No biggie. Lock your card with a tap in the app. Daily updates Get daily balance updates and notifications about your account. PUT DIGIT TO WORK Digit is free for 6 months and then just $5/month. -------------------------------- Digit is now part of this app. Direct℠ is a deposit account powered by Pathward, N.A., Member FDIC. Digit Visa Debit card is issued by Pathward, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted. *Availability of this feature depends on when we receive your direct deposit instructions from your employer. **Investment advisory services for US-based users with Invest and/or Retire goals are provided by Digit Advisors, LLC, an SEC-registered investment advisor. Brokerage services are provided to clients of Digit Advisors, LLC by DriveWealth LLC, an SEC-registered broker-dealer and member of FINRA/SIPC. Investment accounts are: (i) not insured by FDIC; (ii) not a deposit or other obligation of, or guaranteed by Digit, its affiliates, or another depository institution; (iii) subject to investment risks, including possible loss of the principal amount invested. SIPC protects securities and cash in your Digit Investment and Retirement accounts up to $500,000. For details please see www.sipc.org. ***A fee may apply at ATMs outside the Allpoint network.