How to Cancel Chime

How to Cancel Chime

Written by on 2020-12-17

We have made it super easy to cancel Chime - Mobile Banking subscription
at the root to avoid any and all mediums "Chime Financial, Inc." (the developer) uses to bill you.
Now let us get into the crux of this guide.



How does Chime's Cancellation Policy make you feel?



Complete Chime - Mobile Banking Cancellation and Delete Guide

Table of Contents:

  1. Cancel on Iphone
  2. Cancel on Android
  3. Cancel on Mac
  4. Cancel via Paypal
  5. Cancel on Website
  6. Delete Account
  7. Delete App on Iphone
  8. Delete App on Android
  9. Cancellation Policy





There are a few things you must know about cancelling subscriptions. They include the following:

  1. Once you subscribe to a plan and you don't cancel it manually like you subscribed, that plan will renew automatically because you gave the permission.
  2. When you subscribe for a trial period and then you cancel, you run the risk of losing that trial content altogether.
  3. You must remember to manually cancel a subscription 24 hours before the trial period ends.

We have made it super easy to cancel Chime - Mobile Banking subscription at the root to avoid any and all mediums "Chime Financial, Inc." (the developer) uses to bill you. Now let us get into the crux of this guide.


   



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How to Cancel Chime - Mobile Banking Subscription on your iPhone or iPad.

  1. First, open the settings app and tap on your name.
  2. Then, tap on the "Subscriptions" tab.
    (Note that you might not automatically see this tab. In that case, tap on iTunes & Appstore)
  3. Next, tap on your Apple ID. View Apple ID then sign in and scroll down to the "Subscriptions" button.
  4. Next, tap on Chime (subscription) you want to review.
  5. Now, Tap on Cancel.
    (Note that if you don't see a "Cancel Subscription" button for Chime - Mobile Banking, then it's definitely canceled already. It won't be renewed anymore).





How to Cancel Chime - Mobile Banking Subscription on your Android device

To cancel Chime subscription on Android, you need to realize that deleting the Chime app alone won't cut it. Follow the steps below:

  1. First, open the Google Play Store. If you have multiple Google accounts, be sure you're signed into the right one.
  2. Click on menu, then go to "Subscriptions".
  3. Choose the Chime - Mobile Banking subscription you wish to cancel and tap on the "Cancel Subscription" option.
  4. Finish up as directed.

Once your Chime subscription has been removed from Google Play, your future subscriptions will be cancelled and won't be renewed anymore.


How to Cancel Chime - Mobile Banking Subscription on a Mac computer.

To cancel Chime subscription on your Mac, do the following:


  1. First open the Mac App Store, then click on your name at the bottom of the sidebar.
  2. Click on the "View Information" tab at the top of the window and sign in if asked to do so.
  3. Scroll down on the next page shown to you until you see the "Subscriptions" tab then click on "Manage".
  4. Click "Edit" beside the Chime - Mobile Banking app and then click on "Cancel Subscription".


Note: Always make sure to use the exact username and ID you used to set up the subscription to manage that subscription when necessary. This is sometimes different from the Apple ID or Android brand ID you have set up.

If you don't remember your password however, contact the App for help/to reset password.


How to Cancel Chime - Mobile Banking Subscription on Paypal.

To cancel your Chime subscription on PayPal, do the following:

  1. First log into your PayPal account at www.paypal.com .
  2. Click on the settings tab which is beside the logout option.
  3. Press "Payments" from the menu provided to you and click on "Manage Automatic Payments" in the Automatic Payments dashboard.
  4. You'll be shown a series of merchants' agreement you've transacted before. Click on "Chime - Mobile Banking" to cancel.
  5. You will be shown a confirmation page. Click on the "Cancel Automatic Payments" tab to affirm that you want to stop making payments to Chime - Mobile Banking.
  6. Then click "Done" on the verification page to complete the unsubscription.


What to do if your subscribed directly on Chime's website?

Here's how to cancel your Chime subscription when billed through a payments provider that is not the Appstore, Playstore or Paypal.

Sometimes, you may start a subscription directly on a company's website without using an extra layer of security like Paypal or Apple. To unsubscribe, you might have to sign into Chime - Mobile Banking's website or directly reach out to the payments provider.

Generally, here are two steps you can take if you find yourself in that fix:

  1. Finding the company's information, then reaching out. Contact Chime - Mobile Banking here →
  2. If the company has an app they developed in the Appstore, you can try contacting Chime Financial, Inc. (the app developer) for help through the details of the app.


How to delete Chime account



  HOW TO DELETE/DEACTIVATE CHIME ACCOUNT  

Before we show you how to deactivate your Chime account, there are so many reasons to use online bank apps. One of the reasons Chime is so popular is that there's zero fees charged for transfers. That's very enticing. However if you decide you no longer want to use such an app, that's perfectly normal. In order to delete or deactivate your Chime account however, you're going to have to linger a bit as it has steps that should be followed.

 

Below are the required steps to deactivate your Chime Account:

  1. First things first, unlink all your actual bank accounts connected to your Chime bank account. This is to make sure your money is safe and no complaints about misplaced money arises.
  2. You'll send an official email to Chime (to [email protected]) expressly asking them to delete your account. On your own part, once you decide to and delete the app, you should place another call just to follow up
  3. Be very clear in your email, starting from the subject line to the body of your mail.
  4. Last but not the least, persist in communicating with the customer support team to ensure they actually delete the account. Know that they will only respond with as much effort as you put in to make sure they do what you ask.
 

Let us know if this was helpful.



Bonus: How to Delete Chime - Mobile Banking from your iPhone or Android.



Delete Chime - Mobile Banking from iPhone.

To delete Chime from your iPhone, Follow these steps:

  1. On your homescreen, Tap and hold Chime - Mobile Banking until it starts shaking.
  2. Once it starts to shake, you'll see an X Mark at the top of the app icon.
  3. Click on that X to delete the Chime - Mobile Banking app from your phone.

Method 2:

Go to Settings and click on General then click on "iPhone Storage". You will then scroll down to see the list of all the apps installed on your iPhone. Tap on the app you want to uninstall and delete the app.


For iOS 11 and above:

Go into your Settings and click on "General" and then click on iPhone Storage. You will see the option "Offload Unused Apps". Right next to it is the "Enable" option. Click on the "Enable" option and this will offload the apps that you don't use.


Delete Chime - Mobile Banking from Android

  1. First open the Google Play app, then press the hamburger menu icon on the top left corner.
  2. After doing these, go to "My Apps and Games" option, then go to the "Installed" option.
  3. You'll see a list of all your installed apps on your phone.
  4. Now choose Chime - Mobile Banking, then click on "uninstall".
  5. Also you can specifically search for the app you want to uninstall by searching for that app in the search bar then select and uninstall.


Stop ridiculous charges!!!


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Chime's Cancellation Policy.

Our crowdsourced data from Chime and Justuseapp users, shows that it is Very Easy to cancel a Chime subscription.

Have you rated? If you haven't rated Chime, Rate it here →.



What is Chime - Mobile Banking?

Chime offers mobile and online banking through its banking partners with no hidden fees‡. Do more with your money with fee-free overdraft*, get paid up to 2 days early with direct deposit^, and grow your savings instantly with purchase round ups and an optional High Yield Savings Account (get up to 0.50% APY‣ ). Save, spend, and manage your finances with the highly rated Chime mobile banking app. Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. Here’s why millions are banking with Chime… FEE-FREE OVERDRAFT With SpotMe, eligible members can overdraft up to $100* on debit card purchases with no fees. It’s overdraft protection, but better. GET PAID 2 DAYS EARLY Get your paycheck up to two days earlier^ than you would with traditional banks with direct deposit. Deposit paychecks, unemployment benefits, government stimulus payouts, and tax returns into your Chime account. NO HIDDEN FEES‡ A bank account shouldn’t cost you money. Chime has no overdraft fees, no monthly maintenance fees, no minimum balance fees, no foreign transaction fees, and no minimum deposit required. Plus, over 38,000 fee-free ATMs with Moneypass® and Visa® Plus Alliance SAFE & SECURE Your security is our top priority. Chime sends you instant transaction alerts anytime you use your Chime debit card, when you turn on transaction notifications, so you always know what’s happening with your money. Instantly block your card if it goes missing or you su...



Reported Issues: 6 Comments

By James
Apr 25 2021

Want to cancel so it doesn't take my paycheck. I want to cancel the subscription and account



By Brandy Brown
Apr 13 2021

I have had a suspended account where I can get my money an all my money going in gets sent back for over a week they say with in 24 hours it would be fixed I sent to many things to prove it's me so I am homeless now thanks to chime review team



By elizabeth mathews
Mar 14 2021

I have been locked out of my account for months i cant access my money i cant change my phone number (my phone is stolen) i cant do anything with my account ive sent in all my info im wanting now to get my money to my bank i want my account closed



By Ariana
Mar 13 2021

this is fake chime is fake



By Carm
Feb 25 2021

I was charged by a grocery store I never visited in North Carolina and I live in Missouri and chime had no idea how they got my card information. The store charged my card for an item then two hours later put the money back! Then a fraudulent website charged me for sofa covers I disputed the charge got my money back now chime says I still owe them they payment for the couch covers I NEVER BOUGHT! WTH is this company ran by the Chinese government? Are they out to get what they can get from their customers? What happened to your integrity chime? Do you know anything about that?



By Marilyn Therrien
Jan 17 2021

I want to cancel





Have a Problem with Chime - Mobile Banking? Report Issue

Leave a comment:



Why should I report an Issue with Chime - Mobile Banking?

  1. Pulling issues faced by users like you is a good way to draw attention of Chime - Mobile Banking to your problem using the strength of crowds.
  2. We have developed a system that will try to get in touch with a company once an issue is reported and with lots of issues reported, companies will definitely listen.
  3. Importantly, customers can learn from other customers in case the issue is a common problem that has been solved before.
  4. If you are a Chime - Mobile Banking customer and are running into a problem, Justuseapp might not be the fastest and most effective way for you to solve the problem but at least you can warn others off using Chime - Mobile Banking.


User reviews of Chime


  • By cmb101009
    5

    Happy customer!

    Very happy customer! Even though there is no stand-alone bank, I have had an excellent experience with Chime. 1) I like getting paid early 2) No overdraft fees, love the Spotme feature 3) Ease of use 4) I love that I view my card in the app, it sounds lazy, but I’m tired of pulling out my card every time I want to buy something online (lol). 5) I love that my mom and I both got $50 when she referred me to sign up for an account. What an awesome referral program for everyone. 6) You can turn your debit card transactions on/off with the click of an app. (I forget to turn it back on sometimes! I’ve embarrassed myself at a store a time or two.) Also, there are many ATM locations near me that are free of charge. I like that I can “round-up” to save if I’d like, or set 10% of my direct deposit aside. Chime has been compatible with PayPal and Apple Pay to send money to people. With that being said, I use cash at most restaurants / gas stations / stores, I don’t like my card number being out there. I had debit card fraud with my old bank account. I have not had that incident happen with chime and I hope that it never does. Not revenant to the app or bank- but cashiers at the store always say the card is a cute color lol.



  • By Perry Jacksen
    5

    The best bank I’ve ever used!

    I have been using Chime for years now. My favorite things about this service are spotme (lets you spend 20 dollars past your 0 balance to hold you over in a pinch) sms notifications (texts you whenever money is spent - perfect for tracking automatic payments that come out randomly!) and the UI (easy to read menu/ overall transparency. I have it set up with direct deposit so I get my money 2 days earlier than my co-workers. I can transfer money from this account to any of my other accounts (credit union, PayPal, Venmo) with no fees. I’m just blown away. Haven’t had an overdraft fee since I started using chime. I tell all my friends about it and I hope chime grows to change the way we manage all financial aspects of our lives. I would love a feature that acts as a savings account but locks the money in until you have reached your goal amount. I tend to transfer my savings to my checking regularly but end up with no money at the end of the week. Would love to not have the option to spend my savings! Overall great bank - 5 stars - will continue using for the foreseeable future! Why can’t every bank be like this?



  • By Dhmacf
    5

    Best decision I was forced to make!!

    Unfortunately due to a career loss, having to start over and struggling financially for 3 years I had no other choice but to file bankruptcy. I was told by my legal counsel that the bank account I had would potentially freeze my limited funds because one of my credit cards was linked to my checking. They encouraged me to seek a new checking account so I could maintain what money I had. Because my credit was now poor, I was denied by two other banks a checking account. Most big banks now run your credit along with Check Systems to deem you a desirable customer. I researched my options and found Chime on a tech blog. I’m so very glad I found it! It is no frills checking and savings with a super simple app. It’s a traditional debit card in every sense. It’s Visa so you can use it virtually anywhere! Get cash back with groceries. Tons of ATM’s through money pass with NO fees! I know it may not be for everyone, but if you are sick of big banks and all their fees and tactics, I encourage you to give Chime a try. I’m very grateful to have an option like Chime. It saved me a lot of grief at a time when I’m already feeling insurmountable pressure.



  • By Krzzybzh
    5

    Innovative and valuable

    I’ve had an account with Chime since they began. And I have yet to have a complaint. The app is kept updated and runs very smoothly. I like the auto savings feature. I do wish there was an interest gathering savings and more banking features like loans etc but it’ll come I’m sure. Many companies have followed Chime to online banking (which I believe will take over banking and do away with brick and mortar banking eventually)but none of the others are quite as well established. I’ve referred many people to chime and they’ve done away with their banks and rely solely on chime too. I haven’t seen rewards and bonuses lately like once would surprise me. But there are offers and a few discounts available. And I dislike how I have to enter my pin every time I move away from the chime screen. Even to go back n forth to copy/enter routing number account number on another app and go back to chime, even when I didn’t close it out. But it’s fine also. Their customer service is outstanding. And security has never been an issue. I have nothing negative to say about Chime.



  • By cjc810
    5

    Services have improved

    It used to be such a hassle to use a home, getting a new card — they wouldn’t expedite a new card, and since it’s an online bank, you were screwed until it came. And customer service, multiple times, when asked what recourse I had would say, “it’s probably a good idea to keep a back up bank account.” But now, they’ve gotten a lot better about the process of getting a new card reissued. They now accept mobile check deposits, at least up to a certain amount. And the Spot Me feature they’ve just come out with is really cool, since Chime doesn’t usually work with the other apps that will front you money when you need it. Also, there’s no withdrawal limit on ATMs which is really cool. It looks like they’re finally starting to get their act together. The only thing I’m still annoyed by is that my card is issued in my nickname, so if I get a check written out to my legal name, they won’t cash it. Other than that, they’ve fixed most of the issues I used to have with them. I appreciate it!




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