How to Cancel Debit & Credit

How to Cancel Debit & Credit

Written by on 2023-03-02

We have made it super easy to cancel Debit & Credit subscription
at the root to avoid any and all mediums "Ivan Pavlov Pty Ltd" (the developer) uses to bill you.
Now let us get into the crux of this guide.

How Easy is it to Cancel Debit & Credit?


Complete Guide to Cancel and Delete Debit & Credit

A few things to note and do before cancelling:

  1. Check the Terms, Service policy or Privacy policy of Debit & Credit to know if they support self-serve subscription cancellation or account deletion:
  2. Subscribing to a plan and not cancelling it manually will result in the plan auto-renewing.
  3. Cancelling a subscription during a free trial may result in losing the trial account.
  4. You must always cancel a subscription at least 24 hours before the trial period ends.


How to Cancel Debit & Credit Subscription on iPhone or iPad:

  1. Open Settings » ~Your name~ » and click "Subscriptions".
  2. Click the Debit & Credit (subscription) you want to review.
  3. Click Cancel.

How to Cancel Debit & Credit Subscription on Android Device:

  1. Open your Google Play Store app.
  2. Click on Menu » "Subscriptions".
  3. Tap on Debit & Credit (subscription you wish to cancel)
  4. Click "Cancel Subscription".

How to Cancel Debit & Credit Subscription on a Mac computer:

  1. Goto your Mac AppStore, Click ~Your name~ (bottom sidebar).
  2. Click "View Information" and sign in if asked to.
  3. Scroll down on the next page shown to you until you see the "Subscriptions" tab then click on "Manage".
  4. Click "Edit" beside the Debit & Credit app and then click on "Cancel Subscription".

How to Cancel Debit & Credit Subscription on Paypal:

To cancel your Debit & Credit subscription on PayPal, do the following:

  1. Login to .
  2. Click "Settings" » "Payments".
  3. Next, click on "Manage Automatic Payments" in the Automatic Payments dashboard.
  4. You'll see a list of merchants you've subscribed to. Click on "Debit & Credit" or "Ivan Pavlov Pty Ltd" to cancel.

What to do if you Subscribed directly on Debit & Credit's Website:

  1. Reach out to Ivan Pavlov Pty Ltd - the company behind Debit & Credit directly: Get all Debit & Credit's contact details here

  2. If the company has an app they developed in the Appstore, you can try contacting Ivan Pavlov Pty Ltd (the app developer) for help through the details of the app.

How to delete Debit & Credit account:

  1. Reach out directly to Debit & Credit via Justuseapp. Get all Contact details →

  2. Send an email to [email protected] Click to email requesting that they delete your account.
  3. Check Debit & Credit's Privacy/TOS/Support channels below for their Data-deletion/request policy and contact them:

    *Pro-tip: Once you visit any of the links above, Use your browser "Find on page" to find "@". It immediately shows the neccessary emails.

Delete Debit & Credit from iPhone:

To delete Debit & Credit from your iPhone, Follow these steps:

  1. On your homescreen, Tap and hold Debit & Credit until it starts shaking.
  2. Once it starts to shake, you'll see an X Mark at the top of the app icon.
  3. Click on that X to delete the Debit & Credit app.

Delete Debit & Credit from Android:

  1. Open your GooglePlay app and goto the menu.
  2. Click "My Apps and Games" » then "Installed".
  3. Choose Debit & Credit, » then click "Uninstall".


If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All Accounts in One App Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch. • Super Fast Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks. • Locations (Geotagging) Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Financial Plans Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • iCloud Sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Color Themes Eight color themes are available for selection in the app settings in case if you want to customize your experience. • Watch App Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it. • Powerful features Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • Mac version of the app You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud. Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at In case of any questions please don't hesitate to contact [email protected]

Reviews & Common Issues: 5 Comments

By TechDaddy4

Customer for Years

Over the years, I have come to absolutely love Debit & Credit for its simplicity and uncompromising power. Ivan is genuine and lightning fast with responses to questions. Hands down, this is one of the most amazing apps I have seen - and he has THE best customer support I’ve ever seen - anywhere. It is absolutely astonishing what Ivan has packed in to this tool. I have tried so many apps - from indie developers to off the shelf big-name products, but Ivan’s continued development and increased feature set seems to unleash a power that is unparalleled. I will gladly be a premium subscriber for years to come as this is an app that delights and delivers. From sharing to the ability to weave into automated workflows (shortcuts), there is a massive return on investment for potential time saved with this app (without sacrificing privacy, mind you). Thank you for URL SCHEME support! For anyone reading the reviews, if you’re on the fence about downloading this app, don’t be. Download and dive in to the robust features that are elegantly hidden behind simplicity. I can’t wait to see what he does with this app in the future. It is already a top shelf product. Been a customer for years now and will be into the years to come. Frankly, the only thing to say here is - well done.

By danboe

Very impressed!

What a great app and what a savior solution to the dilema I had after the other app I had been using stopped working with iOS 10. I had about 9 years of my checking account register in that app, and was luckily able to export into a CSV file and import everything into Debit & Credit. I just finished reconciling two years of bank statements with the Mac app, and I use the iPhone version every day as I make purchases. Absolutely love the simplicity, design and “it just works” aspect of this app and the mobile version. I’m pleasantly surprised by how well and fast iCloud sync is between my Mac, iPad and iPhone. Well worth the price! Over the last year, I reached out to the developer with a few feature requests. Because I use this app daily, I thought I’d ask, knowing I probably would never hear anything back. However, I am pleased to say I received replies from the developer very quickly, and my requests are now part of the app I use every day on my Mac and devices, THANKS! Thanks for creating such a great app, and keep up the great work!!!

By Wow'd


I discovered this app after slogging through app after app that wouldn’t allow both myself and my husband to access and add transactions from our various devices. The fact that we can do that with this app, and have it on our Mac as well is incredible! We were terrible about letting our receipts pile up, then have a mountain of work to get our checking account ledger up to date. This app is very well executed. I thought there were a couple of features that we had on our previous desktop app that were missing, but upon looking at the settings, we are able to do everything we had been able to with that one. Transactions populate our various devices, including watch, incredibly quickly. So freaking happy! We can finally enter our info on the fly and skip the misery of entering everything for a month at one time. THANK YOU, THANK YOU! Keep up the fantastic work!!

By cgibbins

Best Customer Service from a Developer Ever!!

Ivan (the developer) also makes the Parcel tracking app which I love. I bought Debit & Credit to change from another program (MoneyWell). There were initially some challenges trying to match features from the old program I was using. I emailed support and Ivan responded immediately. More recently I had an issue with iCloud sync trying to share the app with my wife. It turns out the problem is related to iCloud and I was exceeding the maximum number of entries that iCloud allows to be synced between 2 different iCloud accounts. Regardless, Ivan exchanged 15 emails (including on weekends) with me trying to come up with work-arounds. He even created different “test” versions of the App for me to try in order to see if I could sync all my transactions successfully. Best customer service from any App Developer that I have ever experienced!!

By Mister Houdini

Keeps getting better

I just read the release notes and realized that you can now rearrange the payee, category, and description fields. That is awesome as I’ve always felt they were in the wrong order. I’ve always entered them in reverse order. This is my #1 favorite app. Edit: Well this is strange. Went to edit my previous review, which is usually the only option if you’ve previously left a review, but it opened a blank review page. I figured Apple must have removed my prior review. Once posted, I see that it replaced my prior review but left the developer response of the old review. So now it looks as if the developer responded before I left the review, and responded to issues not in my review. With Apple it just works, except when it fails.

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